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iPMI Magazine Has Moved

iPMI Magazine successfully rebranded to iPMI Global in 2023 and has moved to a new home on the internet. To visit the brand new international private medical insurance business intelligence platform, please go to www.ipmiglobal.com

Patients Insurance

Patients Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Patients Insurance and Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Patients Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Patients Insurance plans for Overseas Assignments are now covered by International Private Medical Insurance Magazines Online Patients Insurance company and plan guide. Get the lowdown on who's who and which Patients Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Patients Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Patients Insurance plan and cover for leisure, business, educational or health travel purposes.

Expat Health Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete Patients Insurance comparison of the Patients Insurance plan, Patients Insurance costs and Patients Insurance fine print. Make your Patients Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Health Insurance Expat

Health Insurance Expat

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Expat Health Insurance and Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Expat Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Expat Health Insurance plans for Overseas Assignments are now covered by International Private Medical Insurance Magazines Online Expat Health Insurance company and plan guide. Get the lowdown on who's who and which Expat Health Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expat Health Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expat Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expat Health Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete comparison of the Expat Health plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Expatriate Healthcare

Expatriate Healthcare

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Expat Healthcare will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Expatriate Healthcare plans for Overseas Assignments, Travel Abroad and Student Travel Programs are now covered by International Private Medical Insurance Magazines Online Expatriate Healthcare Insurance company and plan guide. Get the lowdown on who's who and which Expatriate Healthcare Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Medical Health Travel Insurance plan and cover for leisure, business, educational or health travel purposes.

Expatriate Healthcare Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete comparison of the Expat Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Expatriate Health Insurance Broker Intermediary

Expatriate Health Insurance Broker Intermediary

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life. Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance Broker Intermediary requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right Expatriate Health Insurance Broker Intermediary will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worth, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Expatriate Health Insurance Broker Intermediary are now covered by International Private Medical Insurance Magazines Expatriate Health Insurance Broker Intermediary company guide. Get the lowdown on who's who and which Expatriate Health Insurance Broker Intermediary you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expatriate Health Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Expatriate Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Expat Health Insurance

Expat Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expat Life. Perhaps you are already established as a Expat living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance and Expatriate Healthcare requirements is vital to a safe, risk free Global Expatriate Life. Accidents do happen and when you least expect them. Insuring you have the right type of Expat Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient or no medical care.

Expats searching the internet to source, compare and select the best Expat Health Insurance plans for Overseas Assignments are now covered by International Private Medical Insurance Magazines Online Expat Health Insurance company and plan guide. Get the lowdown on who's who and which Expat Health Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expat Health Insurance to individual expatriates, expat groups, expatriate employers and Expat Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expat Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expat Health Insurance and Healthcare comes in all shapes and sizes so be sure to do a complete comparison of the Expat Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Expatriate Health Insurance

Expatriate Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life. Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Expatriate Health Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Expatriate Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Expatriate Health Insurance are now covered by International Private Medical Insurance Magazines Online Expatriate Health Insurance company guide. Get the lowdown on who's who and which Expatriate Health Insurance companies you should trust with your life.

Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Expatriate Health Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Expatriate Health Insurance requirements before you travel and insure you select the right and most appropriate Expatriate Health Insurance plan and cover for leisure, business, educational or health travel purposes.

Expatriate Health Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Expatriate Health Insurance plan, costs and fine print. Make your Expatriate Health Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Traveler Friendly Insurance Offers Expat Medical Insurance Worldwide

Traveler Friendly Insurance, an authorized representative for IMG Insurance, offers medical insurance for travelers, whether for a short trip or an indefinite stay abroad.

Travelers, whether going to a single country or on Schengen Visa through the EU, can be assured of access to the finest emergency care, no matter where they go.

"When traveling outside of the US, few things are as scary as not being sure that you can pay for medical care if you need. Traveler Friendly Insurance is one of the nation's foremost experts in ex-patriot medical insurance, traveler's medical insurance and mission insurance coverage. Don't get stuck in a foreign land with no way to pay for your care. Traveler Friendly Insurance is not only here to sell you the right insurance plan, but will be here if you find yourself needing to use it." – Maria Amador, Co Founder, Traveler Friendly Insurance

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MSO is a new IAG Assistance Partner in South Africa

Since January 2012, International Assistance Group has set the course for a new strategy: forge partnerships with quality providers. Meant to help its 49 partners grow organically, offering true quality and health-focused outcomes, IAG constantly develops, recruits and trains a comprehensive global network of quality assistance experts and accredited provider partners.

Today, International Assistance Group is happy to inform you that a 14th Partnership has been signed since January. MSO (Medical Services Organisation) has been approved as a new IAG Assistance Partner after a strict selection process. MSO, located in South Africa, is operational for medical cases in Republic of South Africa as well as in sub-Saharan countries.

Glenn Staples, Business Dev Director is happy to present MSO: "MSO International provides healthcare risk management services to the African and South African market with over 1 million contracted lives from private healthcare and insurance companies. MSO's strategy of providing a comprehensive managed care solution across Africa provides healthcare funders with significant and unique advantages that improve their competitive position. Since 2008, MSO has expanded its operations to include a dedicated international division with over 50 staff to manage claims, cases and admissions for international clients with members in Africa. With its head office based in Johannesburg, South Africa and access to more than 6,000 contracted providers across the African continent, MSO International provides the optimal healthcare solution for Africa".

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Expats In The UAE Urged To Write Will

Expatriates living in the United Arab Emirates (UAE) have been advised to write a will in order to ensure that their assets are divided how they wish in the event of their death. Emphasis has been put on this legal process in a recent report published in the country's Ministry of Interior publication, 999 Magazine. It is particularly important for those living in a Muslim country, such as the UAE, otherwise Sharia law or local rules could be placed on inheritors. Under Sharia law, the majority of an estate passes to the male bloodline, which can mean wives and female partners are left with just one-eighth of their partner's assets if no will has been drawn up.

Emirati lawyer Hussain Al Jaziri told Gulf News: "Oftentimes the family of the deceased can obtain official documents from their country of origin asking that distribution of assets be done according to their country of citizenship."

Despite this relatively straightforward process being open to expats, only ten to 20 per cent of those resident in the UAE have carried it out to cover them should they die unexpectedly. Also important for expat families is to ensure that clear instructions as to who looks after the children are also left behind. Otherwise it will be up to the courts to decide and could mean that the intentions of the parents are not followed.

Without a last will and testament, it can take a long time for assets to be released and when they are, large taxes are often inflicted upon them. This means that the financial burden of looking after the children can be passed onto grandparents or other relatives for a long time after the parents' death.

Lieutenant Colonel Awad Saleh Al Kindi, editor-in-chief of 999, told the news provider: "There's a need for residents to be aware of the inheritance rules in the country. This is important to preserve peace and harmony within the family, which forms the basic unit of our society." Expatriate Healthcare specialise*s in providing international health insurance. Make sure you're protected.

© Expatriate Healthcare

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A.M. Best Affirms Ratings of TOWER Medical Insurance Limited

A.M. Best Asia-Pacific Limited has affirmed the financial strength rating of A- (Excellent) and issuer credit rating of “a-” of TOWER Medical Insurance Limited (TMI) (New Zealand). The outlook for both ratings is stable. TMI was sold as a wholly owned subsidiary to nib holdings limited (the nib group) in November 2012. The nib group is a health insurer established over 60 years ago and is the only listed health insurer on the Australian Stock Exchange.

Currently, the nib group provides health insurance to over one million Australian and New Zealand residents. The rating affirmations reflect TMI’s consistent underwriting results and good liquidity position, which indicates adequate margins of protection for unexpected claims and liquidity needs. The ratings also consider the nib group’s parental support in areas of strategic initiatives and risk management.

Offsetting these positive rating factors are the dividends paid by TMI over fiscal year 2013. Although TMI’s premiums continued to grow and generate positive earnings, the amount of dividends paid exceeded its net profits earned. This resulted in a decline in TMI’s risk-based capitalization, as measured by Best’s Capital Adequacy Ratio (BCAR).

An upgrading of TMI’s ratings is unlikely in the near term. Negative rating actions may occur if economic and/or industry factors lead to underwriting losses or there is a significant and continuous deterioration in the company’s risk-adjusted capitalization. The methodology used in determining these interactive ratings is Best’s Credit Rating Methodology, which provides a comprehensive explanation of A.M. Best’s rating process and contains the different rating criteria employed in the rating process.

Best’s Credit Rating Methodology can be found at www.ambest.com/ratings/methodology. Ratings are communicated to rated entities prior to publication, and unless stated otherwise, the ratings were not amended subsequent to that communication. A.M. Best Asia-Pacific Limited is a subsidiary of A.M. Best Company. A.M. Best Company is the world's oldest and most authoritative insurance rating and information source. For more information, visit www.ambest.com.

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Expatriate Health Insurance

Compare Expatriate Health and Medical Insurance Plans, Coverage, Quotes and Companies, with iPMI Magazine. iPMIM represents leading providers of expat medical, health and travel insurance plans. Find the right and most appropriate Expatriate Health Insurance for overseas travel, global mobility and relocation