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iPMI Magazine successfully rebranded to iPMI Global in 2023 and has moved to a new home on the internet. To visit the brand new international private medical insurance business intelligence platform, please go to www.ipmiglobal.com

Chile Travel Warning: 8.2 Magnitude Earthquake - Tsunami Warning Issued

Earthquake off the northern coast of Chile. A tsunami warning has been issued for Chile, Peru and Ecuador. At least five people are known to have died and tens of thousands of people have been evacuated.

The quake struck at 20:46 local time about 86km north-west of the mining area of Iquique, the US Geological Survey said. Waves of up to 2.1m have hit some areas and there have been power cuts, fires and landslides.

Around 22,800 British nationals visited Ecuador in 2013. Take out comprehensive travel and medical insurance before you travel.

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Paraguay Travel Advice: General Strike 26 March 2014 Demonstrations Expected

A general strike has been called for 26 March. Demonstrations are expected across the country, particularly in downtown Asuncion. Some roads may be blocked. You should avoid all demonstrations as they may turn violent.

Monitor local media and follow the advice of the local authorities. The British Embassy in Asuncion will be operating with limited staff on 26 March. For emergency Consular matters, call +595 21 328 5507.

There are multiple outbreaks of dengue fever in Paraguay. You should take precautions to prevent mosquito bites.

Take out comprehensive travel and medical insurance before you travel to Paraguay.

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UK Private Medical Insurance Company

UK Private Medical Insurance Company

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life.

Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding UK Private Medical Insurance company requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Private Medical Insurance plan from the right private medical insurance company will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Private Medical Insurance company are now covered by International Private Medical Insurance Magazines Online UK Private Medical Insurance company guide.

Get the lowdown on who's who and which Private Medical Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about UK Private Medical Insurance companies and providers to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand UK Private Medical Insurance requirements before you travel and insure you select the right and most appropriate Private Medical Insurance plan and cover for leisure, business, educational or health travel purposes. Private Medical Insurance companies do come in all shapes and sizes so be sure to do a complete comparison of the Private Medical Insurance company, plan, costs and fine print.

Make your Private Medical Insurance plan and company covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

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Private Medical Insurance Company

Private Medical Insurance Company

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life.

Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Private Medical Insurance company requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Private Medical Insurance plan from the right private medical insurance company will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Private Medical Insurance company are now covered by International Private Medical Insurance Magazines Online Private Medical Insurance company guide.

Get the lowdown on who's who and which Private Medical Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Private Medical Insurance companies and providers to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Private Medical Insurance requirements before you travel and insure you select the right and most appropriate Private Medical Insurance plan and cover for leisure, business, educational or health travel purposes. Private Medical Insurance companies do come in all shapes and sizes so be sure to do a complete comparison of the Private Medical Insurance company, plan, costs and fine print.

Make your Private Medical Insurance plan and company covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Private Medical Insurance

Private Medical Insurance

You may be a frequent flyer business traveler, student, leisure or medical health tourist considering the Expatriate Life.

Perhaps you are already established as a Expatriate living far from home on distant shores. Where ever you are now, understanding Private Medical Insurance requirements is vital to safe, risk free Global travel. Accidents do happen and when you least expect it. Insuring you have the right type of Private Medical Insurance will mean, should anything untoward happen, you will not be faced with a large medical bill, or even worse, insufficient medical care.

Expatriates searching the internet to source, compare and select the best Private Medical Insurance are now covered by International Private Medical Insurance Magazines Online Private Medical Insurance company guide.

Get the lowdown on who's who and which Private Medical Insurance companies you should trust with your life. Since 2009 International Private Medical Insurance Magazine has been providing mission critical news and information about Private Medical Insurance to individual expatriates, expat groups, expatriate employers and Expatriate Health Insurance brokers and intermediaries.

It is important to fully understand Private Medical Insurance requirements before you travel and insure you select the right and most appropriate Private Medical Insurance plan and cover for leisure, business, educational or health travel purposes. Private Medical Insurance comes in all shapes and sizes so be sure to do a complete comparison of the Private Medical Insurance plan, costs and fine print.

Make your Private Medical Insurance plan covers you for costs relating to repatriation, emergency evacuation, medical and non medical transport services by ground ambulance or air ambulance.

Read more...

Mexico Travel Advice: Traveling with Children

The Mexican authorities have suspended the rules which came into effect in May 2011 requiring children under 18 years of age travelling alone, or accompanied by an adult who is not the parent or legal guardian, to apply for a special permit to leave the country.

These rules now only apply to Mexican nationals or foreigners with dual Mexican nationality. The accompanying adult may, however, be asked to provide evidence of his or her relationship with the child. Although there is currently no specific requirement for authorisation by an absent parent, single parents who are not, or who appear not to be, the child’s parent (eg if they have a different family name) may be asked to show evidence of their relationship with the child and the reason why they are travelling with the child. This evidence could include a birth or adoption certificate, divorce or marriage certificates, or a Parental Responsibility Order.

363,142 British nationals visited Mexico in 2012. Take out comprehensive travel and medical insurance before you travel.

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Venezuela Travel Warnings News Advice: Travellers Must Hold Travel and Medical Insurance as of 18 December 2013

The Venezuelan Government has announced that from 18 December 2013 it will be obligatory for all people travelling to Venezuela to hold travel and medical insurance.

Further information will be published when the local authorities clarify how this requirement will be implemented.

Around 9,500 British nationals visit Venezuela every year. Most visits are trouble free. You have to take out comprehensive travel and medical insurance before you travel to Venezuela.

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Latin American Markets Have A Mortality Protection Gap Of Usd 7.2 Tn

The strong economic growth experienced in Latin America over the past decade has bolstered employment, income and savings, as well as the penetration of life insurance in the region.

However the lives of many Latin Americans are still uninsured or underinsured by alarming dimensions, according to a report released by Swiss Re. The mortality protection gap in Latin America is the first study of its kind covering selected Latin American countries. When the main breadwinner in a family dies, this can leave a large gap in the family's income and lead to a significant drop in their standard of living. Many families will have financial protection in place, but the protection gap for families without insurance is a major concern.

Swiss Re's study reveals that across eight major Latin America markets in 2012, this protection gap amounted to USD 7.2 trillion, or 138% of GDP. This translates to a mortality protection gap of USD 60,628 for the average working person with dependents. The report also shows that this protection gap has increased by 10% on average per year since 2003.

"Adequate mortality protection is lacking in an alarming number of Latin American families and across all markets examined in this study," says Alejandro Padilla, Swiss Re's Head of Reinsurance Latin America North. "Even after a decade of strong economic growth, the financial vulnerabilities that this gap creates for Latin American families are considerable. This is a worrisome trend for individuals and society alike."

Swiss Re examined the mortality protection gap of a number of developed markets in a 2004 sigma publication "4/2004: Mortality protection: the core of life" and has applied the same methodology to other regions and countries including the U.S., UK & Continental Europe and Asia. The report is the first mortality protection gap study for Latin America.

The mortality gap spans Latin America, but varies greatly from country to country.

Although the mortality protection gap exists in all of the markets covered by the study, the size of the gap varies from country to country.

While Brazil, Argentina and Mexico show the largest protection gap in absolute terms, Chile and Puerto Rico show remarkably smaller gaps. The protection gap can also be measured as the ratio of protection in place to protection needed. From this perspective, looking at each end of the spectrum, the ratio between savings and life insurance currently in place as compared with the amount of protection needed ranged from 10% in Venezuela to 53% in Chile.

"This means that for every USD 100 of mortality protection needed in 2012, Venezuelan and Chilean families on average held USD 10 and USD 53 respectively in financial assets and life insurance," says Oliver Futterknecht, Swiss Re's Senior Economist for Latin America and one of the authors of the study. The wide spread of the mortality protection gap between the countries examined can be partly attributed to the differences in population size from market to market.

Life premiums in Latin America grew on average at double-digit rates over the past 10 years. Even though penetration and density have improved in this time span, insurance demand is still lagging compared to other regions. On average, the region’s per capita spending on life insurance was USD 120 in 2012, three times lower than the worldwide average of USD 373. Helping to cover the gap not only provides protection relief for families in Latin America, but is also a significant business opportunity for life insurers. The findings of this study provide insurers with intelligence on where and how mortality protection products could be developed to meet the unique needs of each region.

"Life insurers have a unique opportunity to help society close this gap and will play an important role in helping to educate people on the benefits and affordability of life insurance," says Margo Black, Swiss Re's Head of Reinsurance Latin America South. "The onus is on our industry to be proactive in helping families across Latin America understand how to fit life insurance into their lives and budgets effectively."

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East West Rescue (India) Strengthens Its Relationship With The International Assistance Group

  • East West Rescue (India) strengthens its relationship with the International Assistance Group.

International Assistance Group has created a new network model early 2012 aiming to expand the group further. The Partnership Program launched in January 2012 has been a great success. This unique assistance network relies on independent assistance companies and providers identified now as Core Partners, Assistance Partners and Preferred Providers. 21 additional companies joined the Partnership Program during the last twelve months, and contributed to the benefits of global assistance solutions. The last newcomer is the industry-reputed Indian company East West Rescue.

Today, Cecile Hermetz, General Manager of International Assistance Group, expresses her pride and happiness, "To have East West Rescue now being part of International Assistance Group - as Assistance Partner. The relationship established by some International Assistance Group partners with East West Rescue for more than 15 years and with International Assistance Group since 2007 has allowed to measure the knowledge and medical assistance capabilities of East West Rescue on the whole Indian continent and neighboring countries including Bangladesh, Bhutan, Sri Lanka, Nepal, Maldives and Pakistan. We most welcome East West Rescue in our ranks and see this partnership as a way to maximize further the quality of our services in India."

Before being officially part of the International Assistance Group Partnership Program, East West Rescue had relationships with IAG Partners as service provider. East West Rescue is part of the East West Group which has been providing health care services in the Indian Subcontinent since 1920 and relies today on a network of over 2,500 hospitals and doctors in the subcontinent.

East West Rescue has been providing Air ambulances and medical assistance since 1969 (43 years) and formally became a company in 1987. Handling over 1,600 cases per year, the 24/7 Alarm and operations center always has a doctor present to assist in medical cases.

The staff speak a variety of Indian languages, Russian, English and also a little French and Spanish. In addition to the medical assistance services and transportation of patients, East West Rescue provides other services such as emergency Medical Backup for events, remote site services, health and safety training as well as travel medicine

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American Care Air Ambulance joins International Assistance Group as a Preferred Provider in USA

International Assistance Group continues expanding its network, which now includes a second air ambulance provider in the US. Each year the company engages newcomers to collaborate in providing quality assistance services; an objective that can only be reached with the excellence of Partners and Preferred Providers such as American Care Air Ambulance.

Along its 20 years of experience in the assistance industry, International Assistance Group diversified its activity, in order to have providers in the medical, roadside, home, travel, and security assistance. Last year International Assistance Group launched a new Partnership Model that has achieved its success, considering the enterprise expanded its network and today counts with an alliance of more than 56 Partners around the world.

Likewise it is present in 38 countries within six continents. To extend the coverage of aero-medical evacuations in the US, Canada, Alaska, Hawaii, Latin America, and more, American Care Air Ambulance joined the international network as Preferred Provider in February 2013. American Care Air Ambulance, founded in 1994 by Milan Floribus, has been a leader in the air ambulance industry with a perfect safety record ever since its creation.

The company has conducted more than 4700 missions for assistance and insurance companies, hospitals, US government organizations, and private-pay individuals throughout the world. Last year American Care Air Ambulance successfully conducted 218 aero-medical-evacuation missions. The new alliance between the two companies delighted their managers, who are motivated to collaborate.

"To further develop positive relationship with, and understand the needs of, assistance companies which are our primary clients," expressed Floribus, current Vice President of American Care Air Ambulance, concerning his motivation to join the International Assistance Partnership Program.

According to the mission and commitment established by American Care Air Ambulance to provide optimal bed-to-bed aero-medical fixed-wing, medical escort, and commercial stretcher evacuation services domestically and internationally with highly-personalized care and special attention to safety and the comfort of each patient, four medical directors worldwide, two chief flight nurses, and a team of over 60 medical professionals apply their extensive critical-care and aero-physiology training and experience to the care and comfort of the patient and any family member accompanying the patient.

Fully equipped airplanes

Sister company American Care Aviation owns N41SM, a Cessna 550, and leases N501CP, a Cessna 501 with the upgraded Williams FJ44 engines adding power and saving fuel. Each plane is equipped with a fully-functional mini-ICU. Medical equipment includes LifePak12 for lung function and heart/blood monitoring, external heart pacers, defibrillators, suction pumps, and sufficient amounts of medical oxygen for transports anywhere in the world.

 

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