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iPMI Magazine successfully rebranded to iPMI Global in 2023 and has moved to a new home on the internet. To visit the brand new international private medical insurance business intelligence platform, please go to www.ipmiglobal.com

Philippines Travel Advice: Take Out Comprehensive Travel And Medical Insurance Before You Travel

Around 122,759 British nationals visited the Philippines in 2013. Most visits are trouble-free. Take out comprehensive travel and medical insurance before you travel to the Philippines.

The Foreign and Commonwealth Office (FCO) advise against all travel to south-west Mindanao and the Sulu archipelago because of on-going terrorist activity and clashes between the military and insurgent groups. The FCO advise against all but essential travel to the remainder of Mindanao for the same reasons.

Typhoon Haiyan/Yalonda has caused extensive damage across the Visayas region of the country. The provinces of Samar and Leyte were particularly badly damaged. Power supplies are gradually being restored. Water supplies have been restored across Leyte Province, but with health issues. The relief effort is continuing. You should check local conditions before travelling. Several other provinces in central Philippines were also badly damaged by the typhoon. Popular tourist areas like Boracay and the southern parts of Cebu are mostly unaffected, but you should check local conditions before travelling.

There is a high threat from terrorism, including kidnapping. With the exception of Philippine Airlines (PAL), all air carriers certified in the Philippines are banned from operating to/from the EU. 

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ONLY 1 Position Remains On Maritime Labour Convention 2006 Round Table Business Forum

The Maritime Labour Convention (MLC) is an International Labour Organization convention established in 2006 as the Fourth pillar of international maritime law and embodies "all up-to-date standards of existing international maritime labour Conventions and Recommendations, as well as the fundamental principles to be found in other international labour Conventions".

Title 4 of the MLC covers Health Protection, Medical Care, Welfare and Social Security Protection.

Medical care on board ship and ashore: Seafarers should be covered for and have access to medical care while on board; in principle at no cost and of a quality comparable to the standards of health care on shore. Countries through which territory a ship is passing should guarantee treatment on shore in serious cases.

Shipowners' liability: Seafarers should be protected from the financial effects of "sickness, injury or death occurring in connection with their employment". This includes at least 16 weeks of payment of wages after start of sickness.

Health and safety protection and accident prevention: A safe and hygienic environment should be provided to seafarers both during working and resting hours and measures should be taken to take reasonable safety measures.

Access to shore-based welfare facilities: Port states should provide "welfare, cultural, recreational and information facilities and services" and to provide easy access to these services. The access to these facilities should be open to all seafarers irrespective of race, sex, religion or political opinion.

Take Your Seat At The Round Table - APPLY HERE.

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Subsea Cables Identified As Major Insurance Risk For The Offshore Wind Industry

DNV GL, announced the launch of its guideline "Subsea power cables in shallow water renewable energy applications" (DNV-RP-J301), which provides a comprehensive review of subsea power cable practice and advice for managing the risk commonly associated with the cables.

The recommended practice, which is free to download from www.dnvgl.com/rules-standards/default.aspx#2, is the most comprehensive of its type in the industry. Technical guideline covers entire lifecycle of subsea power cables, from concept development to decommissioning, and is a comprehensive resource of project guidance.

Many existing offshore wind farms have faced subsea power cable problems caused by underestimation of complexities and interrelationships Guideline will become essential tool for stakeholders involved in renewable energy projects, improving safety and lowering costs for the wind industry Problems with subsea cables have affected many offshore wind farms and damage to cables has been identified as a major insurance risk for the offshore wind industry.

Cable related problems are costly and most often arise from inadequate risk identification, lack of planning, sub-standard design and deficiencies in how procedures are applied. To date, cabling failures have cost millions of euros in delays and numerous legal disputes.

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Crew Rescued From Sinking Cargo Vessel

Falmouth Coastguard has been assisting a cargo vessel which had six people on board and began sinking 12 miles east of the Lizard this morning.

Lizard and Falmouth RNLI Lifeboats and a rescue helicopter from RNAS Culdrose attempted to pump water out of vessel, the 'Sea Breeze', with their own pumps. Other merchant vessels, who heard the mayday relay broadcast from Falmouth Coastguard, also stood by in case they were required.

The Sea Breeze is an 87-metre Barbados flagged cargo vessel with six crew onboard. It is carrying 2,750 tons of limestone and was bound for Shoreham at the time of the incident.

Alex Greig, Falmouth Coastguard Watch Manager says, "We received the mayday broadcast from the 'Sea Breeze' at 7.00 am and were able to get lifeboats and the helicopter on scene quickly, along with other vessels that were in the vicinity. The lifeboats and helicopter pumped water off the cargo vessel, whilst HMS Tyne was on its way with commercial pumps. However, unfortunately, the smaller pumps could not keep up with the ingress of water and the crew had to abandon ship at 8.40 am. Five of the crew are now safely ashore. A couple of them have minor injuries. The captain has remained on scene on board HMS Tyne to help with the salvage operation."

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Managing Risk And HR Asset Protection In The Oil And Gas Industry

The recent Al-Qaida attack on a natural gas facility and subsequent hostage situation in Algeria, represents some of the extreme dangers Oil and Gas workers face 365 days a year.

Originally published 29/1/2013.

Militants stormed the Tigantourine natural gas facility near In Amenas with dozens of people killed. Tragically when Algerian military forces stormed the facility, more fatalities were caused. This dramatic hostage siege has prompted reaction by all Oil and Gas companies in the region, prompting some to review the situation and consider safer areas of operation. But for those companies and workers who face these risks, how can the oil and gas companies manage such risk and protect their personnel?

Manouchehr Takin, senior petroleum upstream analyst with the Centre for Global Energy Studies (CGES) in London, told New Europe “The oil companies operating internationally are well accustomed to these risks and problems.”

The Oil and Gas industry have always faced a myriad of risks relating to field operations and assets security and protection, especially when exploration and production is located in areas of civil unrest or conflict. Changes in regulations have increased the cost of compliance, following incidents like the BP Deep water Horizon oil spill in the Gulf Of Mexico.

Tighter Health, Safety and Environmental requirements are requiring larger investments by the industry in order to comply, and to fully protect their workforce from a host of concerns. General rig site safety is one of the most common risks, and day-to-day management is imperative so personnel are fully educated and trained to minimize accidents. Pipe line blasts are also common occurrence at a domestic and commercial level. Just 2 days ago, major media reported “Unidentified attackers blew up Yemen's main oil pipeline, forcing the country to shut down one of its most lucrative sources of income.”

Throughout 2011 Yemen's oil and gas pipelines were repeatedly sabotaged by insurgents and tribesmen since anti-government protests created a power vacuum in 2011, causing fuel shortages and slashing export earnings for the impoverished country. On the domestic front December 11, 2012 a fireball is seen across Interstate 77 in Sissonville, West Virginia, USA, as a natural gas pipeline exploded in flames near Charleston.

Blowouts, oil spills and personal injuries are some of the operational hazards faced by Oil and Gas workers every day. In 2013 the industry is investing heavily in Health and Safety precautions, to insure it doesn't happen again. Natural disasters and adverse weather conditions from arctic seas to hurricanes also pose great risk as we drill in deep water.

Protecting and caring for the Mobile and Specialist workforce is of pivotal importance, and Cigna Global Health Benefits Europe is one company recognizing the importance of care for specialist remote and mobile workers, in harsh and dangerous locations. Oil and Gas HR assets can now secure added piece of mind with Cigna's new range of International Private Medical Insurance Energy Plans. Designed specifically for the Oil and Gas market, members can select from 3 levels of cover including Core, Advanced and Ultra.

Members may also select geographical coverage including Worldwide or country by country cover, excluding the USA. Providing coverage for chronic conditions as standard and pre-existing conditions, for groups with more than 10 employees, the new iPMI plans cover remote emergency evacuation services to work hand-in-hand with Oil and Gas companies offshore facilities.

Mark Coleman, Cigna's Regional Sales Director for Europe said, "Cigna`s Energy Plans offer medical evacuation coverage for employees in remote locations, and have been specifically developed to integrate with a company`s own offshore emergency evacuation facilities to provide a seamless solution for employers and their employees. In addition, our fully integrated evacuation and direct settlement approach manages and coordinates every aspect of any medical situation, completely behind the scenes. This alleviates the administrative and financial burden on employers and offers complete peace of mind."

Originally published 29/1/2013.

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UK Private Medical Insurance Company

UK Private Medical Insurance Company

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life.

Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding UK Private Medical Insurance company requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Private Medical Insurance plan from the right private medical insurance company will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Private Medical Insurance company are now covered by International Private Medical Insurance Magazines Online UK Private Medical Insurance company guide.

Get the lowdown on who's who and which Private Medical Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about UK Private Medical Insurance companies and providers to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand UK Private Medical Insurance requirements before you travel and insure you select the right and most appropriate Private Medical Insurance plan and cover for leisure, business, educational or health travel purposes. Private Medical Insurance companies do come in all shapes and sizes so be sure to do a complete comparison of the Private Medical Insurance company, plan, costs and fine print.

Make your Private Medical Insurance plan and company covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Private Medical Insurance Company

Private Medical Insurance Company

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life.

Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Private Medical Insurance company requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Private Medical Insurance plan from the right private medical insurance company will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Private Medical Insurance company are now covered by International Private Medical Insurance Magazines Online Private Medical Insurance company guide.

Get the lowdown on who's who and which Private Medical Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Private Medical Insurance companies and providers to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Private Medical Insurance requirements before you travel and insure you select the right and most appropriate Private Medical Insurance plan and cover for leisure, business, educational or health travel purposes. Private Medical Insurance companies do come in all shapes and sizes so be sure to do a complete comparison of the Private Medical Insurance company, plan, costs and fine print.

Make your Private Medical Insurance plan and company covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Private Medical Insurance

Private Medical Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life.

Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Private Medical Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Private Medical Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Private Medical Insurance are now covered by International Private Medical Insurance Magazines Online Private Medical Insurance company guide.

Get the lowdown on who's who and which Private Medical Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Private Medical Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Private Medical Insurance requirements before you travel and insure you select the right and most appropriate Private Medical Insurance plan and cover for leisure, business, educational or health travel purposes. Private Medical Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Private Medical Insurance plan, costs and fine print.

Make your Private Medical Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Now Health Launches New Intermediaries Online Web Service

Now Health International, the international health insurance provider today announces their new Intermediaries Online web service – a fast and secure way for intermediaries to get quotes and buy online on behalf of customers.

In addition to providing immediate access to agents’ quotes online, Intermediaries Online also provides each agent with their own dedicated URL they can use to generate commission remotely. Now Health has also created an easy to follow online user guide that shows agents how to use Intermediaries Online.

In addition to the demo video, there are a number of tools to help agents use Intermediaries Online:

  • Display advertising to use on websites
  • Co-branded emails to generate commission from an existing customer base
  • Presentation material

Alison Massey Marketing and Ecommerce Director commented, “We hope our agents will find this new and exciting service a huge step forward in speeding up the quote and sale process for their clients.”

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Health Insurance

Health Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist. Perhaps you are an already established Expatriate living away from home on foreign shores. Where ever you are now, understanding International Health Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it.

Insuring you have the right type of Health Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care and treatment.

Since 2009 International Private Medical Insurance Magazine has been providing Daily mission critical Health Insurance News and information about International Health Insurance to expatriates, individuals, groups, corporate clients, brokers and intermediaries.

Select the right and most appropriate International Health Insurance plan for leisure, business, educational or health travel purposes, with the help and assistance of International Private Medical Insurance Magazines Online International Health Insurance Company and Plan Guide and Directory.

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Expatriate Health Insurance

Compare Expatriate Health and Medical Insurance Plans, Coverage, Quotes and Companies, with iPMI Magazine. iPMIM represents leading providers of expat medical, health and travel insurance plans. Find the right and most appropriate Expatriate Health Insurance for overseas travel, global mobility and relocation