APRIL recorded consolidated sales of € 384.81 million in the first half of 2012, corresponding to an increase of 1.9 % on a reported basis and of 1.6 % on a pro-forma basis. Brokerage commissions and fees increased by 0.5 % in the period and insurance premiums by 4.4 %. By division, Health & Personal Protection recorded almost stable sales of €249.13 million, with a small +0.2 % increase in brokerage commissions and fees but a decrease of 0.7 % in insurance premiums. The group’s Swiss subsidiary (in the midst of a turnaround) and, to a lesser extent, the Italian subsidiary penalised the division’s performance, Health & Personal Protection activities in France remaining upbeat. Property & Casualty recorded a + 5.4 % increase in sales to € 140.17 million, with brokerage commissions and fees up 1.2 %, including notably a double-digit increase for niche wholesalers in France. Property & Casualty insurance premiums increased by 15.2 %, involving fronting for controlled risks with a very slight retention rate, in the service of the Group’s brokers. International activities are benefiting from the strong momentum stemming from the development of a leading global network in mobility insurance and assistance, which corresponds to the strategic axis defined for the group’s international expansion. The second quarter was marked by the first-time consolidation of MediCare International, a British wholesale broker specialising in health insurance for expatriates, acquired by the Group in April. Asia Assistance Partners, a company specialised in medical assistance and medical claims handling in Asia, acquired on 16 July, will be consolidated as from the third quarter.
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