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iPMI Magazine successfully rebranded to iPMI Global in 2023 and has moved to a new home on the internet. To visit the brand new international private medical insurance business intelligence platform, please go to www.ipmiglobal.com

APRIL Group Announces Acquisition Of GlobalHealth Asia

International private medical insurance industry merger and acquisition mania continues in 2016 as APRIL group announce the acquisition of GlobalHealth Asia, an established international private medical insurance provider based in Hong Kong with operations in Singapore, Vietnam and Shanghai, plus local underwriting partners across south east Asia. 

Established in 1997 in Hong Kong, GlobalHealth has 60 staff members and a turnover of around six million euros. GlobalHealth provides a full range of international group and individual health insurance services, including underwriting, policy administration and claims adjudication.

The new purchase will enable APRIL to extend its operations in Asia beyond its current activities in Thailand, China and Singapore and significantly strengthens its market share in the region

APRIL Group, which was founded in France more than 35 years ago, is an internationally known and respected insurance services group with operations in 37 different countries, looking after close to six million policyholders worldwide, consisting of some 86 different nationalities located in more than 120 countries. 

With operations on every continent, APRIL group is now ideally positioned to meet the increasingly complex requirements of individual and group clients, regardless of their country of origin, by offering solutions which are tailored to their local environment.

Emmanuel Morandini, Deputy CEO of the APRIL group comments, "We would like to welcome the GlobalHealth teams to the APRIL group. This acquisition will strengthen our areas of expertise and extends our operations in Asia and is in line with our stated objective to become a leading IMPI and assistance player outside France."

In October 2015, APRIL Group successfully rebranded and relaunched UK based MediCare International as APRIL International UK, a specialist designer and distributor of international private medical insurance policies for groups and individuals.

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Yemen Travel Warning News Advice: Attack on MOD Hospital - Failed Kidnapping Attempt

Take out comprehensive travel and medical insurance before you travel. On 5 December, an attack on the Ministry of Defence Hospital in Bab Al-Yaman, Sana’a, left at least 52 people dead and many more injured.

On 15 December a Japanese national was seriously injured during a failed kidnap attempt in Sana’a.

The Foreign and Commonwealth Office (FCO) advise against all travel to Yemen and strongly urge British nationals to leave. If you don’t leave the country now while commercial carriers are still flying it is extremely unlikely that the British government will be able to evacuate you or provide consular assistance.

There is a high threat from terrorism throughout Yemen. Terrorists continue to threaten further attacks. There is a very high threat of kidnap from armed tribes, criminals and terrorists.

Al-Qaida in the Arabian Peninsula has previously targeted western interests and there could be a threat to diplomatic missions, commercial sites, transport infrastructure and any place where westerners gather. The situation in Yemen remains volatile with continuing unrest and violent clashes. The threat of an escalation of violence and disorder remains.

Since the end of October 2013 there has been a significant outbreak of hostilities between the Huthi movement and the Salafi community in the Dammaj area of northern Yemen, with significant numbers of casualties. If you travel to Yemen against our advice, you should regularly reassess your security and plan any movements around the country carefully. The provision of close security protection and/or a military escort is extremely important for those working and moving around in Yemen.

On 26 November, 2 Belarusian nationals were shot dead outside their hotel in the Al Sabeen district of Sana’a.

On 6 October 2013, a German national was shot and killed outside a supermarket in the Hadda district of Sana’a. While it is not yet known who was behind these attacks, you are reminded of the ongoing threat against foreigners and are strongly advised to avoid places visited on a regular basis by foreign nationals.

The level of consular assistance available to British nationals is limited.

If you need urgent consular assistance call either +967 1308 114 to be redirected to the FCO in London or +44 (0) 20 7008 1500.

Piracy is a significant threat in the Gulf of Aden and Indian Ocean. 

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Burundi Travel Warning: Political Demonstrations Expected in Burundi Monday 9 December 2013

Political demonstrations are expected in Burundi on Monday 9 December in Independence square, the central market, the University of Burundi, and the Cathedral Regina Mundi.

You are advised to avoid large crowds and demonstrations or protests in Burundi. The Foreign and Commonwealth Office (FCO) advise against all travel to: within 1 km of the border with the Democratic Republic of Congo, on Routes Nationales 5, 9 and 10, to the provinces of Bubanza and Cibitoke and to the Rukoko national park.

The FCO advise against all but essential travel to all remaining parts of Burundi, except for Bujumbura city, to which the FCO advise against all but essential travel to the areas of Kanyosha and Kamenge only.

There is no British Embassy in Burundi, but there is a Liaison Office in Bujumbura, which can provide limited consular advice and assistance.

The Belgian Embassy is able to provide consular assistance to British nationals.

Take out comprehensive travel and medical insurance before you travel.

There is a high risk of street crime, particularly whilst withdrawing money. There have been incidents of armed burglary. Avoid travelling by road outside of Bujumbura between 5:30pm 8am. This is due to the security situation and road safety concerns; take extra precautions. There is an underlying threat from terrorism. Al Shabaab has made public threats against Burundi because of its support to the African Union peacekeeping mission in Somalia. A long running cholera epidemic in Burundi (including Bujumbura) has caused several fatalities during 2013. You should take necessary precautions and seek urgent medical attention if you are unwell.

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Aviva Significantly Enhances Its International Private Medical Insurance

Aviva has announced significant improvements to its International Solutions private medical insurance from 1st February 2014. The improvements will provide new and existing customers with enhanced standard benefits and wider geographic cover, greater flexibility, and a new tailored Gulf Solutions policy for customers based in the Gulf region.

The enhancements follow a detailed clinical review of the insurer’s international medical cover to ensure customers living or working abroad receive high quality healthcare that reflects advances in medicine and medical practice.

Simplified global regions

International Solutions has now been divided into two areas rather than six, to make mobility between countries easier for customers and provide them with wider cover around the world. Policies are now available as Worldwide, or Worldwide (excluding USA and Caribbean) cover, with pricing based on comparative risk and medical costs, rather than geographical location. For all customers, irrespective of where they are based, emergencies are covered for up to 60 days in any country in the world.

A new Gulf Solutions policy

Aviva has also expanded its provision in the Gulf, creating a new tailored Gulf Solutions policy for group customers, to provide cover for their employees based in Kuwait, Oman or Qatar, as well as to those based in the United Arab Emirates (UAE). Individual customers can also benefit from the new Gulf Solutions policy, if they are living or working in Oman or the United Arab Emirates (UAE).

The new Gulf cover marks the second phase of Aviva’s product development for the region, building on the success of the award-winning Emirates International Solutions and the health insurer’s expertise in managing healthcare within the region’s complex legislative framework. A partnership with NAS Administration Services provides Gulf customers with a market-leading regional claims service with direct settlement capabilities.

Extensive standard benefits and Aviva’s International Cancer Pledge

For all customers, standard core benefits have been increased to make International Solutions one of the most comprehensive international policies available in the market, with an annual benefit level of £5m. Customers have the peace of mind that wherever they are, they will receive high quality treatment if they are ill or injured, as well as 24-hour medical emergency assistance and evacuation to an appropriate facility if treatment isn’t available locally.

  • Policies now carry an International Cancer Pledge to cover treatment and palliative care as recommended by specialists. In addition, cover is provided for aftercare, including money towards prostheses and wigs.
  • In and Day-patient Care is enhanced and now includes cover towards the costs of organ transplants and harvesting, and an increase in rehabilitation cover from 14 days to 25 days.
  • Out-patient Care also now includes cover for up to ten speech therapy sessions, following a referral by a specialist after a hospital admission.
  • Additional Benefits includes cover for complications of pregnancy as standard, with Maternity and Maternity Plus policy upgrades available to provide customers with cover for the more routine costs of pregnancy and childbirth, including pre and post-natal care. Home nursing benefits have also been increased as standard from 28 days to 60 days.
  • Customers will also have greater coverage on a range of Everyday Healthcare benefits that they would usually expect from their GP at home. These include up to 20 consultations with a doctor per year and higher limits for prescription medicine and vaccinations. Everyday Healthcare now includes cover towards Hormone Replacement Therapy.
  • Condition Management for acute phases of congenital conditions is also now covered as standard, alongside increased cover for the management of HIV and AIDS.
  • If treatment for any illness or accident covered is not available locally, the policy’s Evacuation & Emergency Assistance cover will arrange evacuation to the nearest facility, even if that is in another country.

Peace of mind and 24-hour assistance across the globe

All International Solutions customers get round-the-clock overseas support, 365 days a year. This includes a 24 hour medical emergency assistance helpline; a 24 hour medical advice helpline from a network of medical providers in 86 countries; and 24 hour secure online access to medical records through My Health Passport.

Full flexibility to suit individual healthcare needs and budgets

Customers can also upgrade their core cover to provide even further peace of mind with the following options:

  • Maternity or Maternity Plus cover, which includes investigations into fertility.
  • Dental or Dental Plus cover, which provides 100% reimbursement up to specified limits and a range of benefits including orthodontic treatment for children.
  • Wellbeing, to help keep customers fit and healthy with cover for routine examinations, screening, hearing and dietician tests. Co-payment has been removed so customers no longer have to pay the first 20%.

Additional Out-patient & Alternative Therapies cover

  • Repatriation & Compassionate Travel cover to help with travel and accommodation costs in the event of a family emergency.
  • Value options are also available for complete flexibility to help reduce premiums, including options for different excess levels, reducing out-patient cover or removing some core benefits like Everyday Healthcare.

The enhancements to International Solutions and the new Gulf Solutions policy come into effect on 1 February 2014 for both new and renewing customers. The policies have clearer benefit terms to give individual customers, employers and their employees complete peace of mind about the cover they choose, as well as a clear and easy claims process with no mandatory excess levels in place. Intermediary commission for new and renewal group business has also been flattened to 15%.

International Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist. Perhaps you are an already established Expatriate living away from home on foreign shores. Where ever you are now, understanding International Health Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of International Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worth, insufficient medical care. Since 2009 International Private Medical Insurance Magazine has been providing mission critical information about International Health Insurance to expatriates, individuals, groups, corporate clients, brokers and intermediaries. Select the right and most appropriate International Health Insurance plan for leisure, business, educational or health travel purposes, with the help and assistance of International Private Medical Insurance Magazines Online International Health Insurance Company and Plan Guide and Directory.

International Medical Insurance

You may be a business traveler, student studying abroad, an expatriate, leisure or medical health tourist searching to source, compare and select the best International Medical Insurance. Since 2009 International Private Medical Insurance Magazine has been providing mission critical information about International Medical Insurance to individuals, groups, corporate clients, brokers and intermediaries. It is important to fully understand International Medical Insurance requirements before you travel and insure you select the right and most appropriate health and medical insurance plan for leisure, business, educational or health travel purposes.

Expatriate Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life. Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of

Expatriate Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worth, insufficient medical care. Expatriates searching the internet to source, compare and select the best Expatriate Health Insurance are now covered by International Private Medical Insurance Magazines Online Expatriate Health Insurance company guide.

Get the lowdown on who's who and which Expatriate Health Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Health Insurance plan and cover for leisure, business, educational or health travel purposes. Expatriate Health Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Expatriate Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Pitcairn Island Travel Advice and Warnings

Take out comprehensive travel and medical insurance before you travel to Pitcairn Island. Medical facilities are limited. Pitcairn Island is a British Overseas Territory.

There is no formal British diplomatic representation. In the event of any problems, contact the Governor’s representative on island. Consular and medical assistance is extremely limited.

If you wish to stay on Pitcairn for two weeks or more, or are travelling with children, you must contact the Pitcairn Island Office in Auckland before making any plans to travel.

There is no access to the island by air. A regular shipping service operates between Pitcairn and Mangareva. Transfer to and from the island is by longboat and can be dangerous in poor weather. There are no hotels but self-catering and homestay accommodation is available.

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