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International Health Insurance

International Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist. Perhaps you are an already established Expatriate living away from home on foreign shores. Where ever you are now, understanding International Health Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it.

Insuring you have the right type of International Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical information about International Health Insurance to expatriates, individuals, groups, corporate clients, brokers and intermediaries.

Select the right and most appropriate International Health Insurance plan for leisure, business, educational or health travel purposes, with the help and assistance of International Private Medical Insurance Magazines Online International Health Insurance Company and Plan Guide and Directory.

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Armenia Travel Advice and Warnings

The Foreign and Commonwealth Office (FCO) advise against all but essential travel in the area of the closed border between Armenia and Azerbaijan, particularly in the Tavush and Gegharkunik regions.

The FCO advise against all travel on the road between Ijevan and Noyemberyan, which passes close to the border. In April and June 2012, there were reports of ceasefire violations along the Armenia-Azerbaijan border which resulted in a number of deaths and casualties. The British Embassy can’t provide consular assistance or advice to visitors to the Nagorno-Karabakh region.

There is a low threat from terrorism.

In May 2012 a gay-friendly bar in downtown Yerevan was attacked and a diversity march in central Yerevan was disrupted by nationalist groups.

From 10 January 2013, British and EU passport holders no longer require a tourist visa to visit Armenia.

Take out comprehensive travel and medical insurance before you travel to Armenia.

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Cambodia Travel Advice: Next Mass Protest Will Take Place Over Three Days From 23-25 October 2013 Freedom Park Central Phnom Penh

105,000 British nationals visited Cambodia in 2012. Most visits are trouble-free but there have been reports of assaults and armed robberies against foreigners. There is a low threat from terrorism. Take out comprehensive travel and medical insurance before you travel.

The Foreign and Commonwealth Office (FCO) advise against all travel to the Preah Vihear (Khaoi Pra Viharn in Thai) temple area and the Ta Krabey/Ta Moan temple area located on the Thai-Cambodian border. Cambodia held its general election on 28 July in a mostly peaceful environment.

On Monday 29 July, the main opposition party announced it was disputing the results and has called for an investigation into alleged irregularities in the electoral process. From 15 to 17 September a mass opposition protest took place in Phnom Penh and some clashes occurred between police and protestors resulting in one death and several injuries. Small scale protests are ongoing in Phnom Penh and are likely to continue. There have been frequent roadblocks.

The opposition has announced that the next mass protest will take place over three days from 23-25 October. Although the protest will be based in Freedom Park in central Phnom Penh, the opposition plan to march to various embassies around the city, including the British Embassy on the morning of 24 October 2013.

You should expect road blocks, traffic congestion and a heavy police presence. There is a risk of confrontation between protestors and the security forces. Allow extra time for journeys, follow local media and avoid all public gatherings.

There have been a number of security alerts over recent weeks about small explosive devices found around Phnom Penh, the most recent on 13 September outside the National Assembly building.

There is wide scale flooding in Cambodia, including in some parts of popular tourist destinations like Phnom Penh, Siem Riep and Battambang. You should check the state of the roads and airport access before you travel and allow extra time for journeys.

Cambodia Travel Advice: Next Mass Protest Will Take Place Over Three Days From 23-25 October 2013 Freedom Park Central Phnom Penh

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Air Ambulance Company Promotes Breast Cancer Awareness

Angel MedFlight Worldwide Air Ambulance is proudly supporting National Breast Cancer Awareness Month during the month of October by participating in local events and encouraging employee involvement in special office activities.

The U.S.-based provider of medical flights has designed a special pink t-shirt, which it is selling to employees and also offering to the public on its online apparel store. The price of the shirt is $15 with a portion of the proceeds going to the Susan G. Komen Foundation. The shirt's front includes a small Angel MedFlight logo superimposed over the familiar pink ribbon.

The back of the shirt features a larger version of the logo and ribbon with the text, "Angel MedFlight Worldwide Air Ambulance Supports the Fight Against Breast Cancer."

Representatives of the company wore the pink t-shirt while participating in the 21st Annual Susan G. Komen Phoenix Race for the Cure this past Sunday. Thousands of area residents participated in the event, which included a one-mile walk and a 5K run. Angel MedFlight is also encouraging its employees to wear pink in the office on Fridays in October in support of National Breast Cancer Awareness Month. The company will be displaying photos from its "Pink Fridays" campaign and the Race for the Cure.

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Aetna Names Tim Cocchi As Country Manager For Hong Kong Operations

Aetna (NYSE: AET), a leading global diversified health care solutions company, has named Tim Cocchi, 52, as country manager for its business operations in Hong Kong.

The appointment is effective immediately. In this new position, Cocchi will be responsible for sales and account management for Aetna’s growing business in Hong Kong and Macau and general management guidance for the company’s Hong Kong office.

“We’re pleased that Tim will be leading our dynamic team in Hong Kong, which is an important growth area for Aetna,” said Larry Hartshorn, Aetna International’s interim general manager, Greater China. “With his deep industry knowledge and years of experience in countries around the world, Tim will help us further expand our role as a major provider of individual and group health care benefits plans for expatriates and local nationals.”

Cocchi brings to Aetna more than 30 years’ experience in the employee benefits and insurance industries, both in the United States and internationally. He began his overseas career in Dubai as AIG’s regional head for group medical and managed care business in the Middle East. He later held similar regional roles stationed in Paris, Tokyo and Athens, where he continued to lead profitable growth in AIG’s Accident & Health lines of business. Most recently, Cocchi worked for AIA in a regional role based in Hong Kong. Cocchi received an M.B.A. from the University of Connecticut and a B.A. in business administration from Western New England College.

Aetna has maintained offices in Hong Kong since 2007 and employs 48 people there. Through a strategic alliance announced earlier this year, Aetna’s medical insurance policies in Hong Kong are underwritten by Starr International, a leading insurance firm licensed by the Hong Kong Insurance Authority.

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Travel Advice Philippines: 7.2 Magnitude Earthquake Hits The Island Of Bohol

Around 113,282 British nationals visited the Philippines in 2012. Most visits are trouble-free. Take out comprehensive travel and medical insurance before you travel. A major 7.2 magnitude earthquake struck the island of Bohol on Tuesday at 08:12 local time (0012 GMT).

The epicentre was 629 km from Manila. Cebu City is about 60 km away. There have been some reports of casualties on Cebu. The initial earthquake was followed by two aftershocks, each measuring more than 5.0 in magnitude. The Pacific Tsunami Warning Center did not issue a Pacific-wide tsunami threat. The United States Geological Survey have issued a yellow warning saying “some casualties and damage are possible and the impact should be relatively localised.

Past yellow alerts have required a local or regional level response.”

British nationals affected by the earthquake are asked to contact the Consular Section in Manila at +63 02 858 2200.

The Foreign and Commonwealth Office (FCO) advise against all travel to south-west Mindanao and the Sulu archipelago because of on-going terrorist activity and clashes between the military and insurgent groups. The FCO advise against all but essential travel to the remainder of Mindanao for the same reasons. There is a high threat from terrorism, including kidnapping.

The FCO is aware of a credible and imminent kidnap threat against foreigners in Zamboanga del Norte Province in Mindanao.

On 10 October the US Embassy issued an emergency message to US citizens warning them of the continuing threat from terrorism in southern Mindanao, including Davao, North and South Cotabato, Sultan Kudurat, Sarangani and Maguindinao.

On 16 September 2013 the Philippine Bureau of Immigration warned foreign nationals against joining rallies and other mass action protests. Foreign nationals taking part in these rallies may face deportation for violating Philippine immigration laws.

On 9 September 2013 armed clashes took place between militants and the Philippines security forces in Zamboanga city. Sporadic fighting continues and the city’s airport has been closed. A curfew is in place from 8pm until 5am.

The FCO advise against all travel to this region. Any British nationals in Zamboanga city should remain indoors and follow the instructions of local authorities.

Around 20 typhoons hit the Philippines each year, usually between June and November. You should monitor local weather reports and follow the advice of local authorities. With the exception of Philippine Airlines (PAL), all air carriers certified in the Philippines are banned from operating to/from the EU. 

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Array Health and Microsoft Collaborate to Power Private Health Insurance Exchanges

Array Health, a leading provider of private insurance exchange technology, today announced its alliance with Microsoft Corp. to power Array Health’s private exchange solution.

Array Health’s Spectrum cloud-based software takes advantage of a suite of Microsoft products to give health insurers such as Highmark Health Services the security features, scalability and high level of performance they need to run a successful private exchange.

“Our technology relationship with Microsoft gives us a competitive edge when attracting major insurers,” said Daniel Wolf, CTO of Array Health. “We chose to build our software on top of a Microsoft technology platform to give our customers a security-enhanced, scalable and extensible architecture that would meet their private exchange needs today and in the future.”

Array Health’s Spectrum solution takes advantage of Microsoft Internet Information Services, the .NET Framework, SQL Server 2012, and Windows Server 2008. As a trusted enterprise software provider, Microsoft provides a flexible, high-availability technology platform that enables Array Health to adapt quickly to changing market demands and develop a leading-edge consumer marketplace.

“Array Health is a pioneer and innovator in the private exchange marketplace,” said Hector Rodriguez, Director of the Health and Life Sciences Industry Technology Unit at Microsoft Corp. “The company’s unique combination of a world-class consumer experience and robust back-end solutions takes advantage of many aspects of the Microsoft technology platform to give health insurers an important strategic sales channel in today’s competitive market.”

Taking advantage of Array Health’s Spectrum, Highmark Health Services, one of the largest health insurers in the U.S. and the fourth-largest Blue Cross and Blue Shield-affiliated company, has been able to scale its exchange to help efficiently and securely handle large membership volumes. The solution was able to pass Highmark Health Services’ rigorous performance stress test in preparation for its peak enrollment season.

“When selecting a partner, it was critical that the entire technology stack met the highest standards of security and performance,” said Steven Nelson, senior vice president of strategy, product and marketing at Highmark Health Services.

“The Array Health solution satisfied our needs from both perspectives and delivers a great shopping experience for our members, as well as a more secure way to handle the back-end data processes essential for our platform.”

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MSO is a new IAG Assistance Partner in South Africa

Since January 2012, International Assistance Group has set the course for a new strategy: forge partnerships with quality providers. Meant to help its 49 partners grow organically, offering true quality and health-focused outcomes, IAG constantly develops, recruits and trains a comprehensive global network of quality assistance experts and accredited provider partners.

Today, International Assistance Group is happy to inform you that a 14th Partnership has been signed since January. MSO (Medical Services Organisation) has been approved as a new IAG Assistance Partner after a strict selection process. MSO, located in South Africa, is operational for medical cases in Republic of South Africa as well as in sub-Saharan countries.

Glenn Staples, Business Dev Director is happy to present MSO: "MSO International provides healthcare risk management services to the African and South African market with over 1 million contracted lives from private healthcare and insurance companies. MSO's strategy of providing a comprehensive managed care solution across Africa provides healthcare funders with significant and unique advantages that improve their competitive position. Since 2008, MSO has expanded its operations to include a dedicated international division with over 50 staff to manage claims, cases and admissions for international clients with members in Africa. With its head office based in Johannesburg, South Africa and access to more than 6,000 contracted providers across the African continent, MSO International provides the optimal healthcare solution for Africa".

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A New Successful Partnership Signed With D&G Cars, Which Becomes An Assistance Partner In The UK.

In January 2012 International Assistance Group launched a new Partnership Program dedicated to major assistance companies as well as medical or roadside service providers. To develop this comprehensive global network, International Assistance Group recruits and trains quality assistance experts and accredited provider partners.

With a footprint reaching 180 countries, International Assistance Group provides a wide range of medical, travel, roadside and technical assistance services, via a unique global alliance of Core Partners and Assistance Partners and Preferred Providers. The primary objective of this network is to help its Partners grow organically, offering true quality and health-focused outcomes. International Assistance Group is happy to announce a new successful partnership signed with D&G Cars, which becomes an Assistance Partner in the UK. This specialized company supplies Roadside assistance services in UK and Southern Ireland.

Since 2011 D&G Cars had been cooperating with the International Assistance Group as Correspondent in the UK, and decided in 2012 to join formally the International Assistance Group partnership program.

Mike Kenny, Business Development Manager, presents his company: "D&G Cars was established over 25 years ago by our Managing Director, Dennis Harding. During this period it has evolved into what it is today, one of the leading vehicle recovery operators within Great Britain and Europe. Our core business is vehicle recovery, movement and storage. From our Recovery Control Centre based at Upminster, Essex, we provide assistance 24 hours per day. We have fully trained call centre staff on site and operate a fleet of vehicles to service our contractual agreements with major motoring organizations, police forces and government bodies. Our control centre also handles calls for nationwide assistance for a number of major companies such as Hoyer Group, Scania and MAN. Once the call is logged we then organize assistance either ourselves or through our network of contractors. Some breakdowns and recoveries, such as petrol tankers, require very specialist expertise. To this extent a number of our drivers are ADR certified. ADR is The European Agreement concerning the International Carriage of Dangerous Goods by Road (ADR). We are also proud to have our own, fully Petroleum regulated bay, which is one of only a few in the UK. Aircraft ground movements are taken care of through our subsidiary company D&G Aviation, this again requires careful planning and expertise. For a vast number of years we have provided Motorsport Recovery to our local, world famous racing circuit Brands Hatch. We provide vehicles and staff throughout the racing season come rain or shine. In more recent years our reputation has spread and we now also provide assistance further a field at Silverstone and we have even worked as far Abu Dhabi."

Employing a multilingual team, D&G Cars is the core recovery and assistance contractor for the London 2012 Olympics and Paralympics. There is staff based on the main Olympic site 24/7 plus they have vehicles and staff sited all over London.

About International Assistance Group 

International Assistance Group is a limited incorporated company in Paris (France) regulated under the French law and owned by its Partners. This worldwide commercial alliance of independent companies spanning all the links in the assistance value chain was formed in 1992 by five European companies with the aim of helping each other offer quality assistance to cases.

The group's success has attracted accredited companies from every continent and it now boasts 50 partners and a turnover of over €678 million. More than 6,800 employees take care of 77 million end users. Last year, International Assistance Group® handled over 3.9 million cases and 30,000 repatriations, through 54 continuously attended medical call centres.

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Largest Spanish Automobile Club Joins International Assistance Group As Core Partner in Spain

  • International Assistance Group has recently approved that RACC joins its organisation as Core Partner in Spain.

RACC is the largest automobile club in Spain which provides personal, family, breakdown and urgent medical assistance to one million members as well as to a wide range of companies that have hired the club's services. RACC performs more than 1 million assistance interventions per year (817,000 roadside and travel assistances, 125,000 medical assistances and 187,000 home assistances).

Within these fields of action, it offers a wide range of services to companies, with quality being the common factor for them, based on innovation, technology and staff training.

Daniel Cornudella, RACC Travel Assistance Director explains: "For the RACC, quality is the key. The integration into an organization as International Assistance Group, offers us the chance to improve the assistance we provide to our members and customers during their international trips, extending our ability to assist them worldwide. It also gives us the opportunity to contribute with our experience to the solution of complex cases, which is our speciality, and to do it within International Assistance Group, an organization with which we share our stake in quality and innovation."

Urgent Medical Assistance

The Automobile Club RACC is a specialist in urgent medical assistance. To provide these services RACC relies on an operational team of emergency physicians and nurses and own means of medical transport, including ICU ambulances, helicopters. RACC does also offers services to health insurance companies, mutual insurance companies and companies from the banking/insurance sector. The RACC's Medical Service is internationally represented as member of the AMPA (Air Medical Physician Association) and the EHAC (European Hems & Air Ambulance Committee).

International Assistance Group is a limited company incorporated in Paris (France) and owned by its Partners. This worldwide commercial alliance of independent companies spanning on all the assistance value chain was formed in 1992 by five European companies with the aim of helping each other to provide quality assistance to cases. The group's success has attracted accredited companies from every continent and now is proud to count with 51 partners. More than 6,800 employees take care of 77 million users. Last year, International Assistance Group® handled over 3.9 million cases and 30,000 repatriations.

The synergies between RACC and International Assistance Group which fostered this new partnership became rapidly obvious in view of the large activity of RACC abroad. This requires the access to a consolidated network of Partners and an array of solutions developed by International Assistance Group including cost containment solutions, a database of accredited medical and technical providers worldwide as well as bulk purchasing power and exchange of know-how. On their side, the Partners of International Assistance Group will benefit from the powerful solutions and experience offered by RACC, a leading player in Spain.

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Compare Expatriate Health and Medical Insurance Plans, Coverage, Quotes and Companies, with iPMI Magazine. iPMIM represents leading providers of expat medical, health and travel insurance plans. Find the right and most appropriate Expatriate Health Insurance for overseas travel, global mobility and relocation