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iPMI Magazine Featured Interviews

iPMI Magazine Speaks With Caroline Pain, Senior Vice President, Customer Proposition, Aetna International

iPMI Magazine Speaks With Caroline Pain, Senior Vice President, Customer Proposition, Aetna International

In this iPMI Magazine industry exclusive, Christopher Knight, CEO, iPMI Magazine, sits down with Caroline Pain, Senior Vice President, Customer Proposition at Aetna International. They discuss in detail the launch of DNA testing for Aetna International European members and look at how using personalised information can spark actionable lifestyle changes. Please introduce yourself and background in the international private medical insurance market: I have over 20 years‘ experience in management, covering marketing and...

24-10-2019 Executive Industry Interviews

iPMI Magazine Speaks With Scott Rosen, CEO, MDabroad

iPMI Magazine Speaks With Scott Rosen, CEO, MDabroad

In this iPMI Magazine interview exclusive, Christopher Knight, CEO, iPMI Magazine, sits down with Scott Rosen, CEO, MDabroad. They discuss in detail a new on-demand insuretech assistance solution, First Click Assist™. Please introduce yourself and background in the international medical insurance market: In 2000, I founded MDabroad as an international provider network to linked insurers to medical providers, globally. Since that time, we have contracted with some of the largest providers and insurers to meet...

23-10-2019 Executive Industry Interviews

iPMI Magazine Speaks With Gary Dawson, Director of Business Development, Pacific Cross Insurance

iPMI Magazine Speaks With Gary Dawson, Director of Business Development, Pacific Cross Insurance

In this iPMI Magazine industry exclusive, Christopher Knight, CEO, iPMI Magazine, sits down with Gary Dawson, Director of Business Development at Pacific Cross Insurance. They discuss in detail the development of the IPMI market in Asia Pacific including IPMI adoption rates, mandatory insurance schemes, IPMI premium costs, insurance broker and intermediary network development and Pacific Cross Insurance international private medical insurance plans. Please introduce yourself and background in the international private...

25-09-2019 Executive Industry Interviews

iPMI Magazine Speaks With Ryan O'Donovan, Managing Director, Global Individual Private Medical Insurance At Cigna

iPMI Magazine Speaks With Ryan O'Donovan, Managing Director, Global Individual Private Medical Insurance At Cigna

In this iPMI Magazine industry exclusive, Christopher Knight, CEO, iPMI Magazine, sits down with Ryan O’Donovan, Managing Director, Global Individual Private Medical Insurance at Cigna. They discuss Ryan‘s life as an expat, the refreshed Cigna Healthguard℠ plan and the IPMI market. May you please introduce yourself and background in the international medical insurance market? Happy to do so! My first international experience came from working at Citigroup in the Global Shared Services function...

03-09-2019 Executive Industry Interviews

iPMI Magazine Speaks With Janette Hiscock, CEO Of Global Solutions Europe, United Healthcare Global

iPMI Magazine Speaks With Janette Hiscock, CEO Of Global Solutions Europe, United Healthcare Global

In this exclusive iPMI Magazine interview, Christopher Knight, CEO, iPMI Magazine, sits down with Janette Hiscock, CEO of Global Solutions Europe for United Healthcare Global. They discuss in detail the newly formed European division of UnitedHealthcare Global (UHCG) including what makes UnitedHealthcare Global’s offering different, the new benefits and services added to insurance plans, member access to the best possible healthcare and what we can expect from UHCG in the future. Please...

13-08-2019 Executive Industry Interviews

iPMI Magazine Speaks With Dr. Gert Muurling, Medical Director, Air Alliance

iPMI Magazine Speaks With Dr. Gert Muurling, Medical Director, Air Alliance

On air ambulance flights, patients are transported with many different complicated medical conditions and injuries, and it is crucial for the safety of the patient and crews that the aircraft is kept meticulously clean. In this iPMI Magazine exclusive interview Christopher Knight, CEO, iPMI Magazine asks Air Alliance Medical Director and Hygiene Specialist, Dr. Gert Muurling, what the potential hazards are and how the hygiene and infection control on board...

25-07-2019 Executive Industry Interviews

iPMI Magazine Speaks With Sigal Atzmon, CEO, Medix Group

iPMI Magazine Speaks With Sigal Atzmon, CEO, Medix Group

In this exclusive iPMI Magazine interview, Christopher Knight, CEO, iPMI Magazine, sits down with Sigal Atzmon, CEO, Medix Group, to discuss who Medix Global are, the common international medical insurance market opportunities they assist with and what we can expect from Medix Global in the coming years. Please introduce yourself and background in the international private medical insurance market: I am the founder and CEO of the Medix Group, a global healthcare...

23-07-2019 Executive Industry Interviews

iPMI Magazine Featured News Articles

Costa Fortune – Every 3 Minutes A UK Traveller Now Needs Emergency Medical Treatment Abroad, As The Medical Treatment Bill Hits An 8 Year High

Costa Fortune – Every 3 Minutes A UK Traveller Now Needs Emergency Medical Treatment Abroad, As The Medical Treatment Bill Hits An 8 Year High

Travel insurers are now dealing with the equivalent of one new claim every three minutes from UK travellers needing emergency medical treatment while overseas, with the medical bill at its highest for eight years according to analysis out today (19 August) from the Association of British Insurers (ABI). A claim for heart problems in the US cost £241,000;  £200,000 to treat a brain haemorrhage in China;  £153,000 to treat a fractured...

21-08-2019 iPMI Magazine Travel Insurance News

How Safe Is It To Visit Hong Kong?

How Safe Is It To Visit Hong Kong?

Healix International provides an insight into the current risks for business travellers and offers tips for firms sending employees to the region. It is unlikely that businesses with operations in Hong Kong or sending employees to the region will be unaware of the current unrest.  But some employers may be uncertain about the scale of the risks and what guidance to give to employees. Sebastian Liu, Global Threat Analyst for the Asia Pacific...

21-08-2019 iPMI Magazine Medical Travel Technical Roadside Assistance Company News

Now Health International Bolsters Senior Leadership Team With Strategic Hire

Now Health International Bolsters Senior Leadership Team With Strategic Hire

Now Health International Grouph has appointed Michel Faucher as Managing Director Middle East & Africa (MEA) and Chief Commercial Officer to lead the company’s strategic development in the region. This newly created role forms part of the company’s continued investment in the senior leadership team to enable the business to realise its ambitious growth plans worldwide. Michel is a seasoned executive with more than 30 years’ experience working on both the...

21-08-2019 iPMI Magazine Executive Appointments Movements News

Latest ABI Analysis Underlines Importance Of Preparing For Business Travel Risks

Latest ABI Analysis Underlines Importance Of Preparing For Business Travel Risks

Healix International, the global provider of travel risk management and international medical, security and travel assistance services, has responded to new data from the ABI regarding the costs of medical care overseas. Director of Operations, Marise Caunter said: “Whilst the ABI report was largely focused on claims from holidaymakers, there is no question that businesses need to take heed too.  The eight-fold increase in overseas medical costs will be particularly sobering...

20-08-2019 iPMI Magazine Medical Travel Technical Roadside Assistance Company News

The Hearty Truth – UK Amongst The Worst In The World For Heart Health Awareness

The Hearty Truth – UK Amongst The Worst In The World For Heart Health Awareness

Research shows one in six people have experienced heart problem symptoms in the past six months, yet only half (53%) know what signs to look out for. The UK is suffering from a chronic lack of awareness with regards to detecting and addressing heart health problems and symptoms, new research from Cigna Europe reveals. According to Cigna’s 360 Well-being Survey 2019, which surveyed more than 13,000 people across 22 different countries, Britain...

13-08-2019 iPMI Magazine Breaking News

CEGA To Expose Travel Insurance Fraud In BBC Series

CEGA To Expose Travel Insurance Fraud In BBC Series

Insurance claims validation expert CEGA Special Investigations, a Charles Taylor company, is to film next week for a new series of BBC1's Claimed and Shamed: the popular TV documentary that casts a covert eye over insurance fraud. CEGA will share stories of real-life travel insurance fraudsters with over a million expected BBC viewers; reinforcing the message that fraudulent claims large and small will be found out all over the world, thanks...

09-08-2019 Cost Containment News

The iPMI Market In Focus

International Health Insurance 2019: The Definitive iPMI Market Report

International Health Insurance 2019: The Definitive iPMI Market Report

Leading international private medical insurance publisher iPMI Magazine is excited to announce the launch of “International Health Insurance 2019 - International Health Insurance for Expats, High Net Worth Individuals, 3rd Country Nationals, Domestic Nationals and Global Nomads: Volume 1, 2 and 3.  There are more opportunities than ever for insurers and brokers to sell health insurance globally to locals and internationals. The global demand for health insurance is rising fast; There are opportunities for...

05-04-2019 International Private Medical Insurance Magazine Reports

iPMI Magazine Latest Video

Video: In 2019 The Definition Of An Expatriate Is Obsolete

Video: In 2019 The Definition Of An Expatriate Is Obsolete

The definition of an expatriate is obsolete because more people, including local nationals and expats, regularly travel internationally, due to their lifestyle, income and careers: a view shared by Ian Youngman, author of the brand new IPMI report, International Health Insurance 2019 and Generali Global Health CEO Marco Giacomelli. In the video Generali Global Health CEO Marco Giacomelli explains why IPMI is so important for globally mobile people and why the traditional concept...

19-06-2019 Articles Case Studies

iPMI Magazine Provider Network

iPMI Magazine Provider Network Directory e-Directory July 2019: iPMI - Assistance - Air Ambulance - Funeral Directors - Cost Containment - Claims Management + MORE

iPMI Magazine Provider Network Directory e-Directory July 2019: iPMI - Assistance - Air Ambulance - Funeral Directors - Cost Containment - Claims Management + MORE

You can tell a lot about a business by the company it keeps and iPMI Magazine is proud to present the leading international medical insurers and providers that assist with the cross border medical requirements of the global citizen. Uniting industry leaders under 1 roof the brand new iPMI Magazine payor and provider network directory delivers all the pertinent company intelligence your business needs to navigate the complex world of IPMI.     Enter full...

05-07-2019 iPMI Magazine Breaking News

USA Travel Advice: Changes To Visa Waiver Programme (VWP)

18 December 2015 and the US Congress passed a Bill updating the requirements for the Visa Waiver Programme (VWP). Under the new rules, with effect from 1 April 2016, all travellers wishing to enter the US under the VWP will need to hold a passport with an integrated chip.

Around 3.8 million British nationals visit the United States every year. Most visits are trouble free. Take out comprehensive travel and medical insurance before you travel.

The US Visa Waiver Programme (VWP) allows most British Citizen passport holders to visit the US for up to 90 days without a visa, but you may need to get authorisation from the Electronic System for Travel Authorisation (ESTA) before you travel. If you don’t qualify for the VWP, you’ll need to apply for a visa from the nearest US Embassy or Consulate. 

 

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2015 Top 10 Holiday Destinations Report

Americans are dreaming of a white-sand Christmas to Mexico and the Caribbean this year, according to the Allianz Global Assistance 2015 Top 10 Holiday Destinations Report.

The report by Allianz Global Assistance, a leading travel insurance* provider, revealed that the majority of travelers booked international trips to warm-weather destinations for Christmas. Cancún is the most popular international destination for holiday travel in 2015, followed by other hotspots including Puerto Vallarta and Cabo San Lucas, Mexico; Punta Cana, Dominican Republic; Nassau, Bahamas; San Juan, Puerto Rico; Grand Cayman, Cayman Islands and Montego Bay, Jamaica. In the U.S., the top cities for Christmas travel are Chicago, Denver, Atlanta, Seattle, Los Angeles, Dallas, Orlando and San Francisco.

The findings also showed the most popular days for holiday travel in 2015. Most Americans will depart for their winter holiday celebration between Saturday, December 19 and Thursday, December 24, and return on Saturday, December 26 or Sunday, December 27.

Whether travelers are flying or using ground transportation to their holiday destinations this year, Allianz Global Assistance recommends the following tips to minimize unforeseen hassles and delays over the busy holiday travel season.

Pack Light

No one likes to wait at the baggage carousel, especially during the biggest travel days of the year. Avoid checking bags, bring a carry on and ship Christmas gifts ahead of time. Don't risk the airlines losing your luggage with all of your presents inside -- even Transportation Security Administration (TSA) warns if an anomaly is detected, they might have to unwrap a present to inspect it.

Tame the Sun

Tourists traveling to warm-weather destinations should beware of the transition from the winter chill to the tropical heat. Keep this in mind and tame the sun -- too much sun can cause unease and discomfort, or even a fever and nausea. To avoid this kind of trouble in paradise, be sure to drink plenty of water, wear a hat, apply high protection sunscreen and avoid excessive sun exposure, particularly between 12 and 4 p.m.

Avoid Counterfeit Medications

When traveling internationally, protect yourself from fraudulent medication imitations -- one in ten drugs sold throughout the world is falsified. Purchasing counterfeit goods is not only a health risk, but also a customs offense. Counterfeit products do not need to abide by safety or quality standards, so they can easily cause allergies, poisoning or other types of incidents that can be avoided by purchasing medication in advance.

Be Prepared

Whether it's a covered trip cancellation or a medical emergency, travel insurance can provide important benefits that may prevent travelers from losing large deposits and may cover them for emergency medical treatment, up to the limits of their policy. It's also important to remember that U.S. health insurance policies (including Medicare and Medicaid) may not cover international travel; those that do may not cover the cost of medical evacuation. Know before you go, plan ahead and know the terms of your travel insurance before heading to your holiday destination.*

Travel Smart

Download the Allianz Global Assistance TravelSmart mobile app for emergency medical expertise at your fingertips. The app provides international travelers with important information on local medical providers, drug and first aid translations, emergency phone numbers and more.

* - Terms, conditions, reductions, and exclusions apply to all plans. All plans not available in all states. For a complete description of the coverage and benefit limits offered under your plan, carefully review your letter of confirmation and certificate of insurance/policy. Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A-"(Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.

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Air Freight Markets Grow Slightly in September

Data for global air freight markets showing very modest growth in September. Measured in Freight Tonne Kilometers, air cargo volumes rose 1.0% compared to the same month a year ago. This is a slight improvement on the August performance when volumes were broadly stable. Overall, however, air cargo volumes remain 1.2% down from their 2014 year-end peak.

The results varied widely by region. Carriers in the Middle East reported the most significant growth (7.5%) followed by European (2.8%) and African airlines (2.5%). Asia-Pacific based airlines recorded negligible growth (0.3%), and markets in North America (-3.3%) and Latin America (-6.4%) recorded declines. All regions reported capacity expansions ahead of growth in demand, taking the freight load factor down to the lowest level since 2009 (43.2%).

“Although slightly improved from August, the global trend is fragile, and the improvement is narrowly based. The 2.8% growth reported by European carriers reflects positive trends in trade with Central and Eastern European economies as well as a general improvement in manufacturing in the Eurozone. But the largest air cargo region, Asia-Pacific, was only just in positive territory, held down by weak regional trade,” said Tony Tyler, IATA’s Director General and CEO. 

Sep 2015 vs. Sep 2014FTK GrowthAFTK GrowthFLF
International 1.2% 6.3% 45.8
Domestic -0.8% 2.7% 31.6
Total Market 1.0% 5.6% 43.2
YTD 2015 vs. YTD 2014FTK GrowthAFTK GrowthFLF
International 2.7% 6.4% 46.9
Domestic 0.1% 2.2% 29.8
Total Market 2.4% 5.5% 43.6

Regional analysis in detail

Asia-Pacific carriers saw a slight rise in FTKs of 0.3% in September compared to September 2014, and capacity expanded 2.1%. The contraction in Emerging Asia trade appears to have bottomed out, although China, Korea and Chinese Taipei, among other key economies, are suffering from poor trade growth.

European carriers reported a rise in demand in September of 2.8% compared to a year ago and capacity rose 7.7%. The European performance looks more impressive considering that volumes for the year to date have been flat. Improvements in Eurozone manufacturing activity and in trade to/from Central/Eastern Europe seem to be finally feeding through to support air freight demand.  

North American airlines experienced a decline of 3.3% year-on-year and capacity grew 4.8%. Despite the poor year-over-year result, volumes in September were up 0.8% compared to August, indicating possibly that anticipated improvement in economic performance for the second half of the year may drive stronger air freight demand.

Middle Eastern carriers saw demand expand by 7.5%, and capacity rise 12.6%. Although once again the fastest growing region, the increase was 5.5 percentage points down on the average for the year to date. Major economies in the region have seen slowdowns in non-oil sectors, but growth rates remain robust enough to sustain solid demand for air cargo.

Latin American airlines reported a decline in demand of 6.4% year-on-year, and capacity expanded 2.1%. Worsening economic and political conditions in Brazil have led to regional trade activity falling 7% between July and August. Air cargo demand is down 6.8% for the year with no sign of improvement in the months to come. 

African carriers experienced growth in demand of 2.5%, and capacity rose by 8.1%. Nigeria and South Africa, the largest economies in the region, have underperformed. Regional trade, however, has held up, and generated increases in air freight volumes.

The Bottom Line 

The weakness in air cargo markets largely tracks anemic growth in trade. The 12-nation Trans-Pacific Partnership (TPP) was agreed with the intent of promoting economic growth and prosperity by liberalizing trade across participating economies. “Trade is the path to prosperity. We have high hopes that the TPP will deliver its promised benefits to participating economies with air transport—cargo and passenger—playing its role as one of the catalysts for growth,” said Tyler.
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iPMI Magazine Articles And Case Studies

Infectious Diseases Abroad: What Should Business Travellers Know?

Infectious Diseases Abroad: What Should Business Travellers Know?

By Dr. Lynn Gordon, chief medical officer for global assistance, travel risk and claims management provider CEGA, a Charles Taylor Company. Business travellers may worry about the threat of infectious diseases, new strains of infection, antibiotic resistance and even pandemics overseas. Recently, dengue fever has been reported in France and Spain; yellow fever in Nigeria; measles in New Zealand; rabies in the USA; Ebola in the Democratic Republic of Congo. The list goes on. Meanwhile, World Health Organisation (WHO) data shows there were an estimated 219 million...

The Rugby World Cup 2019 – A Corporate Travel Conundrum

The Rugby World Cup 2019 – A Corporate Travel Conundrum

In this exclusive article Healix International highlights some of the risks businesses should account for when sending travellers to Japan. In an age where the Far East doesn’t seem so far, over 400,000 visitors from across the globe are set to descend on Japan for the Rugby World Cup this September.  Among these will be die-hard rugby fans lucky enough to be part of a corporate delegation, alongside those already based in East Asia keen to take advantage of their close proximity to the major sports event.   Most...

On Business And Sick: Who’s There For You?

On Business And Sick: Who’s There For You?

In Mexico for work, a colleague of mine fell ill. So why write about it? There’s nothing unusual about contracting a common illness when travelling: 80% of people experience health issues while on a trip, with varying levels of severity. What was noteworthy, at least from my point of view, was the unusually convenient and efficient medical assistance my co-worker received. He never left his hotel room, and didn’t pay a penny. He simply called a new directional care program offered through his insurance: StandbyMDTM. A Common Occurrence…...

Welcome to iPMI (International Private Medical Insurance) Magazine, the only dedicated global iPMI business publication.

International Private Medical Insurance (iPMI) Magazine is where the global medical, healthcare, expatriate and travel insurance industry go to protect insureds, find new providers, expand worldwide networks, build new relationships and stay 1 step ahead of the risk.

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