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Pre-Existing Medical Conditions Coverage Claims Top The List Of All Claims Processed

Analysis of India Network Claims data demonstrate that most visitors are getting sick due to one or other pre-existing medical conditions. All members are advised to purchase a plan with pre-existing conditions coverage.

India Network Foundation has been helping thousands of Asian Indian families in the United States with visitor health insurance for more than two decades. During that time, the Foundation's plans progressively covered typical problems often denied by almost all other insurance companies in the world. In the last five years, India Network Foundation has sponsored plans that include coverage for pre-existing health conditions, accidental death benefits, repatriation benefits and medical evacuation benefits as a part of their health insurance coverage.

Pre-existing coverage varies by plan design and by company that offers. It is important to understand the pre-existing before purchasing any plan. India Network Visitor health insurance plans offers the broadest coverage for pre-existing conditions at affordable premiums. Any good pre-existing condition coverage plans cost more than the plans that offer restricted pre-existing conditions coverage or no pre-existing conditions coverage. All claims are paid either under pre-existing coverage or like new problems and accidents under ACE Premier and Network plans. Both Premier and Network plans cover pre-existing conditions on the same way but the difference is in how they settle the claims. Fixed benefit plans are cheaper to purchase but would leave you with a large hospital bill in case of illness or accident.

A recent analysis of India Network Visitor Health Insurance claims data demonstrated that the insurance plans with pre-existing conditions have been extensively helping visiting parents than the plans without such coverage. In the United States, heart disease was noted on 68% of diabetes related death certificates among citizens 65 years or older. Diabetes is the leading cause of kidney failures in 44 percent of all new cases. On top of all, about 60 to 70 percent of people with diabetes have some form nervous system damage (http://www.cdc.gov/diabetes/pubs/pdf/ndfs_2011.pdf).

Dr. KV Rao, India Network said that the diabetic is so common among elderly that many visiting parents think that it is not a pre-existing condition that needs to be taken care of. As such, they tend purchase cheapest plan available in the market. Only those got sick realize how bad their plan was and it is too late to join a good one like India Network Health Insurance.

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Medical, Healthcare, Expatriate And Travel Insurance

A guide to leading international medical, healthcare, expatriate and travel insurance underwriters, companies, providers, operating within leisure, expatriate and corporate travel business markets, globally.

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