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Mobile Workforce As Popular As Ever

Organizations all over the world are leveraging the benefits of a globally mobile workforce. According to a KPMG International survey, 72 percent of over 600 respondents use global mobility programs to support overall business objectives. KPMG International’s 15th annual Global Assignment Policies and Practices (GAPP) survey provides a wealth of information for those responsible for or interested in global mobility. The detailed data found in these pages is an opportunity to compare or contrast one’s current practices to those of their peers or other types of organizations. Further, it allows for critical learning of best practices and new ways of thinking.

“A globally mobile workforce is as popular as ever,” says Achim Mossmann, Principal, KPMG’s International Executive Services, KPMG in the US. “Over the 15 years of this survey’s existence, in those companies where use of mobility is the norm, we have seen continued expansion and adaptation to the programs. We even see companies with headquarters in Nordic and Asia Pacific regions beginning to jump on the globalization bandwagon and needing to move their people to new strategic growth locations.”

Flexibility and adaptability of programs to address changing demands is strongly evidenced through the variety of assignment types offered:

  • 81 percent offer short term assignments;
  • 96 percent offer long term assignments;
  • 47 percent offer permanent transfer/indefinite length assignments.

Surprisingly, given the current economic environment, and the noted desire to support the business, only 12 percent of survey participants say that cost control and assurance of an acceptable return on investment (ROI) are of importance.

According to Mossmann, “Having agreed upon metrics to demonstrate ROI helps any global mobility program demonstrate objectively their value to the broader organization and secure continued program funding. However, a notable amount of survey participants struggle to track ROI information as it relates to international assignments—27 percent do not know the percentage of assignees that leave the organization within 12 months of repatriation and 31 percent do not know why they leave.”

Encouragingly, survey participants, year-on-year, continue to exhibit inclusionary mindsets as it relates to the definition of a “family” within their policies for benefit purposes. Fifty-five percent include unmarried domestic partners/companions of the opposite gender and 49 percent include unmarried domestic partners/companions of the same gender.

These broader definitions are most evident in European and Asia Pacific-headquartered organizations, and also within the financial services and high technology industries. In circumstances where organizations may offer incentives for assignees to accept international opportunities, many survey participants also take into consideration dual-career couples and their children.

For instance 21 percent provide job search support in the host country and 21 percent reimburse education expenses for the spouse/partner. Forty-one percent offer language training and 37 percent offer cross-cultural training to the assignee, spouse and their children.

Overall, the use of international assignees will remain the same amount or more for 86 percent of survey participants.


MH Ross Unveils Enhanced Asset and Asset Plus Travel Insurance Plans

MH Ross Unveils Enhanced Asset and Asset Plus Travel Insurance Plans

  • New Features Include Flat Rates for Children, an Adventure Sports Coverage Option, and Greatly Increased Medical and Emergency Medical Evacuation Coverage Limits.

MH Ross Travel Insurance Services, Inc., a leading provider of travel insurance to consumers nationwide, today announced major enhancements to its popular Asset and Asset Plus plans. Several new features – made possible in part through a special arrangement with underwriter Arch Insurance – offer valuable cost and coverage benefits for a range of travelers including families with children and adventure sports enthusiasts.

Responding to current health care cost realities, the plans also offer higher limits for medical and emergency medical evacuation coverage while traveling. Among the most significant new features is a flat rate for children designed especially for cost-conscious traveling families. The Asset plan's rate is $14 for all children 17 years or younger traveling with the family.

The Asset Plus plan's rate is $25. On both plans, coverage is limited to a maximum trip duration of 60 days and a maximum vacation cost of $50,000 per person. This flat-rate feature also makes MH Ross plans highly attractive when compared with competing plans that do not charge for children but are costlier overall. Another distinctive new feature is an adventure sports coverage option.

For an additional cost of $25 per person, travelers who enjoy such activities as skydiving, mountain climbing, spelunking, parachuting, hang gliding, or bungee jumping can receive medical and medical evacuation coverage if participation in one of these activities while traveling results in an accident or injury. In addition, the Asset and Asset Plus plans offer several other new and enhanced features.

The new features include the ability to recover lost vacation costs due to cancellation because of a pregnancy that occurs after the insurance was purchased, a hurricane warning, a school year extension that conflicts with a planned vacation, or an employer canceling an employee's vacation. Among the key plan enhancements are higher medical coverage limits (raised from $25,000 to $50,000) and higher emergency medical evacuation limits (raised from $50,000 to $500,000).

"We're delighted to announce so many new features and enhancements to our Asset and Asset Plus plans all at once," said Sheri Machat, Senior Vice President, MH Ross. "They help our plans stand out in a more striking way in this very competitive marketplace. But, more important, they deliver special value to people who depend on our insurance for peace of mind when they're traveling. Two of the big beneficiaries of these changes are families, who can now travel more cost effectively, and adventure travelers, who can now obtain coverage when pursuing activities they're passionate about. We hope both these groups and others take a close look at the changes we've made before they pursue their next great travel adventure."


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Expatriate Health Insurance

Compare Expatriate Health and Medical Insurance Plans, Coverage, Quotes and Companies, with iPMI Magazine. iPMIM represents leading providers of expat medical, health and travel insurance plans. Find the right and most appropriate Expatriate Health Insurance for overseas travel, global mobility and relocation