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AIG Responds To Booming Expatriate Population With New Health Product

With the number of people working abroad soaring and a significant majority failing to take adequate protection against the health risks they will face, AIG in the UK have announced the launch of its Expatriate Care product.

Aimed at organisations headquartered in the UK with expatriate employees across the globe, Expatriate Care is designed to provide scalable, cost effective solutions for businesses of any size, from SMEs through to large corporates, Expatriate Care programmes can be set up with as few as five employees with previous medical history disregarded.

60 Million Expatriates by 2020 from iPMI Magazine on Vimeo.

The globally mobile population has grown dramatically. There are over 50 million expatriates, and by 2020 this will be 60 million. 232 million people now live away from their country of birth. Between one in two and one in three expatriates has no international health insurance, although a minority is covered by domestic health insurance. Several countries seek to get expatriates and migrants to pay for healthcare or have compulsory health insurance.1

AIG has partnered with Henner, a leading European medical plan administrator to create a truly global expatriate programme that offers superior medical care and straightforward administration. This offers access to Henner’s network of more than 35,000 medical providers in more than 160 countries, with discounts and direct billing arrangements available. The policy also offers the flexibility to add a new provider if a client has a unique location request and employers benefit from negotiated rates that allow for strong cost containment across their expatriate programme.

In addition, when an employee is far from home in a country where the medical system is unfamiliar they sometimes need reassurance that they have received the best advice available. With AIG’s Expatriate Care employees have access to Medical Second Opinion – a service that provides an additional consultation with an international specialist, following an initial medical diagnosis from a local doctor.

Policy holders and their families receive further peace of mind with access to MyHealthPortal, a virtual health clinic providing access to British based medical support, free of change. A dedicated team of UK nurses is available 24/7 via webcam, phone and SMS messaging to discuss everything from the common cold to serious illness. The portal also serves as a hub of up-to-date health advice and information and offers support for patients about to undergo or rehabilitating from surgery.

1 International And Expatriate Healthcare And Insurance 2014 Report

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