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If you are looking to influence the entire global IPMI industry from international medical payor to international medical provider the iPMI Magazine Provider Network Directory is the ultimate place to be seen.

With a global readership of over 40,000 executives and covering all sectors of the international medical insurance and assistance business, the directory can land your brand on the desk tops of the major players worldwide, plus private corporations, governments, NGO's.

If you seek to target international medical and expatriate healthcare insurers, globally mobile work forces, medical assistance providers, ground and air ambulance owners and operators; governments, hospital groups, claims administrators, ngos, third party administrators; IPMI brokers, agents and intermediaries, this is the go-to IPMI industry platform, written, designed and read by your international clients.

Directory Classifications:

  • Air and Ground Ambulance;
  • Assistance;
  • Claims Administrators;
  • Hospitals and Clinics;
  • IPMI Alternatives (trusts, cash plans etc);
  • IPMI Providers;
  • Medical Claims Cost Containment.

Program Coverage:

Your very own micro web site on iPMIMagazine.com with 3 different banner designs, full contact details, interactive email and web links, recent news feed*, full bio, logo – the whole sherbang. 

Examples

Healix International Aetna InternationalBellwood PrestburyCigna Global IPMIDavidShieldGenerali Global HealthGeoBlueGlobality HealthHealthcare InternationalIntegra GlobalPacific Cross International Wellaway Air AllianceAwesome Air EvacuationJet ExecutiveJet RescueQuick Air

Your logo under the NETWORK menu tab: https://ipmimagazine.com/medical-health-insurance/en/insurance-assistance-provider-network-directory

The recent news feed on your company micro site page is powered by your own content that you can run with us, once signed up for the directory.

Content may be in the form of press releases, case studies, articles, interviews or executive features. Content may be dressed up with images, back links, contact details, videos and more.

E-Directories

The Network Directory is also produced in PDF format for quick and easy access and converted into a flash magazine. This allows you to maximise the usage of “print” based adverts and marketing collateral, you may already have produced. The flexibility of the digital “ezine” also allows for quick easy updating.

Demo

IPMI Insurers

Air Ambulance

TPA and Medical Assistance

Within the e-directory each company enjoys:

  • 1 Single A4 Page Advertisement – to run on the left hand page;
  • 1 Single Page A4 Page for bio, contacts, web links, email - to run on the right hand page.

The digital ezine of the IPMI directory is produced as a standalone publication and is also included in iPOLICY magazine.

Marketing Program Duration: 12 months

Total Investment: £5000

Or just book 1 micro site on iPMIM for 1 year for £2750, or just the e-directory coverage, also priced at £2750. 

Book Now: https://ipmimagazine.com/medical-health-insurance/en/apply-for-inclusion-in-ipmim-provider-directory-network

Next Steps

Once you fill in the above form, we will make contact with you via email and set up a time to speak. Whilst that happens we will send you a reservation form and an invoice. You sign the reservation form and return, and pay the invoice via wire transfer. Whilst that is processing we work hand-in-hand with your marketing team on the integration of your brand into iPMI Magazine.

Depending on which materials you have ready, it usually takes us 3-5 days to complete integration.

More Info?

If you are unable to commit at this stage and want a free consultation via telephone, write to This email address is being protected from spambots. You need JavaScript enabled to view it.. Please include some company information as we do not accept orders from everyone.

Searching the internet for more international medical and private health care insurance industry data on the most important international medical insurance players in the industry?

Check out the latest IPMI report, International and Expatriate Healthcare And Insurance 2016, click here.

 

Read more...

Allianz And Brokerslink Partnership On Course For Success

Allianz clients are already benefiting from the recent strategic partnership signed between Allianz and Brokerslink, a company of brokers and risk consultant firms. Small and mid-sized enterprise clients of Brokerslink in 95 countries now have better access to Allianz solutions.

Allianz provides worldwide expertise and market access.

“We can already observe an increase in business growth across the globe,” said Jean-Marc Pailhol, Head of Group Market Management and Distribution at Allianz SE. “As part of our corporate strategy 'Renewal Agenda' Allianz is expanding its insurance business in growth markets. This includes expanding insurance offers for small and medium-sized enterprises with international operations.”

The partnership between Allianz and Brokerslink, signed on June 6, 2017, also encompasses the cooperation of Allianz in the renowned Brokerslink Conference. The 2017 conference will take place in Marrakech, Morocco, from September 28 to 29. 

“We are delighted to have a strategic partnership with Allianz; an insurer whose brand equates with strength, quality and stability. We look forward to a long future of working together to offer quality risk solutions to our clients around the world,” said Paul Bitner, Managing Director of Brokerslink.

In Australia, where Allianz and the Brokerslink member PSC Insurance Brokers have worked together for several years, the global partnership has been warmly welcomed.  “Our relationship is deep and multi-layered,” said David Hosking, Chief General Manager of the Broker and Agency Division of Allianz Australia. “The trust and collaboration means we seek to maximize mutual opportunities and there has not been an issue which we have not been able to work through." 

The global partnership between Allianz and Brokerslink will be extended annually based on positive feedback from both sides.

Read more...

When The Insurer Or Assistance Company Is Your Customer IPMI Magazine Provider Network Company Directory Is The Ultimate Place To Be Seen

If you are looking to influence the entire global IPMI industry from international medical payor to international medical provider the iPMI Magazine Provider Network Directory is the ultimate place to be seen.

Covering all sectors of the international medical insurance and assistance business, the directory can land your brand on the desk tops of the major players worldwide, plus private corporations, governments, NGO's.

If you seek to target international medical and expatriate healthcare insurers, globally mobile work forces, medical assistance providers, ground and air ambulance owners and operators; governments, hospital groups, claims administrators, ngos, third party administrators; IPMI brokers, agents and intermediaries, this is the go-to IPMI industry platform, written, designed and read by your international clients.

Directory Classifications:

  • Air and Ground Ambulance;
  • Assistance;
  • Claims Administrators;
  • Hospitals and Clinics;
  • IPMI Alternatives (trusts, cash plans etc);
  • IPMI Providers;
  • Medical Claims Cost Containment.

Program Coverage:

Your very own micro web site on iPMIMagazine.com with 3 different banner designs, full contact details, interactive email and web links, recent news feed*, full bio, logo – the whole sherbang. 

Examples

Healix International Aetna InternationalBellwood PrestburyCigna Global IPMIDavidShieldGenerali Global HealthGeoBlueGlobality HealthHealthcare InternationalIntegra GlobalPacific Cross International Wellaway Air AllianceAwesome Air EvacuationJet ExecutiveJet RescueQuick Air

Your logo under the NETWORK menu tab: https://ipmimagazine.com/medical-health-insurance/en/insurance-assistance-provider-network-directory

The recent news feed on your company micro site page is powered by your own content that you can run with us, once signed up for the directory.

Content may be in the form of press releases, case studies, articles, interviews or executive features. Content may be dressed up with images, back links, contact details, videos and more.

E-Directories

The Network Directory is also produced in PDF format for quick and easy access and converted into a flash magazine. This allows you to maximise the usage of “print” based adverts and marketing collateral, you may already have produced. The flexibility of the digital “ezine” also allows for quick easy updating.

Demo

IPMI Insurers

Air Ambulance

TPA and Medical Assistance

Within the e-directory each company enjoys:

  • 1 Single A4 Page Advertisement – to run on the left hand page;
  • 1 Single Page A4 Page for bio, contacts, web links, email - to run on the right hand page.

The digital ezine of the IPMI directory is produced as a standalone publication and is also included in iPOLICY magazine.

Marketing Program Duration: 12 months

Total Investment: £5000

Or just book 1 micro site on iPMIM for 1 year for £2750, or just the e-directory coverage, also priced at £2750. 

Book Now: https://ipmimagazine.com/medical-health-insurance/en/apply-for-inclusion-in-ipmim-provider-directory-network

Next Steps

Once you fill in the above form, we will make contact with you via email and set up a time to speak. Whilst that happens we will send you a reservation form and an invoice. You sign the reservation form and return, and pay the invoice via wire transfer. Whilst that is processing we work hand-in-hand with your marketing team on the integration of your brand into iPMI Magazine.

Depending on which materials you have ready, it usually takes us 3-5 days to complete integration.

More Info?

If you are unable to commit at this stage and want a free consultation via telephone, write to This email address is being protected from spambots. You need JavaScript enabled to view it.. Please include some company information as we do not accept orders from everyone.

Searching the internet for more international medical and private health care insurance industry data on the most important international medical insurance players in the industry?

Check out the latest IPMI report, International and Expatriate Healthcare And Insurance 2016, click here.

 

Read more...

Download IPMI Provider Network Directory Company Guide August 2017

Download IPMI Provider Network Directory Company Guide August 2017 Featuring Aetna International, Bellwood Prestbury, Cigna Global IPMI, DavidShield, Generali Global Health, GeoBlue, Globality Health, Healthcare International, Integra Global, Pacific Cross International and Wellaway.

Buying international private medical insurance is a complex decision and finding the right insurer is crucial. That is why iPMI Magazine helps you ensure providers in our directory are all brands we are proud to represent. For more info on any IPMI plan or provider please contact us.

Searching the internet for more international medical and private health care insurance industry data on the most important international medical insurance players in the industry?

Check out the latest IPMI report, International and Expatriate Healthcare And Insurance 2016, click here.

Read more...

Pacific Cross Releases New International Private Medical Insurance (IPMI) Plan

Pacific Cross Insurance is proud to announce the launch of the Premier 250 and 500 International Plans.

The plan, the latest offering from their line of IPMI products, is designed with discerning budget conscious clients in mind. With an overall maximum benefit of 250,000 USD, and an option to upgrade to 500,000 USD, the Premier International Plan fits in well with the other established products in Pacific Cross’ line of International Plans.

Pacific Cross is confident that clients across the Asia Pacific region will find the Premier International Plan stands up against its competitors, offering great value at affordable premiums. The plan’s additional benefits and discount options allow buyers to customize it to their exact liking as well.

The Premier 250 and 500 plan improves on the ASEAN International Plan released by Pacific Cross in 2016. Market feedback indicated a need to remove geographical restrictions included in the ASEAN plan and the Premier Plan does that. While remaining affordable, the Premier Plan offers clients worldwide coverage and the freedom of no residency restrictions.

Officially released for sale on June 6th 2017, initial responses and feedback from the broker community have been very positive. The Pacific Cross Business Development Team expects the Premier 250 and 500 Plan to generate not only interest, but also significant sales in the second half of 2017. The team is excited to assist brokers in selling this new product.

Read more...

Cigna Announces Company Rewards For Employees; A One-Time Stock Award And New Benefits To Balance Work And Life

As global health service company Cigna (NYSE:CI) looks forward to the next chapter in its 225-year history, the company has announced it is making a one-time stock award to employees worldwide and providing two new benefits.

 

The stock award is to recognize the passion and commitment Cigna employees bring to customer service and to reinforce pride of ownership in the company. The new benefits further the depth of investment in the Cigna team and will help employees balance work with personal and community interests.

“Cigna continues to thrive, and our ability to deliver on the mission to improve the health, well-being and sense of security of those we serve starts with each of our employees. We are moving forward from a position of strength thanks to our employees around the world who make our company great. Today’s actions recognize that fact,” said Cigna Chief Executive Officer and President David M. Cordani.

The special global stock award and new benefits recognize Cigna employees’ accomplishments and their ability to stay focused on customers in what has been a dynamic and disruptive environment over the past several years. Cigna has been growing its business around the globe by adding and retaining clients and expanding our innovative value-based partnerships, and by focusing on customer service, and the company expects that outstanding performance to continue.

Effective today, Cigna employees around the world will receive a one-time award of five shares of stock in Cigna, which represents an investment in their future. “The stock award to our co-workers reinforces an even greater sense of ownership in our company as we continue to pursue our mission of improving the health, well-being and sense of security of the people we serve.” Cordani said. He added “It is this ownership mentality that fuels our ability to support and change our customers’ lives for the better.”

To support employees in balancing work and life demands, effective July 1, Cigna is launching a Caregiver Leave Program, a new benefit for U.S. employees that offers up to four weeks of paid leave for employees caring for others including child bonding, care for a seriously ill family member or qualifying military support. Cigna also is ensuring that employees in all countries outside the U.S. where it operates have a minimum of 12 weeks of full paid maternity leave, and four weeks of paid paternity and adoption leave.

Additionally, Cigna is introducing the Community Ambassador Fellowship program, which offers eligible employees an opportunity to take a sabbatical-style paid leave from work to improve life in communities where they work and live by supporting projects that exemplify Cigna’s mission. Program participants will be selected through a competitive application process. Up to 12 employees will be selected every year for a one- to three-month fellowship, and employees will receive full salary and benefits plus up to a $20,000 stipend to support their community work.

“Together, the global stock award and new benefits signal Cigna's pride in its employees’ continued high level of performance in a challenging environment. We see this as an investment in a bright future for Cigna, our employees and the people we serve around the world,” Cordani said.

Read more...

Turning the Travel Insurance Claims Process Inside Out

Has this happened to you? You file a claim and submit all the necessary documentation, only to find out weeks later the claim was never covered in the first place. Leading travel insurance comparison site, Squaremouth, has reinvented the claims process to make sure that doesn't happen.

Before requesting any documentation, Squaremouth's claims team talks directly to every claimant to assess their situation and better understand what coverage they may have.

"The way we do it is significantly more expensive for us as a company, however it provides a much better customer experience," says Squaremouth Co-Founder and CEO Chris Harvey. "We gather all of the necessary information ahead of time to simplify the claims process for our customers."

During the initial claims interview, Squaremouth claims adjusters use their expertise to put together an easy-to-interpret claim form. The customer is able to electronically make additions or changes to the form, and email back a signed copy with supporting documentation.

"The claim interview is the best way to explain to a customer what type of claim they have and what the process will be moving forward," says Squaremouth Claims Director Brandi Morse. "We can also let someone know if they won't be covered, so they don't have to spend the time providing us with documentation."

Building a Custom System to Fit Their Process 
Communication between a claimant and their provider is typically through email. Squaremouth uses the upfront interview to talk to each customer and obtain a clear understanding of their claim.

"We aren't going to force someone to provide anything we don't need, and we certainly won't ask them to provide lots of documentation if they won't be approved," Harvey says. "Customer experience is the most important thing for us."

To accommodate its unique claims process, Squaremouth built its own in-house claims system.

"We tweak the system on a constant basis" Harvey says. "My goal was to build a system that could tell the full story of every claim. You should always be able to look back and understand every step of a claim."

Using this system, Squaremouth has been able to dramatically increase customer satisfaction while lowering loss ratios.

"Excellent customer service and lower loss ratios are not usually mutually agreeable," Harvey says. "We had to re-engineer the process. We just turned it on its head."

Read more...

Expats, Health Insurance, Impats And Immigrants

We All Know What Health Insurance And Expatriate Mean, Or Do We? Leading iPMI analyst and report author Ian Youngman offers his personal view on the meanings, with a reader warning that what is correct in one country or continent may be wrong in another. Those using Google Translate: you may end up with something else entirely!

HEALTH INSURANCE

The media, and even the insurance press, use Health Insurance. Medical Insurance, Private Medical Insurance, International Private Medical Insurance (IPMI) and International Health Insurance (IHI) and Expatriate Insurance almost at random.

There is no general agreement on any of them as what the dictionary says and what the insurance practice is - can vary greatly.

Health Insurance can be offered by the state or private insurers, it may be compulsory or voluntary, it may offer treatment in public and/or private hospitals and clinics, and it can be for various categories of person including citizen, resident, visitor, expatriate or even specific categories of worker.

Medical Insurance is often the same as Health Insurance - but is used by some countries to explain limited cover health insurance.

Private Medical Insurance (PMI) is a complex version of Health Insurance as the Private name can apply to either treatment in private hospitals and clinics, or to treatment for private individuals in private hospitals and clinics - or treatment for private individuals in state or private facilities. The logic here used to be that it is a private purchase rather than a state demanded purchase with no choice of insurer or cover. But more countries are making health insurance compulsory either with or without compulsion on which cover to have, which insurer to choose or even whether treatment is in a public or private hospital.

Expatriate Health Insurance (EHI) used to be very simple as it described cover - initially for UK or US expatriates while temporarily working in another country.

It can just cover treatment in the country that the expat lives or works in, just treatment back home, or both, or even treatment in selected countries or even worldwide.

International Health Insurance can be the same as Expatriate Health Insurance or can be cover either in one country, a group of countries or even worldwide for expats or locals or visitors or temporary workers etc.

Last year I even had the misfortune to encounter a group of so - called expert consultants that insisted that health insurance was only for the health insurance cover on a travel insurance product- they remained deaf to my worry that by using data from company and country figures on health insurance-they would distort the results of their report by not understanding that most insurers and countries regard travel insurance and health insurance as two separate categories. If you went to these' experts' for advice on which car to buy they would probably sell you a tractor!

International health insurance can mean health insurance for more than one country, or just a country that the individual is not a citizen or permanent resident of. Or it can mean health insurance arranged in Country A for people in Country B. Or it can mean health insurance in Country A provided in Country A by an insurer that is physically in Country A but owned or part owned by an insurer or other group in Country B.

It used to be so simple - an insurer from Country B offered cover for a person from Country B while they work in Country A - but where the insurer had no physical or even legal presence in B.

And international cover used to just cover non-citizens or non-residents - but now it can cover anyone!

Some insurers and some countries call health cash insurance; top up health insurance, or even accident and illness or even income protection insurance - as health insurance.

Do you ever see Expatriate Car Insurance, or Car Cover??? Car insurance is car insurance - stating the obvious.

EXPATRIATE

Expatriate is another word that has a range of meanings and for some health insurers has become to mean people temporarily working or living in another country.

But there are many contrasting definitions of expatriate, impatriate, immigrant, visitor and non-resident.

Immigrant is a nasty word but Expatriate is a nice word, but they can be the same as it depends on whether they are permanent or temporary. Some Arab countries confuse us by calling all non-residents Visitors. 

Nigel Farage, well known UK tub thumper - is down on immigrants and sees himself as a Brit - not an expat or an immigrant- but as he spends more and more time in the USA and the European mainland- he is in danger of being both- as while the UK tends to think of anybody working outside the UK for over 6 months a year as an expat, the US rule is that anybody in the USA for over 3 months in a year is an impatriate.

An Expatriate used to be someone- often from the UK or USA - that for a few years kept a house in their native country and worked for a few years overseas in one or more countries.

Then as people retired abroad it expanded into someone in a country who was not a citizen of that country.

It then became fuzzier as it also included a citizen of one country that worked or lived in another country and perhaps had no intention of going back to their country of birth.

To complicate matters - there are people - particularly Americans - who are citizens of a country where they have never lived or worked and never ever plan to live or work.

Then we get dual nationalities - but perhaps we better not go there.

Politicians have taken up immigrant as a bad word. But without immigrant workers many countries would be condemned to a place with more retired people than workers, or nobody to do the boring factory, agricultural, domestic, cleaning or retail work.

So when does an expatriate become an immigrant. If you believe some politicians, it is the day they step foot in the country - whether they are working, a family of a worker, a retiree, a refugee or a student or temporary specialist.

Technically - an immigrant is a person who moves from one country- and that does not have to be where they were born or a citizen- to another country on a permanent basis with no intention of returning.

But immigrant has become to mean any worker or person being given social benefits who comes into the country - even if they are intending to go back home after a few years- in which case they are an expatriate worker!

In deciding who gets or must buy health insurance, most countries use the phrase resident - but this gets tricky as residential status varies from after a few days to after five years or never legally defined. Some split the rules by citizens and expatriates.

If by now you still have the will to live - we must also include international students, exchange teachers and workers and lecturers, people who live in several countries as they can afford lots of homes, and refugee.

When does a refugee become an immigrant, or an expatriate become an immigrant, or an immigrant become a temporary worker, or an expat or immigrant become a permanent resident?

Politicians have a lot to answer for by demonising expat workers, and insurers must take the blame for very lose definitions and calling a product by what seems the best sounding name- accuracy is secondary to marketing speak.

But in an age where grammar is ignored, certain insurers make up words to use in press releases, apart from you and I - does anybody care what it is called as long as they make money out of it?

 

Read more...

Expatriate Group Simplifies IPMI Policy As A Result Of Customer Feedback

Expatriate Group have simplified the way that customers can choose their area of cover under their international health insurance plan.

“By reducing the number of areas from 5 to 3, we have taken another step in making our Expatriate Healthcare iPMI policy the most straight forward available in the international healthcare market” said Lee Gerry, Expatriate Group Director. “Feedback from our customers suggested that this was an area where we could do better. So we did.” he added. “The change is effective immediately for new customers and our existing customers will benefit on renewal of their policies.”

Previously each country was graded from 1 to 5 (reflecting the costs of each country’s cost of treatment), depending on the country where the customer wanted to receive treatment; with the required area being selected at the outset.

Expatriate Group’s new iPMI areas are now:

  • EMEA & Asia (excluding China, Hong Kong and Singapore)
  • Worldwide, (excluding North America)
  • Worldwide

“The new format gives our customers absolute clarity about their coverage area; generally increasing the number of countries where they are able to receive treatment” Lee Gerry continued. “As well as making the buying process easier to understand, this change will be particularly important to a number of our customers, whose time in any given country can be transient”.

Expatriate Group’s, Expatriate Healthcare policy will still continue to provide worldwide out-of-area cover to ensure that customers are protected for emergencies, no matter which area of cover they choose.

Read more...
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