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iPMI Magazine

International Private Medical Insurance Magazine (iPMIM) is the ultimate Health and Medical Insurance Digital Media serving expatriate, corporate, health and travel insurance markets. Due to the nomadic nature of the international healthcare industry iPMI Magazine is an internet based news service, for worldwide healthcare professionals, who need to understand the impacts of healthcare and insurance policy, regulatory, and legislative developments. Combined with in depth health insurance industry analysis, best-in-class health insurance industry data, and exclusive, C-Suite Executive health insurance interviews and round tables, iPMI Magazine bridges an information gap between healthcare payor, provider and patient. Written by the health and medical insurance industry, for the health and medical insurance industry, iPMIM is supported and designed by leading international medical insurance companies and service providers.

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May Passenger Demand Shows Slight Improvement

Passenger demand in May 2020 (measured in revenue passenger kilometers or RPKs), dropped 91.3% compared to May 2019. This was a mild uptick from the 94% annual decline recorded in April 2020. The improvement was driven by recovery in some domestic markets, most notably China.

“May was not quite as terrible as April. That’s about the best thing that can be said. As predicted, the first improvements in passenger demand are occurring in domestic markets. International traffic remained virtually stopped in May. We are only at the very beginning of a long and difficult recovery. And there is tremendous uncertainty about what impact a resurgence of new COVID-19 cases in key markets could have,” said Alexandre de Juniac, IATA’s Director General and CEO.

Total Market
Asia Pacific
Latin America
Middle East
North America

International Passenger Markets

May international passenger demand fell 98.3% compared to May 2019, which was virtually unchanged from the 98.4% decline recorded in April. Capacity plummeted 95.3%, and load factor sank 51.9 percentage points to 28.6% meaning a bit more than a quarter of seats were filled, on average.

European carriers’ May demand contracted 98.7% compared to last year, virtually unchanged from a 98.9% drop in April, year-over-year, and the worst decline among regions. Capacity dropped 97.5% and load factor fell by 41.7 percentage points to 42.4%.

Asia-Pacific airlines’ May traffic plunged 98.0% compared to the year-ago period, also in line with a 98.2% recorded in April. Capacity fell 95.1% and load factor shrank 46.6 percentage points to 32.1%.

Middle Eastern airlines posted a 98.0% traffic contraction for May, compared with a 97.3% demand drop in April. Capacity tumbled 93.9%, and load factor sagged to 23.9%, down 49.1 percentage points compared to the year ago period. 

North American carriers had a 98.2% traffic decline in May, little changed from a 98.4% decline in April. Capacity fell 94.5%, and load factor dropped 56.7 percentage points to 27.2%.

Latin American airlines experienced a 98.1% demand drop in May compared to the same month last year, versus a 98.2% drop in April. Capacity fell 96.6% and load factor fell 38.1 percentage points to 45.9%, best among the regions.

African airlines’ traffic sank 98.2% in May, fractionally improved from a 98.7% decline in April. Capacity contracted 77.8%, which was the smallest supply reduction among the regions, and load factor dived 61.8 percentage points to just 5.3% of seats filled, which was the lowest among regions.

Domestic Passenger Markets

Domestic traffic fell 79.2% in May. This was an improvement compared to an 86.2% decline in April. Domestic capacity fell 69.2% and load factor dropped 27.2 percentage points to 56.9%.

Dom. Australia
Dom. Brazil
Dom. China P.R.
Dom. Japan
Dom. Russian Fed.
Dom. US

China’s carriers posted a 49.9% year-on-year decline in traffic in May, significantly improved from the 64.6% demand drop recorded in April. However, the improvement has been more recently interrupted by flight cancellations to and from Beijing amid an increase in the number of new infections in the city

US airlines’ domestic traffic was down 89.5% in May, an improvement over the 95.6% decline experienced in April. However, the recent rise in infection rates in key US states following the lifting of lockdown restrictions could negatively impact the budding recovery.

The Bottom Line

“We appear to be in the very early stages of a recovery in air travel. But the situation is fragile. We need governments to support and strengthen the restart by quickly implementing the International Civil Aviation Organization’s (ICAO’s) global guidelines for restoring air connectivity contained in ICAO’s Takeoff: Guidance for Air Travel through the COVID-19 Public Health Crisis.

“Governments also need to avoid adding blockers to the recovery, such as implementing entry quarantines. They have the same impact as outright travel bans and will keep economies closed down to the benefits of aviation connectivity. Governments should also avoid new fees and charges to cover the cost of COVID-19 related health measures (such as testing and contact tracing), which will make travel less accessible. Travel and tourism accounts for 10.3% of global GDP and 300 million jobs. It is in everybody’s interest, including governments, to remove barriers to travel as soon as it is safe to do so. And in the process, it is critical that governments don’t stall the fragile recovery by introducing new regulatory or cost barriers to travel,” said de Juniac.

View the full May Air Passenger Market Analysis (pdf)

Access COVID 19: Air travel turns up but outlook uncertain (pdf) presentation from Brian Pearce, IATA's Chief Economist


Bupa To Increase Stake In Bupa Arabia To 43.25%

Bupa, the international health insurer and provider, proposes to further increase its stake in Bupa Arabia by 4% to 43.25%.

This follows an agreement to acquire a portion of Nazer Group’s stake in Bupa Arabia. Bupa is now submitting formal applications to the relevant Kingdom of Saudi Arabia (KSA) authorities for the customary regulatory approvals.

Bupa and Nazer Group first formed a partnership in 1997 and Bupa Arabia was established in 2008. Bupa Arabia has since grown to become the leading health insurance provider in the KSA.

The KSA is a market with rising customer demand for high quality healthcare funded by private health insurance, and Bupa has incrementally increased its shareholding of this successful business over recent years. The increase in Bupa’s shareholding is in line with Bupa’s strategy of investing to strengthen its existing market positions to deliver sustainable growth.

Bupa Group CEO, Evelyn Bourke said: “Bupa Arabia is a long-standing and high-performing part of our organisation. We are increasing our shareholding in recognition of its continued success and our ongoing commitment to meeting the rising healthcare needs of customers in the KSA. We look forward to continuing to serve the KSA market, in partnership with Nazer Group.”

Chairman of Bupa Arabia and Founder and Chairman of Nazer Group, Loay Hisham Nazer, added: “We are very proud of the achievements and success of Bupa Arabia, underpinned by a great partnership between Nazer and Bupa. This serves as an example of how Saudi companies can attract the highest quality of foreign investors who bring expertise to the market, while benefiting from the local knowledge of the Saudi partner. Our commitment to Bupa Arabia remains very strong. I am committed to stay on as Chairman, and Tal Nazer is committed to serve as CEO.”

ROCK Insurance Group Launches New COVID-19 Travel Insurance And Cancellation Products To Travel Trade

ROCK Insurance Group has launched two new COVID-19 protection products to protect travel businesses and travel agents should customers need to cancel or postpone their trips due to COVID-related issues.

The products have been launched in response to research that ROCK Insurance recently carried out with travel companies on ‘identifying the gaps’ in travel insurance to instill confidence to book holidays.

The first is a business policy – the first to market - that covers agents against cancellation costs in the event that a customer books a holiday and needs to cancel due to testing positive to COVID-19, giving the opportunity for the agent to change the booking and recover additional costs in doing so.

The second product is travel insurance that can be sold to consumers and the key benefit is that it includes pre-departure cancellation if travellers test positive for COVID-19 (even if this is at the airport) and cannot travel. It also covers emergency medical care and repatriation whilst travelling should they contract the virus whilst abroad. The product is flexible so if there is a COVID-19 flare up in a destination, customers will be allowed to change dates or destination ahead of their trip without admin fees.

The new travel insurance policy (including cancellation as standard) includes:

Before a trip:

  • Cover if a customer tests positive for coronavirus within 14 days before their holiday
  • Cover if they have been hospitalised within 28 days of their holiday
  • Cover if they are not allowed to board their flight as a result of a positive coronavirus test or raised temperature
  • The policy can be cancelled if the UK or the customer’s local area enters lockdown again within 14 days of purchase

During a trip:

  • Cover if they have checked in at their holiday accommodation but the property needs to close as a result of the coronavirus
  • Medical cover included if they catch coronavirus whilst abroad
  • Cover if it is medically necessary to bring the customer home
  • Cover for additional accommodation and travelling costs if they contract coronavirus whilst abroad

Antony Martin, Managing Director at ROCK Insurance Group says: “We are excited to be leading the charge in launching our new COVID-19 protection products. There has been a great deal of confusion around travel insurance recently and the travel industry has incurred significant costs because of it. We noticed a gap in the market for a solid COVID-protection policy so we wanted to create robust products which clearly outline what is and isn’t included. As the world is starting to open up for travel again, we feel it is really important to re-instate traveller confidence by offering pre-departure cover for the elements that are not covered under Package Travel Regulations as well as cover during their trips. This new product will help drive customer bookings whilst ensuring the travel trade is better prepared for any potential repercussions if the COVID-19 worsens and if any new pandemics emerge.”

For further information and for the full list of what the new product covers, please visit:

iPMI Magazine Provider Network Directory July 2020

The July 2020 edition of the iPMI Magazine Provider Network e-Directory is out now, featuring over 70 pages of international private medical insurance and assistance company intelligence.

The iPMI Magazine network consists of a wide range of leading international medical payors and service providers, on call, 24/7 to assist you manage worldwide medical risks during a global pandemic.

The international medical network covers all sectors of the global medical insurance business, and you can use the directory to source new partners and service providers. Simply use the the contact details within the network directory to connect with new partners and customers. 

IPMI Market Network Sectors: IPMI, Assistance, Air Ambulance, Cost Containment And Claims Management, Funeral Directors, Ground Ambulance, Healthcare Insurance Management and Pharmacy Benefits Management.

    Enter full screen click the small rectangle above ↑

The IPMI industry use the iPMI Magazine Provider Network Directory to source the best information and data on international private medical insurance payors and providers. They may be searching for a new partner, looking for a contact number of a current provider, or researching the payor and provider market for future cross border network development.

Classifications include: IPMI, Assistance, Air Ambulance, Cost Containment And Claims Management, Funeral Directors, Ground Ambulance, Healthcare Insurance Management and Pharmacy Benefits Management.

Current Advertisers 

Click a company name below to visit their micro web site on iPMIM and learn more or download the brand new e-directory using the above link. To add your business to the e-directory and launch a micro website please write to David Bond, CIO, iPMIM on ipmi[at]











AMII Initiative Leads To Landmark Agreement For Electronic Transfer Of Underwriting

The Association of Medical Insurers and Intermediaries (AMII) has announced that the UK PMI industry has reached a landmark agreement to adopt the electronic transfer of underwriting direct between insurers.

The move follows an industry-wide consultation led by AMII Executive Chairman Stuart Scullion who described the breakthrough as “an immensely proud moment.”

Announcing the news, Mr. Scullion praised the “vision and determination” of insurers for enabling the change – which had previously been “deemed too difficult to achieve” by others but, led by AMII, has taken just 12 weeks to be agreed and implemented.

The new pan-industry arrangement will start on July 1, 2020, for business transferring between insurers for company schemes, both SME and corporate. It will involve a number of new protocols for intermediaries and insurers, irrespective of whether they are AMII members or not.

The processes being adopted, for which training of operational and customer-facing staff at a number of major health insurers of is currently taking place, will involve the transfer of encrypted data files to nominated email addresses at each insurer as a secure data transfer.

For larger insurers, the process will be automated, with greater manual intervention for smaller firms. A five working day industry-wide service level has also been agreed.

Mr Scullion said: “The Covid-19 Coronavirus has forced all of us to adopt working practices and processes to meet Government social distancing and self-isolating guidelines.

“It makes no sense for intermediaries to visit their offices to collect membership certificates and underwriting to facilitate policy transfers to another provider when there is a readymade solution at our fingertips.

“I am immensely proud of what we have been able to achieve as an industry in adopting a digital process to exchange personal data and underwriting directly between insurers.

“It’s an agreement which has no doubt been accelerated by the once-in-a-lifetime circumstances created by the Coronavirus, and the challenges faced by the PMI industry driven by GDPR and the new Data Protection Act.

“There have been many challenges to overcome as we sought to agree a process and establish a protocol, and I want to extend my personal thanks to the representatives of all those insurers who have shown the vision and determination which has enabled this to happen."

For more information on AMII, visit

Lufthansa Group Guarantees Customers A Safe Return Journey

  • Basic return flight guarantee for all customers on European routes 
  • Classic and Flex tariffs are expanded to include an “all-round carefree package” in cooperation with insurer AXA Partners 
  • Flex tariffs now with "Bring me Home Now" option including booking guarantee and free rebooking
  • Services are expanded free of charge

Return flight guarantee for all customers

In addition to flexible rebooking options, Lufthansa, SWISS and Austrian Airlines offer their passengers a basic return flight guarantee on all European routes and thus additional security. The return flight guarantee applies to all customers regardless of the fare booked. You will be brought back to Germany, Austria or Switzerland with the airlines of the Lufthansa Group - if necessary also by special flight.  

All-round carefree package for Economy Classic and Business Saver tariffs

In addition, the Economy Classic and Business Saver tariffs on European routes are being expanded in cooperation with AXA Partners with additional attractive guarantee components to form an "all-round carefree package". If, for example, travelers are not allowed to enter the destination due to increased temperature, or if a quarantine is required at the destination after a corona virus test, the insurance covers the costs of the quarantine or medical return transport. In cooperation with AXA, the tariff also offers the opportunity to take medical advice over the phone and speak to a German-speaking doctor via video call. Additional hotel costs are also borne by a possible quarantine or transport costs if the return flight is, for example, from another airport in the holiday destination.

Fastest possible return for Economy Flex and Business Flex tariffs

Finally, the Economy and Business Flex tariffs on European routes are expanded with the "Bring me Home Now" option. Customers of Lufthansa, SWISS and Austrian Airlines are guaranteed to be flown home with the airlines of the Lufthansa Group as quickly as possible. On request, they will be transported on the next bookable Lufthansa Group flight and brought back to Germany, Austria or Switzerland. The rebooking to an earlier return flight is always free of charge. There are no rebooking fees or a tariff difference. 

"We have spoken to many customers in the past few weeks in order to better understand the needs but also concerns about traveling in the times of Corona," said Christina Foerster, Board Member Customer & Corporate Responsibility. "With this new and previously unique offer, we want to help our guests to spend their summer vacation in Europe as carefree as possible."

The tariff extensions in the tariffs mentioned will be available on June 25 and until the end of August in the home markets of the Lufthansa Group, Germany, Austria and Switzerland via the direct sales channels. All trips with a return flight date until the end of January 2021 are covered.  The tariffs are not more expensive, but are extended to include the services mentioned above free of charge for customers.

International Health Insurance 2020: The Definitive iPMI Market Report Is Out Now

Leading international private medical insurance publisher iPMI Magazine is excited to announce the launch of “International Health Insurance 2020" - International Health Insurance for Expats, High Net Worth Individuals, 3rd Country Nationals, Domestic Nationals and Global Nomads.

There are more opportunities than ever for insurers and brokers to sell health insurance globally to locals and internationals.

  • The global demand for health insurance is rising fast;
  • There are opportunities for health insurers and brokers;
  • The numbers of expatriates are rising and will increase;
  • IPMI and PMI are no longer separate;
  • Locals, students and NGO workers need cover;
  • Many more countries are making health insurance compulsory;
  • Healthcare and health insurance are becoming intertwined;
  • Top up cover and micro health have massive potential;
  • Technology will change how insurers, brokers and customers interact.

International private medical insurance is flourishing. There are more globally mobile individuals than ever before - and employers are building businesses in more diverse countries.

Volume 1 Market Overview: (230 pages)
Volume 2 Companies: (over 500 pages)
Volume 3 Countries: (over 600 pages)


iPMI Magazine advertisers and subscribers enjoy complete access to ALL 3 VOLUMES of International Health Insurance 2020 at a specially negotiated reduced price. Other retailers are charging £3600 for all 3 volumes and £1400 for individual volumes.

Due to the current COVID-19 pandemic, iPMI Magazine has negotiated a business support program with the report author, when you purchase all 3 volumes of the report, with the following largely reduced price available until 31/7/2020:

*This exclusive pricing offer is only available until 31/7/2020 and when you purchase this report via iPMI Magazine.


Ian Youngman is a writer and researcher specialising in insurance. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports and undertakes research for companies and has London market management experience with brokers and insurers. 


To order this must-have IPMI market report simply write to ipmi[at] and we shall do the rest.

Once we receive your order an invoice will be issued directly by the report author, and once that is paid and processed, a complete copy of the report will be made available to you in PDF format.


International private medical insurance (IPMI) was traditionally considered an exclusive health insurance plan for expatriates. Now, the definition of an expatriate is obsolete because more people, including local nationals and expats, regularly travel internationally, due to their lifestyle, income and careers.

These people need international medical insurance irrespective of their national status or residency. Local nationals, expats, and global nomads are driving demand for IPMI products well beyond any residency classification.

The globally mobile population has grown dramatically along with the increased global business. There are 66 million expatriates, and by 2020 this will be 87.5 million. 260 million people now live away from their country of birth and within a decade the total number of expatriate workers and international students will be 100 million.

IPMI as health insurance without borders is the future of health insurance for all people irrespective of their country of nationality, residence or current domicile. The domestic health insurance market is changing and expanding in many markets around the world. Technology, innovation in health treatment and digitisation of processes are also powerful shapers of the future of health insurance.

Compulsory insurance, voluntary top-up covers, differences between what you can sell to locals and expatriates, rules on overseas investors, compulsory local partnerships, economic sanctions, and even local politics are all things that insurers and brokers must understand- as are newer factors of controls on insurance and healthcare prices, and recent compulsory health insurance rules for travellers or students.

There have been several new entrants to the global healthcare insurance and ancillary services market, long dominated by a small handful of existing insurance companies. Regional insurers and brokers are active in the sector.

The focus on wellness and the proactive approach of keeping customers healthy is a key change. The focus is health insurance, not just illness insurance and, proactively engaging with customers to help them lead long and healthy lives.

Technology is changing the market, with access to information and care through mobile applications and innovations such as virtual health, telemedicine and virtual GP services. Data will also drive more accurate underwriting and wellness solutions at an individual customer level. The days of the fully personalised cover are not far off.

IPMI must comply with local laws and regulations and local needs that differ considerably from country to country.

IPMI overview contents

Volume 1


  • Overview

  • Growth of need for IPM

  • Health insurance definitions

  • Expatriate definitions

  • Voluntary health insurance

  • Why IPMI and PMI are no longer separate

  • Social and technological disruption

  • Duty of care

  • Why insurers are moving into PMI/IPMI

  • The changing insurance ecosystem

  • Customer centricity

  • Blockchain

  • Emerging markets

  • Belt and Road initiative

  • Middle East and North Africa

  • Asia

  • IPMI must cover more than insurance

  • The future

International health insurance numbers

  • Global premium figures

  • Onshoring and offshoring

  • Premium retention in countries

  • Premiums and local taxes

  • Local partnerships

  • Muddying the waters

  • It is not health insurance

Health insurance

  • Compulsory health insurance

  • Health insurance market potential

  • Global medical price trends

  • Health insurance pricing trends

  • Global health insurance price and trends

  • Health insurance and universal healthcare

  • Global benefits

  • Digital transformation


  • Health at a Glance Europe 2018

  • Global healthcare

International health insurance market

  • Buying the market overseas

  • Distribution

  • Healthcare or health insurance

  • History

  • Market potential

  • Hospitals offering health insurance

  • Numbers of insurers

  • Insurance companies

  • Latin American healthcare potential

  • Lloyd’s of London

  • Lloyds’ brokers

  • Managing general agents

  • Third party administrators

  • Insurance brokers

  • Financial advisors

  • Insurance agents

  • Banks

  • Health insurance trade bodies

  • Health insurance comparison sites

  • Micro insurance

  • Mobile devices

  • Self- insurance

  • Smart phones

  • Social media

  • Videos

International health insurance products

  • Cover

  • International insurance versus domestic insurance

  • IPMI in 2019

Expatriate numbers

  • Expatriate figures

  • Global number of expatriates

  • Global population

  • Expatriates, migrants and refugees

  • Global mobility

  • Expatriate population as % of worldwide population

  • Expatriate or international migrant

  • Refugees and expatriates

  • International students

  • Migrant workers

  • Cross border workers

  • Diasporas

  • Migration and health


  • Target markets for insurers

  • What is an expatriate?

  • Expatriate characteristics

  • Expatriate salaries and benefits

  • Buyers

  • Dependants

  • Emerging markets middle class

  • Generation Y

  • More than one product

  • High net worth

  • How people choose international health insurance

  • Indian companies

  • Maritime

  • Mining

  • Music industry

  • NGOs

  • Need

  • Oil and gas

  • Overseas employees need support

  • Questions potential customers ask

  • Retirees

  • Self-employed

  • Short assignments

  • Short-term cover

  • Singles

  • Students

  • Target ages

  • Teachers

  • Wealthy expatriates

  • Who can be covered?

  • Why companies buy it

  • Why individuals buy it

  • Why needs are changing

  • Why not just buy cover locally

  • Women

The product

  • Addiction treatment

  • Admitted policies

  • Apps

  • Big data

  • Budget covers

  • Cancer

  • Chatbots

  • Choice of cover or set packages

  • Claims

  • Compliance with local law

  • Co-payments

  • Critical illness

  • Currency

  • Danger zones

  • Diabetes treatment

  • Diaspora insurance

  • Duty of care

  • Emergency assistance

  • Emergency evacuation

  • European Air Medical Institute

  • Fertility treatment

  • Fraud

  • Funeral plans

  • Global cover

  • Helplines

  • Income protection

  • Insurers rethink of health insurance

  • International medical accreditation

  • Medical evacuation and repatriation

  • Medical tourism and insurance

  • Medical travel insurance

  • Mental health

  • Micro health insurance

  • Obesity treatment

  • Organ transplants

  • Passive war

  • Political risks

  • Pricing

  • Price regulation

  • Pricing on group schemes

  • Private repatriation

  • Risk management

  • Second medical opinion

  • Security and travel advice

  • Takaful

  • Takaful health

  • Telehealth

  • Term life

  • Top up covers

  • Travel insurance

  • Underwriting

  • Virtual doctors

  • War risks

  • Wearables

Volume 2 Companies

National, regional and local insurers and brokers

  • Base country

  • HQ

  • Ownership

  • Overview

  • Structure

  • Insurance

  • Healthcare

  • Customer numbers

  • Strategy

  • 2018 results

  • 2019 forecasts

  • Buying businesses

  • Selling businesses

  • Failed deals

  • Partnerships

  • Sponsorships

  • Micro health

  • Products

  • Apps

  • Marketing

  • Technology

  • Start-ups, accelerators and labs

  • Countries A to Z

Company profiles

  • A Plus

  • Abacare

  • Achmea


  • AIA

  • AIG

  • Aetna

  • Ageas

  • Alan

  • Allegiant

  • Alliance Group

  • Allianz

  • Amariz

  • Amazon

  • Anbang

  • Antae

  • Anthem

  • AON

  • Apple


  • Ardonagh


  • Aviva

  • AXA

  • Bellwood Prestbury

  • Berkshire Hathaway

  • Blue Cross

  • Blue Cross Blue Shield

  • Bupa

  • CCW

  • Chubb

  • Cigna

  • Clements Worldwide

  • CM International

  • Collinson

  • CXA

  • DFV

  • Daman

  • DavidShield

  • Discovery

  • Doha Insurance

  • Exclusive Healthcare

  • Expacare

  • Expatriate Group

  • Fairfax

  • Fosun

  • Freedom Health

  • Gallagher

  • General & Medical

  • Generali

  • Global Benefits

  • Global Underwriters

  • Great West Lifeco

  • Gulf Insurance Group

  • Haven Healthcare

  • Healix

  • HealthCare International

  • Henner

  • Humana

  • Integra Global

  • Jubilee

  • LAMP

  • Liberty Mutual

  • Lloyds

  • Lockton

  • Malakoff Médéric Humanis


  • Marsh McLennan

  • Medgulf

  • Medibank

  • Medicover

  • Met Life

  • MMI

  • Morgan Price

  • Munich

  • Mutua Madrilena

  • National Life and General

  • New India

  • nib

  • NN Group

  • Now Health International

  • Nugent Sante

  • Old Mutual

  • Oman Insurance

  • Pacific Cross

  • Pacific Prime

  • Pan-American Life

  • Premier Group

  • Primary Group

  • Punter Southall

  • Qatar Insurance

  • QBE

  • RBI Premium

  • Regency Assurance

  • Saham

  • Saico

  • JW Seagon

  • Seven Corners

  • Siaci Saint Honore

  • Sompo

  • Starr

  • State Life

  • Status Global

  • Swiss Global

  • Swiss Life

  • Tokio Marine

  • UnitedHealth

  • Union Insurance

  • Vienna Insurance

  • WAFA

  • William Russell

  • Willis

  • Zhong An

  • Zurich

Volume 3 countries

Country profiles look at:

* Healthcare, healthcare reforms and price controls

* State health insurance and planned reform

* Compulsory health and travel health insurance and planned reforms

* Private health insurance and supplementary covers

* Health insurance regulation and planned reform

* Health insurance price regulation and planned reform

* Specific data and requirements for expats


  • Healthcare

  • Healthcare for expatriates

  • Healthcare regulators

  • Healthcare regulation

  • Healthcare price regulation

  • State health insurance

  • State health insurance top up

  • Compulsory health insurance for locals

  • Compulsory health insurance for expatriates

  • Compulsory health insurance for overseas students

  • Compulsory travel health insurance for visitors

  • Health insurance for locals overseas

  • Private health insurance

  • Insurance company and broker regulators

  • Health insurance regulation

  • Health insurance price regulation

  • 2019 population

  • 2030 population estimate

  • UN 2017 number of international immigrants- inbound

  • UN 2017 number of international emigrants- outbound

  • UN numbers of refugees

  • Local figures on expatriate numbers

  • Local figures on expatriate sources

  • Local figures on Diaspora

  • Leading local health insurers

  • Head office of leading health insurers and brokers

  • International health insurers/ brokers/agents activities


  • Abu Dhabi

  • Afghanistan

  • Albania

  • Algeria

  • Andorra

  • Angola

  • Antigua

  • Argentina

  • Armenia

  • Australia

  • Austria

  • Azerbaijan

  • Bahamas

  • Bahrain

  • Bangladesh

  • Barbados

  • Belarus

  • Belgium

  • Belize

  • Bermuda

  • Bolivia

  • Bosnia

  • Botswana

  • Brazil

  • British Virgin Islands

  • Brunei Darussalam

  • Bulgaria

  • Burkina Faso

  • Burundi

  • Cambodia

  • Canada

  • Cayman Islands

  • Chile

  • China

  • Colombia

  • Costa Rica

  • Croatia

  • Cuba

  • Curacao

  • Cyprus

  • Czech Republic

  • Denmark

  • Dominica

  • Dominican Republic

  • Dubai

  • Ecuador

  • Egypt

  • Estonia

  • Ethiopia

  • Fiji

  • Finland

  • France

  • Georgia

  • Germany

  • Ghana

  • Gibraltar

  • Greece

  • Grenada

  • Guatemala

  • Guernsey

  • Guyana

  • Honduras

  • Hong Kong

  • Hungary

  • Iceland

  • India

  • Indonesia

  • Iran

  • Iraq

  • Ireland

  • Israel

  • Italy

  • Jamaica

  • Japan

  • Jersey

  • Jordan

  • Kazakhstan

  • Kenya

  • Kuwait

  • Kyrgyzstan

  • Latvia

  • Lebanon

  • Lesotho

  • Libya

  • Lithuania

  • Luxembourg

  • Macau

  • Macedonia

  • Malawi

  • Malaysia

  • Maldives

  • Malta

  • Mauritius

  • Mexico

  • Moldova

  • Monaco

  • Mongolia

  • Montenegro

  • Morocco

  • Mozambique

  • Myanmar

  • Nepal

  • Netherlands

  • New Zealand

  • Nicaragua

  • Nigeria

  • Norway

  • Oman

  • Pakistan

  • Panama

  • Papua New Guinea

  • Paraguay

  • Peru

  • Philippines

  • Poland

  • Portugal

  • Puerto Rico

  • Qatar

  • Romania

  • Russia

  • Rwanda

  • Saint Kitts And Nevis

  • Saint Lucia

  • Saudi Arabia

  • Serbia

  • Sierra Leone

  • Singapore

  • Slovak Republic

  • Slovenia

  • Somalia

  • South Africa

  • South Korea

  • Spain

  • Sri Lanka

  • Sudan

  • Swaziland

  • Sweden

  • Switzerland

  • Syria

  • Taiwan

  • Tanzania

  • Thailand

  • Trinidad And Tobago

  • Tunisia

  • Turkey

  • Turks And Caicos

  • Uganda

  • Ukraine

  • United Arab Emirates

  • United Kingdom

  • Usa

  • Uruguay

  • Venezuela

  • Vietnam

  • Yemen

  • Zambia

  • Zimbabwe

BUY NOW: To order this must have IPMI market report simply write to ipmi[at] and we shall do the rest. Once we receive your order an invoice will be issued directly by the report author, and once that is paid and processed, a complete copy of the report will be made available to you in PDF format.

New Pacific Prime Office Opens To Expand Brand Presence In Mexico

Pacific Prime, has announced that its brand new office in Mexico is now open and fully operational.

Based in Mexico City, the office will serve as the company’s new push to expand insurance brokerage services in Mexico - for local Mexicans, expats and their family members, and multinational businesses looking to cover employees on overseas assignments.

“The new office will enhance Pacific Prime’s local servicing of new and existing clients and expand the firm’s reach in the Latin America region,” said Marco Vuarambon, Chief Executive Officer Mexico. “It’s incredibly exciting to announce that our office is fully licensed and operational after we successfully registered as an insurance broker, before the National Insurance and Bonding Commission. We are also proud to have a strong team of advisors who are professionally trained to help locals, expats, families, and businesses secure health insurance.”

The new Pacific Prime Mexico office will be offering a number of locally and internationally compliant insurance solutions, including:

  • Individual health insurance
  • Life insurance
  • Auto insurance
  • Personal accident insurance
  • Personal content and property insurance
  • Investment and retirement products

Pacific Prime is partnered with the world’s top insurance companies that underwrite the aforementioned plans and provide the necessary cover.

In addition to its new office in Mexico City, Pacific Prime Latin America has also launched its brand new website. From it, clients can easily navigate the pages and discover a number of features, such as the online quotation tool, plan pages, insurance partners, blog page, resources page, and many more.

To learn more about the policies and services offered by Pacific Prime Latin America, visit our website at or email This email address is being protected from spambots. You need JavaScript enabled to view it..

Charles Taylor Claims Services Adds Workers' Compensation And Defense Base Act Claims Handling And Medical Management To Its Product Offering

Charles Taylor Claims Services has launched Workers' Compensation and Defense Base Act (DBA) claims services to support U.S. insurers and their clients.

The services incorporate claims handling and medical management for specialised Workers' Compensation and DBA claims. They expand Charles Taylor's award-winning global medical and security assistance and claims and risk management offerings.

The new services are to be headed by Jane Hegeler, an industry heavyweight and specialist in Workers' Compensation and DBA services, who has held senior positions in the health and travel assistance sectors for over 15 years. Her experience includes managing multi-cultural teams and developing global (medical) networks, often in challenging parts of the world.

Charles Taylor's Workers' Compensation and Defense Base Act offerings include medical case management and evaluation, cost containment, claims settlement, labour market surveys and investigations. Its commitment is to ensure maximum medical improvement for claimants while containing costs for insurers, relying on its worldwide presence, global network of partner providers, in-house specialists and negotiating strengths to do so.

Charles Taylor's new services extend to domestic U.S. and overseas claims, and dealing with insureds located in remote and hostile areas, of which it has extensive experience.

Jody Baker, commercial director of Charles Taylor Specialist Claims Services, commented: "This development is an important part of our ambitious growth agenda and commitment to provide insurers [and employers] with end-to-end solutions that meet niche needs. We're delighted to offer clients the extensive experience provided by Jane Hegeler; supported by our decades of award-winning medical case management and claims investigation and our global network of partners.

"What sets us apart from other providers in both the Workers' Comp and DBA service sectors is our global reach, local knowledge and technical expertise; enabling us to achieve the very best medical care for claimants at the right cost to insurers."

Related Reading: iPMI Magazine Speaks With Jody Baker, Commercial Director, Charles Taylor Assistance

Tyrol Air Ambulance Now Transports COVID-19 Patients

Tyrol Air Ambulance can now also transport patients suffering from most infectious diseases, e.g. COVID-19.

Isolation units especially adapted by Air Ambulance Technology ( for our ambulance fleet of Citation Bravo and Gulfstream 100 aircraft is used for these transports. The insulation system works with negative pressure, which reduce the germ load and minimizes the risk of a contamination of the environment.

Everyone, from small to large can be safely transported in this isolation chamber, including intensive care patients. In the isolation unit even babies and infants in an incubator can also be transferred safely and without medical restrictions. The company's incubator is used for such pediatric transports.

"With the possibility of transporting infectious patients, we are well prepared for the summer now that travel restrictions are lifted", says Manfred Helldoppler, Managing Director of Tyrol Air Ambulance. "The need for repatriations of COVID-19 patients is very likely to increase with the rising volume of travel activities," Helldoppler continues.

Tyrol Air Ambulance operates a fleet of seven ambulance jets for worldwide medical repatriations and runs a 24-hour Operations Control Center at Innsbruck Airport.

Photo credits: Copyright Tyrol Air Ambulance.

Photo 1: Isolation unit of Tyrol Air Ambulance.

Photo 2: Isolation unit on board the air ambulance jet of Tyrol Air Ambulance.


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