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Keeping In Touch With Friends And Family From Abroad

by Tom Wilkinson, CEO, AXA Global Healthcare.

Missing friends and family is something we’re becoming all too used to at the moment. For expats though, it can be especially tough. Prior to lockdown, research by AXA – Global Healthcare* found that nearly half (48%) of expats who have felt isolated at some point, miss friends and family. In the current climate, facing lockdown thousands of miles from their support network, they are bound to be presented with a roster of all-new challenges.

Keeping in touch with friends and family is often vital to expat wellbeing, helping to combat feelings of loneliness and isolation. But this year, during Loneliness Awareness Week, it’s more important than ever to keep in contact with loved ones. So, if there’s one thing I would suggest to any expat, it would be to have a conversation with the people you value the most from back home.

We’re lucky to live in a world that’s more connected than ever before. Most of us are becoming a great deal more accustomed to video conferencing for work, but there’s also been a global surge during lockdown in the number of people using video calls to catch up with friends and family, meaning your usual catch-up phone call can feel even more personal. One video conferencing platform has actually revealed that it went from having just 10 million daily users in December to an astonishing 200 million in March. So, whether you’re in China, Australia, England or Brazil, it’s never been easier to keep in touch while you’re abroad.

Another potential upside to our current situation is that it’s requiring us to not only be more personal in the way that we speak to each other, but also more inventive. After all, how many times can you ask someone what they’ve been up to during lockdown and expect a radically different answer.

Try adding a little fun to your catch-up calls to boost your spirits. I’ve heard of families organising quizzes and playing board games over video calls. Why not take it one step further though, and use your expat experience to put an extra spin on it?

Perhaps you could host a baking masterclass, in which you show your friends how to bake the sweet treat of choice in your local area. Or use some photography from your pre-lockdown travels to make vibrant backgrounds for your video calls. Maybe you could even take your family on a virtual tour of some of your favourite global landmarks that you’ve visited. Suddenly, being an expat isn’t a hindrance. It’s a springboard into a range of virtual possibilities.

Whatever you end up talking about though, the important thing is that you’re doing just that – talking. Sometimes, all we need is someone to listen. Having a good support network around you in times like these is vital, even if they can’t be there in person. So, whether you’re on the other side of the world from all of your closest family and friends, or just down the road, make sure to keep talking.

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IMG Europe Launches Unique Short-Term International Travel And Expatriate Medical Insurance Plan Range

IMG Europe Ltd, an award winning leader in the international and expatriate travel medical insurance market, announced the launch of GlobeHopper, a short-term international travel and expatriate medical insurance plan range for individuals, families and groups. The plan range provides cover worldwide for travelers and expatriates of all nationalities when they are travelling, or temporarily living outside of their home country. Applicants have a choice of GlobeHopper Single-Trip, Platinum and Multi-Trip plans, and can get instant quotes and apply online without medical underwriting.

“GlobeHopper is a unique and competitive addition to our product portfolio,” said Managing Director of IMG Europe and Chairman of the Association of International Medical Insurance Providers, Carl Carter. “It’s a very flexible plan range that meets the short to medium term travel medical coverage needs of expats and travelers worldwide. We have seen exceptional demand as it fills a very large gap in both the expatriate international medical insurance and travel insurance markets.”

Some plan highlights include:

  • Available worldwide to local nationals, foreign nationals and expats;
  • Trip durations from five days up to three years, or multi-trip coverage for unlimited trips of 30 or 45 days duration in a year;
  • Choice of GBP, USD or Euro premiums and schedules of cover;
  • Sums Insured from $50,000 up to $8,000,000 from an assortment of coverage options, each with specialized covers;
  • A wide range of excesses from nil to $25,000;
  • Wide range of optional add-ons including high risk/adventure sports, enhanced personal accident and evacuation endorsement options;
  • Coverage can be purchased after departure (or arrival);
  • The period of insurance can be incrementally extended if insureds are unsure of their duration of travel;
  • Incidental Home Trip Coverage allows insured’s to return home mid-travel for a short time during their period of cover;
  • Expats returning home can request home country coverage at the end of their trip so as to give themselves a short time to arrange local healthcare insurance;
  • If coverage ends during a course of covered treatment overseas, cover can be extended without paying additional premium for up to 12 months;
  • Freedom to choose any medical provider within area of cover backed by global network access;
  • No upper age limit;
  • Access to MyIMG, an online customer portal that allows instant document retrieval, online claims status checks and more.

Carter further added, “The plan range is also online quote and fulfillment enabled. This allows our intermediaries around the world the ability to add these plans to their websites to easily and securely generate sales, or email sales links to customers 24/7. Additionally, because the plan range is flexible and cover is available after departure, intermediaries no longer need to ignore travel insurance enquiries from expats or their relatives who have departed and arrived somewhere without cover, or who need short-term cover.”

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Transworld Claims Solutions

Transworld Claims Solutions

Transworld Claims Solutions Inc (TCS) offers cost recovery solutions to businesses incurring losses across international borders. Our core activities include 'subrogation' and 'priority on risk' recovery, principally to the insurance and medical services sectors, and b2b contractual debt recovery services. Transworld Claims Solutions offers Claims Management and Cost Containment services. With an in depth experience in the travel and healthcare industry, and over 21 years in the insurance industry, Transworld Claims Solutions offers an exclusive global network with AVUS.

The AVUS group is the largest Non-Marine claims management/handling group in Europe with subsidiaries in 26 countries in Europe including North Africa. Each office has a dedicated in-house legal team that handles recovery/subrogation cases for travel, social & accident insurers and also for motor insurers. A natural part of their core service includes investigations and data gathering of all kinds for insurers and in particular when fraud is suspected.

They are also well positioned to provide expert legal opinions regarding any legal situation in a given country. AVUS works with European insurance groups such as Allianz, AVIVA, AXA, QBE, RSA and Zurich. In concert with Transworld Claims Solutions, who provide coverage in the Americas, the Caribbean, and the developed countries of the Asian Rim, this strategic partnership provides a unique global network of resource support to payers of claims, in a complex multi cultured environment. 

East Coast Offices:

Company: Transworld Claims Solutions Inc.

Address: 194 Main Street, Suite 207 Newport, VT 05855

Tel: + 1 802-880-9026

Fax: 802-880-9027

Web: http://tcsinc.ca

West Coast Offices:

Company: Transworld Claims Solutions Inc.

Address: One Sansome Street, Suite 3500 San Francisco, CA 94104

Tel: 802-880-9026

Fax: 802-880-9027

Canadian Offices:

Company: Transworld Claims Solutions Inc.

Address: 57 Talbot Street West, Suite A Blenheim ON N0P 1A0

Tel: 802-880-9026

Fax: 802-880-9027

E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

United Kingdom Offices:

Company: Transworld Claims Solutions Inc.

Address: PO Box 538 Torquay United Kingdom TQ1 9GN

Tel: +44 1428 729922

Fax: +44 1428 725024

 

 

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You Are Global

You Are Global Overseas Health Insurance

 

You Are Global is a leading international health, expat, life and travel insurance broker and intermediary, based in Brazil. You Are Global works with leading private medical insurance providers and companies like IMG, Cigna, HCC, Now Health International and Allianz Worldwide Care. You Are Global caters specifically for expatriates, travelers and tourists, working, living and visiting Brazil. You Are Global has specific expertise working with Spanish speaking cultures around the world whilst also proving international health, medical, travel, expat and life insurance plan to the out bound travel market in Brazil.

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ValenteRocha Corporate Risk Consulting

ValenteRocha Corporate Risk Consulting

Valente RochaTemos o prazer de apresentar a você a YOU ARE GLOBAL. Uma solução completa de seguro saúde especializada em expatriados. Trabalhamos sob a chancela da IMG, nossa parceira internacional, referência na área e que oferece as melhores opções em termos de abrangência de cobertura, serviços diferenciados e preços justos. A You Are Global é uma marca do Grupo Valente Rocha Consultora e Corretora de Seguros, que nasceu justamente da observação da importância de desenvolvermos serviços de seguro saúde específicos para pessoas que trabalham fora de seus países, oferecendo segurança e confiabilidade. ValenteRocha Corporate Risk Consulting

Phone: +55 41 3527-2680

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Web: http://valenterocha.com.br

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You Are Global

You Are Global Overseas Health Insurance

You Are Global is a leading international health, expat, life and travel insurance broker and intermediary, based in Brazil. You Are Global works with leading private medical insurance providers and companies like IMG, Cigna, HCC, Now Health International and Allianz Worldwide Care. You Are Global caters specifically for expatriates, travelers and tourists, working, living and visiting Brazil. You Are Global has specific expertise working with Spanish speaking cultures around the world whilst also proving international health, medical, travel, expat and life insurance plan to the out bound travel market in Brazil.

How can we help?

If you are an international citizen and need a medical coverage which knows no boundaries, you are in the right place. We understand the world has evolved and business and study programs are not limited to the place we live. And this also happens to international travel opportunities: nowadays, travel abroad is easy due to globalization. In the other hand, we know that having a comprehensive, continuous and worldwide medical coverage is mandatory to an international citizen. Therefore, from now on you can access all solutions ValenteRocha provides throughout “You are global – SeguroSaúdeemViagens” program.

You can have a global support, with online assistance, quoting and contracting your international medical coverage with adjustable options as you have never seen. Now you have access to the most comprehensive medical coverage plan available in the American Health Insurance Style. *You are Global – Seguro Saúde em Viagem”isValenteRochaproperty for international medical coverage plans.

Safe On-line Shopping

The whole process of your international medical coverage shopping can be on-line, throughout the internet. In this channel, you can have the quotation you need, revise the offered coverages, fulfill your personal data and send, directly to the enterprise, your international medical coverage request. We know that, due to the nature of our solutions, some personal information is confidential. Then, the entire information submitting process is confidential and all personal information is sent directly to underwriting department which is under a severe clause of confidentiality regarding our clients` information. All this provides you peace of mind. All the shopping system is secured by a safe site and digital certificate, which ensures the online shopping. In other words, we are ready for you to have what is the top of the best medical coverage available, aligned with an customer service and underwriting processes with are modern, safe and dynamic.

Company: You Are Global

Address: R.Lima Barreto, 442, Curitba, Brazil

Phone: +55 41 3527 2680

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Web: www.youareglobal.com

 

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Expatriate Health Insurance

Compare Expatriate Health and Medical Insurance Plans, Coverage, Quotes and Companies, with iPMI Magazine. iPMIM represents leading providers of expat medical, health and travel insurance plans. Find the right and most appropriate Expatriate Health Insurance for overseas travel, global mobility and relocation