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iPMI Magazine successfully rebranded to iPMI Global in 2023 and has moved to a new home on the internet. To visit the brand new international private medical insurance business intelligence platform, please go to www.ipmiglobal.com

Patients Insurance

Patients Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Patients Insurance and Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Patients Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Patients Insurance plans for Overseas Assignments are now covered by International Private Medical Insurance Magazines Online Patients Insurance company and plan guide. Get the lowdown on who's who and which Patients Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Patients Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Patients Insurance plan and cover for leisure, business, educational or health travel purposes.

Expat Health Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete Patients Insurance comparison of the Patients Insurance plan, Patients Insurance costs and Patients Insurance fine print. Make your Patients Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Health Insurance Expat

Health Insurance Expat

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Expat Health Insurance and Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Expat Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Expat Health Insurance plans for Overseas Assignments are now covered by International Private Medical Insurance Magazines Online Expat Health Insurance company and plan guide. Get the lowdown on who's who and which Expat Health Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expat Health Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expat Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expat Health Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete comparison of the Expat Health plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Expatriate Healthcare

Expatriate Healthcare

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Expat Healthcare will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Expatriate Healthcare plans for Overseas Assignments, Travel Abroad and Student Travel Programs are now covered by International Private Medical Insurance Magazines Online Expatriate Healthcare Insurance company and plan guide. Get the lowdown on who's who and which Expatriate Healthcare Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Medical Health Travel Insurance plan and cover for leisure, business, educational or health travel purposes.

Expatriate Healthcare Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete comparison of the Expat Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Expatriate Health Insurance Broker Intermediary

Expatriate Health Insurance Broker Intermediary

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life. Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance Broker Intermediary requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right Expatriate Health Insurance Broker Intermediary will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worth, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Expatriate Health Insurance Broker Intermediary are now covered by International Private Medical Insurance Magazines Expatriate Health Insurance Broker Intermediary company guide. Get the lowdown on who's who and which Expatriate Health Insurance Broker Intermediary you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expatriate Health Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Expatriate Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Expat Health Insurance

Expat Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance and Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Expat Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Expat Health Insurance plans for Overseas Assignments are now covered by International Private Medical Insurance Magazines Online Expat Health Insurance company and plan guide. Get the lowdown on who's who and which Expat Health Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expat Health Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expat Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expat Health Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete comparison of the Expat Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Expatriate Health Insurance

Expatriate Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life. Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Expatriate Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Expatriate Health Insurance are now covered by International Private Medical Insurance Magazines Online Expatriate Health Insurance company guide. Get the lowdown on who's who and which Expatriate Health Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expatriate Health Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Expatriate Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Yemen Travel Warning News Advice: Attack on MOD Hospital - Failed Kidnapping Attempt

Take out comprehensive travel and medical insurance before you travel. On 5 December, an attack on the Ministry of Defence Hospital in Bab Al-Yaman, Sana’a, left at least 52 people dead and many more injured.

On 15 December a Japanese national was seriously injured during a failed kidnap attempt in Sana’a.

The Foreign and Commonwealth Office (FCO) advise against all travel to Yemen and strongly urge British nationals to leave. If you don’t leave the country now while commercial carriers are still flying it is extremely unlikely that the British government will be able to evacuate you or provide consular assistance.

There is a high threat from terrorism throughout Yemen. Terrorists continue to threaten further attacks. There is a very high threat of kidnap from armed tribes, criminals and terrorists.

Al-Qaida in the Arabian Peninsula has previously targeted western interests and there could be a threat to diplomatic missions, commercial sites, transport infrastructure and any place where westerners gather. The situation in Yemen remains volatile with continuing unrest and violent clashes. The threat of an escalation of violence and disorder remains.

Since the end of October 2013 there has been a significant outbreak of hostilities between the Huthi movement and the Salafi community in the Dammaj area of northern Yemen, with significant numbers of casualties. If you travel to Yemen against our advice, you should regularly reassess your security and plan any movements around the country carefully. The provision of close security protection and/or a military escort is extremely important for those working and moving around in Yemen.

On 26 November, 2 Belarusian nationals were shot dead outside their hotel in the Al Sabeen district of Sana’a.

On 6 October 2013, a German national was shot and killed outside a supermarket in the Hadda district of Sana’a. While it is not yet known who was behind these attacks, you are reminded of the ongoing threat against foreigners and are strongly advised to avoid places visited on a regular basis by foreign nationals.

The level of consular assistance available to British nationals is limited.

If you need urgent consular assistance call either +967 1308 114 to be redirected to the FCO in London or +44 (0) 20 7008 1500.

Piracy is a significant threat in the Gulf of Aden and Indian Ocean. 

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HCC Ratings Affirmed by A.M. Best and Fitch

HCC Insurance Holdings, Inc. (NYSE:HCC) today announced that A.M. Best Company, Inc. and Fitch Ratings have affirmed the Company's ratings.

"We are very pleased that A.M. Best and Fitch have affirmed HCC's financial strength ratings of "A+" and "AA," respectively. These strong ratings reflect our continued commitment to underwriting discipline and consistent profitability," said Christopher J.B. Williams, HCC's Chief Executive Officer.

On October 3, 2013, A.M. Best announced that it had affirmed the "A+ (Superior)" financial strength ratings (FSR) and "aa" issuer credit ratings (ICR) of the property/casualty companies in the Houston Casualty Group and HCC Life Insurance Company. Additionally, A.M. Best affirmed ICR and debt ratings of "a" on the holding company's $300 million 6.300% Senior Notes due 2019. The outlook for all of A.M. Best's ratings is Stable. The following property/casualty insurance companies comprise Houston Casualty Group, as defined by A.M. Best:

  • Houston Casualty Company
  • U.S. Specialty Insurance Company
  • Avemco Insurance Company
  • HCC Specialty Insurance Company

A.M. Best also affirmed the "A+ (Superior)" FSR and "aa-" ICR for the following insurance company subsidiaries:

  • American Contractors Indemnity Company
  • United States Surety Company

On October 1, 2013, Fitch Ratings announced that it had affirmed the "AA (Very Strong)" insurer financial strength (IFS) ratings for HCC's insurance company subsidiaries and the "A+" issuer default rating for HCC Insurance Holdings, Inc.

In addition, Fitch affirmed the "A" debt rating on the holding company's $300 million 6.300% Senior Notes due 2019. The outlook for all of Fitch's ratings is Stable.

These IFS ratings apply to the following insurance company subsidiaries:

  • Houston Casualty Company
  • U.S. Specialty Insurance Company
  • Avemco Insurance Company
  • HCC Specialty Insurance Company
  • HCC Life Insurance Company
  • American Contractors Indemnity Company
  • United States Surety Company

Headquartered in Houston, Texas, HCC Insurance Holdings, Inc. is a leading specialty insurer with offices in the United States, the United Kingdom, Spain and Ireland. As of June 30, 2013, HCC had assets of $10.2 billion and shareholders' equity of $3.5 billion. HCC's major domestic and international insurance companies have financial strength ratings of "AA (Very Strong)" from Standard & Poor's Corporation, "A+ (Superior)" from A.M. Best Company, Inc., "AA (Very Strong)" from Fitch Ratings, and "A1 (Good Security)" from Moody's Investors Service, Inc.

For more information about HCC, please visit http://www.hcc.com.

 

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Colorado Travel Advice and Warnings

Take out comprehensive travel and medical insurance before you travel. Colorado has suffered severe storms and heavy rains, which has led to flooding, landslides, mudslides and roads being washed away in parts of the State. For more information and advice visit the website of the Colorado Office of Emergency Management.

The hurricane season normally runs from June to November and can affect US coastal regions. You should monitor the progress of approaching storms on the US National Hurricane Centre website. Forest and brush fires (wild fires) are a danger in many dry areas in the summer months. High winds can cause fires to spread very rapidly.

There are a number of wildfires currently burning in the western United States including in Idaho and California. Visitors to Yosemite National Park may want to be aware that Highway 120 is closed. The effect of the US sequestration has increased waiting times at major US international airports.

Contact your tour operator or airline for flight information before travelling.

The US Visa Waiver Programme (VWP) allows most British Citizen passport holders to visit the US for up to 90 days without a visa. If you’re arriving by air or sea, you must get an authorisation via the Electronic System for Travel Authorisation (ESTA) before you travel. If you’re arriving by land from Mexico or Canada and you qualify for entry to the US under the Visa Waiver Programme, you won’t need to complete an ESTA.

You should be alert to the dangers of car and street crime.

Around 5.5 million British nationals visit the United States every year. Most visits are trouble free.

Medical, Travel, Health Insurance for Expatriates, Business Travel and Leisure Travelers/Tourists

Take out comprehensive travel and medical insurance before you travel to Colorado.

Top tips for Travel to Colorado

Seeking medical, health, travel or expatriate insurance for travel or relocation to Colorado?

You can find a wide range of medical, travel, expatriate and health insurance companies that may be able to provide insurance plans and cover, for group and individual healthcare, when travelling to Colorado, in the iPMI Magazine Colorado Travel, Medical, Expatriate and Health Insurance company guide, click here.

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Knowledge Gap Widens for US-Based International Business Travelers

While safety remains the highest priority for US-based business travelers, when travelling internationally these same business people feel the least prepared to deal with political unrest. These are some of the findings in the second annual Asterisk International Business Traveler Study published by Europ Assistance USA and their partner Drum Cussac. Europ Assistance USA and Drum Cussac polled five hundred US-based business people who had taken at least three trips internationally within the last twelve months.

The number one concern of those polled was safety - including personal security, terrorism, and radicals. 83% of travelers polled stated that safety and the ability to take care of their medical needs while travelling internationally were their highest priority. "The two years of data is very robust," said Guillaume Deybach, CEO Europ Assistance USA. "There's a significant knowledge gap between what business travelers think they know and what they actually know."

The Asterisk study found that the knowledge gap for business travelers continues down to a personal level. While fully half of those surveyed stated that they had required some level of medical care while traveling abroad, almost as many (44%) were unsure if their health insurance company provided them with the same benefits abroad as they receive at home.

Deybach said, "I am not sure what is worse for a business, asking an employee to take on an unnecessary risk or avoiding an opportunity entirely, out of fear. The right tools and intelligence will help reduce these risks, help open new markets, and enable better decision making."

Asterisk is an enterprise travel risk management service from Europ Assistance and Drum Cussac, two internationally renowned and highly trusted assistance and risk management providers. Other highlights from the second annual Asterisk International Business Traveler Study include:

  • 45% of respondents said their company does not offer a plan to assist travelers with travel-related emergencies or they do not know about it, with 80% indicating their company does not have a formal emergency or communication plan.
  • An overwhelming 90% of respondents felt unequipped to handle a natural disaster or political unrest/riots while traveling, while 82% felt unequipped to find a local doctor.
  • Travelers are increasingly concerned about the ability to use their communications devices, such as cellphones, smart phones, and computers - as these are vital links for their security as well as their business.
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Expatriate Health Insurance

Compare Expatriate Health and Medical Insurance Plans, Coverage, Quotes and Companies, with iPMI Magazine. iPMIM represents leading providers of expat medical, health and travel insurance plans. Find the right and most appropriate Expatriate Health Insurance for overseas travel, global mobility and relocation