iPMI Magazine Is Proudly Sponsored By:
For a healthier journey.

iPMI Magazine Has Moved

iPMI Magazine successfully rebranded to iPMI Global in 2023 and has moved to a new home on the internet. To visit the brand new international private medical insurance business intelligence platform, please go to

AXA Partners Introduces Health Elect To Provide Access To US Health Insurance

Health Elect is a health insurance marketplace that offers customers an accessible way to purchase affordable and flexible short-term health insurance and medical indemnity health plans.

This year, Americans will find they have more plan choices and continue to benefit from lower insurance costs, thanks to the American Rescue Plan that makes it easy to find affordable and quality health care coverage.

AXA Partners, a globally-recognized organization  delivering health, travel, and cost containment services, has launched an innovative health insurance website, Health Elect, that allows customers to explore health insurance options and select the right policies for themselves. AXA Partners' goal is to deliver a simple and quick way to browse and purchase US health insurance policies from a selection of carriers through a direct-to-consumer marketplace.

Currently, Health Elect is distributing short-term health insurance plans, medical indemnity insurance, ACA (Affortable Care Act) health insurance plus critical illness, accidental death and dismemberment, vision and dental plans.

“I’m very excited about the launch of the AXA Health Elect site. Typically, searching for quality health insurance can be challenging with so many companies offering different coverages. Through AXA Health Elect our customers have the ability to select from a variety of top tier insurance companies for the coverages they actually need” said Blessy George, AXA Partners US CEO.

With Health Elect, consumers visiting the website will have access to all the details and information about each health insurance plan offered in their area. They can easily review and compare various health insurance plan options to find out which one fits their budget, lifestyle, and family the most.  They can also find out whether they are eligible for financial assistance, which can help them pay for premiums or reduce deductibles when receiving services. They can also find plans that can help them get benefits as early as the next day.

Medical beneficiaries interested in using Health Elect can apply for their chosen health insurance plan online or by phone from the safety and comfort of their homes.

For individuals who require personal assistance in understanding the benefits and terms and conditions of a plan, the Health Elect customer care team is available Monday – Friday from 8am to 8pm EST to answer all questions related to the service.


Nationwide Nearly 11.7 Million Consumers Are Enrolled In 2015 Health Insurance Marketplace Coverage

Nationwide, nearly 11.7 million consumers selected or were automatically re-enrolled in quality, affordable health insurance coverage through the Health Insurance Marketplace as of Feb. 22, according to a report released today by the U.S. Department of Health and Human Services. Of those, 8.84 million (76 percent) were in states using the platform and 2.85 million (24 percent) were in the 14 states (including Washington, D.C.) using their own Marketplace platforms.  Nearly 7.7 million individuals with a plan selection in the states using qualified for an average tax credit of $263 per month and more than half (55 percent) paid $100 or less per month after tax credits.

According to today’s report, nationwide, more than 4.1 million consumers under the age of 35 are signed up for Marketplace coverage (35 percent of all plan selections compared to 34 percent of plan selections at the end of 2014 Open Enrollment). Almost 3.3 million consumers 18 to 34 years of age are signed up for Marketplace coverage.  As in 2014, that’s 28 percent of all plan selections.

“The figures released today tell a story of health coverage consumers rely on for financial and health security – and of coverage they don’t want to lose,” said Secretary Sylvia M. Burwell. “Millions of Marketplace consumers in states qualified for tax credits to make their coverage affordable and accessible.  People who come to the Marketplace for coverage are actively engaged and shopping for the product that’s best for them and their families.  The Affordable Care Act is working and we’re grateful to the volunteers, assisters, navigators, local officials, members of Congress and many national organizations who joined this effort across the country.”

Tax credits made coverage affordable in the 37 states that use –

  • Of the more than 8.8 million plan selections in states, 87 percent (nearly 7.7 million individuals) qualified for an average tax credit of $263 per month.
  • More than half selected a plan with a monthly premium of $100 or less after tax credits, about 8 in 10 of these individuals had the option of selecting such a plan.

Marketplace consumers in states this year were more active, engaged, and eager for coverage than consumers in other insurance marketplaces -

  • More than half (53 percent or more than 4.6 million) of plan selections in states are new consumers who did not have Marketplace coverage as of Nov. 2014, and 47 percent (nearly 4.2 million) are consumers who re-enrolled in Marketplace coverage. 
  • Of the 4.2 million consumers who were re-enrolled in 2015 Marketplace coverage, more than half (2.2 million), came back to the Marketplace, updated their information and actively selected a plan. 
  • Of the 2.2 million active re-enrollees, 1.2 million switched to a different plan from what they had in 2014 – that’s 54 percent of active re-enrollees and 29 percent of all re-enrollees.  This is a much higher proportion than seen in other programs.  For example, studies show that approximately 13 percent of Medicare Part D enrollees change plans in a given year, and only about 7.5 percent of those with employer sponsored coverage switch plans for reasons other than a job change.

Today’s report includes data for individuals who selected or were automatically re-enrolled in coverage through Feb. 21 for 12 states and Washington, D.C. using their own Marketplace platforms and through Feb. 22 for the 37 states using the platform (including Oregon and Nevada), as well as California which is a state based Marketplace.

Today’s report does not include information on effectuated enrollment. To have their coverage effectuated, consumers need to pay their first month’s health plan premium.

Today’s report also includes detailed findings at the state-by-state level for the 37 states that use, and where reported for the state based Marketplaces.  For example, almost 1.5 million Floridians—93 percent of all plan selections—qualified for an average tax credit of $294. More than a million Texans qualified for an average tax credit of $239. More than 500,000 residents of North Carolina qualified for an average tax credit of $315.

Open Enrollment in the Marketplace ended on Feb. 15.  Consumers should visit to see if they qualify for a Special Enrollment Period because of a life change like marriage, having a baby or losing other coverage.  Enrollment in Medicaid and the Children’s Health Insurance Program is also open year round. 

Beginning March 15, CMS will offer a Special Enrollment Period to consumers in states who are subject to the fee for not having health care coverage in 2014, but who were unaware of or did not understand the implications of the new requirement.  Visit to learn more.  Find local help at: or call the Federally-facilitated Marketplace Call Center at 1-800-318-2596. TTY users should call 1-855- 889-4325. Translation services are available. The call is free. 

To read the monthly enrollment report click here.


Nearly 2.2 Million Americans Selected Plans In The Health Insurance Marketplace From October Through December 2013

  • Thirty percent of those who selected plans were under age 35

Nearly 2.2 million people have selected plans from the state and federal marketplaces by Dec. 28, 2013 (the end of third reporting period for open enrollment), Health and Human Services Secretary Kathleen Sebelius announced.

A new HHS report provides the first demographic information about enrollees. December alone accounted for nearly 1.8 million enrollees in state and federal marketplaces. Enrollment in the federal Marketplace in December was seven-fold greater than the combined total for October and November – and eight-fold greater for young adults ages 18 to 34.

“Americans are finding quality affordable coverage in the Marketplace, and best of all, because coverage began on New Year’s Day, the promise and hope of the Affordable Care Act is now a reality,” Secretary Sebelius said. “Our outreach efforts have ramped up, so whether it’s through public service announcements, events, our champions or other means, we are doing all we can to find, inform and enroll those who can benefit from the Marketplace. There is still plenty of time for you and your family to sign up in a private plan of your choice, so visit to learn more and sign up now.”

Key findings from the report include:

  • Nearly 2.2 million (2,153,421) people selected Marketplace plans from Oct. 1 through Dec. 28, 2013
  • These signups in the state and federal marketplaces represent a nearly five-fold increase from October-November, including nearly 1.8 million (1,788,739) people who selected a plan in December (compared with the previous two-month cumulative total of 364,682 through Nov. 30, 2013).
  • Of the almost 2.2. million: 54 percent are female and 46 percent are male;
  • 30 percent are age 34 and under; 24 percent are between the ages of 18 and 34, and;
  • 60 percent selected a Silver plan, while 20 percent selected a Bronze plan;
  • and 79 percent selected a plan with Financial Assistance.

The report also details state-by-state information where available. In some cases, only partial datasets were available for state marketplaces. The report features cumulative data for the three-month period because some people apply, shop, and select a plan across monthly reporting periods. Enrollment is measured as those who selected a plan.


UPMC Health Plan Launches Products on the Health Insurance Marketplace

UPMC Health Plan will offer a wide variety of health plans for individuals residing in western Pennsylvania through the newly created Health Insurance Marketplace.

All of UPMC Health Plan's health insurance plans will offer a network of excellent community physicians and hospitals as well as the top-ranked UPMC physicians and UPMC hospitals, according to U.S. News & World Report.

"UPMC Health Plan is proud to offer high-quality plans that offer access to the best doctors and hospitals at affordable prices," said Diane P. Holder, President and CEO, UPMC Health Plan. "We listened to what consumers wanted, and they asked for plans that give them access to UPMC as well as the ability to obtain affordable, predictable out-of-pocket expenses. We are committed to offering long-term value for the region."

There are three things that most people need to look at when they buy a health insurance plan: the monthly premium; the doctors and hospitals included in the network; and the additional costs incurred when seeking care, such as copays, deductibles, and coinsurance.

"Comparing plans can be confusing, and the plan with the lowest premium is not always the best value. It is important when consumers compare plans that they are smart shoppers. UPMC offers copays as low as $0 for PCP visits and no-cost options for medication to help people with chronic conditions," added Ms. Holder. "Because we know insurance choices can be confusing, we have staffed our UPMC Health Plan Connect Service and Sales Centers with experts who can help you understand your options."

Health Insurance News

Subscribe to this RSS feed