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International Private Medical Insurance Magazine (iPMIM) is the ultimate Health and Medical Insurance Digital Media serving expatriate, corporate, health and travel insurance markets. Due to the nomadic nature of the international healthcare industry iPMI Magazine is an internet based news service, for worldwide healthcare professionals, who need to understand the impacts of healthcare and insurance policy, regulatory, and legislative developments. Combined with in depth health insurance industry analysis, best-in-class health insurance industry data, and exclusive, C-Suite Executive health insurance interviews and round tables, iPMI Magazine bridges an information gap between healthcare payor, provider and patient. Written by the health and medical insurance industry, for the health and medical insurance industry, iPMIM is supported and designed by leading international medical insurance companies and service providers.

Website URL: http://ipmimagazine.com

Allianz Partners Announces Enhanced International Health Insurance Options For Customers

Allianz Partners has announced three significant enhancements to their suite of international health plans, aimed at providing more options to customers with health insurance policies.

Firstly, the new Allianz Summit plan – designed and sold through the company’s international health brand, Allianz Care – offers SMEs increased flexibility when designing their employee health insurance benefits. Secondly, the addition of moratorium underwriting offers faster onboarding when purchasing health insurance for both individuals and SMEs. Thirdly, all customers can now access the hugely popular Wysa app for immediate, confidential and high-quality mental health support, at no additional cost.

Allianz Summit 

The Allianz Summit health plan is a comprehensive international health plan designed for SME groups of up to 100 employees. This product was developed following Allianz Partners’ preferred partnership agreement with Aetna International earlier this year and is modelled on Aetna’s popular Summit product, with a number of enhancements.

Its modular structure and pre-set options offer flexibility, allowing clients to tailor a health plan to the needs of their employees. Members enjoy access to a host of support services, including a 24/7 multilingual helpline, a network of over 1 million medical providers globally, and a range of digital health and wellness tools.

Allianz Summit has launched in English initially, with other languages to follow early next year, and locally compliant plans are available to SMEs across countries in Europe, Asia and the Middle East.

Moratorium underwriting

Individuals and SME customers at Allianz Partners can now opt for moratorium underwriting, or the traditional Full Medical Underwriting (FMU) terms.

With Full Medical Underwriting, customers provide their full medical history and, based on an assessment of that information, there may be specific surcharges applied to their cover from the outset. This form of underwriting is particularly beneficial for those with existing medical conditions.

Moratorium underwriting is a generally faster process than Full Medical Underwriting, as there are no medical forms to complete. Moratorium also takes the recurrence of an illness into account, allowing for more flexibility in the application. It offers the reassurance that as long as the person is symptom-free and has not needed any treatment or medical advice for a pre-existing condition for two consecutive years, cover will begin in the third year of their policy. This is expected to be a popular option amongst SMEs, as the onboarding of employees is much faster.

Moratorium underwriting is available to individuals and small groups with between three and nine members, but is dependent on geographical location and local country regulations.

Wysa Mind Coaching App

The Wysa Mind Coaching App, a chat buddy and human coaching service, is also now available to all Allianz Partners health insurance customers. This is a new support service, following the preferred partnership deal with Aetna International earlier this year.

This app is currently used by 4 million users globally and provides immediate, confidential mental health support at no additional cost. Its aim is to provide early support and intervention for those not yet ready to talk by phone or meet a specialist.

The app centres on Wysa, a conversational chatbot that’s available day and night to listen and chat about whatever’s on someone’s mind in a fully confidential environment. This creates a non-judgmental safe space to vent and be heard, anytime, anywhere. The app also provides a self-care library with over 150 tools and exercises to develop mental strength and resilience to help deal with issues ranging from body image to breakups. All tools are backed by science and handpicked by experts. Additionally, users will have access to a professionally-trained human coach to support them via in-app, text-based chat sessions. If additional support is needed, this will be provided through a 12-week coaching program with a dedicated coach.

Paula Covey, Chief Marketing Officer Health at Allianz Partners, said: “Our new Allianz Summit product and the provision of the Wysa app are both testament to the success of our preferred partnership agreement with Aetna International from earlier this year. Allianz Summit offers increased flexibility for SMEs and enables them to manage costs more efficiently as different options can be selected for different groups of employees. The Wysa app is a multi-award-winning solution, and its availability to all customers at no additional cost highlights the importance that we as a company attach to mental fitness and wellbeing. Meanwhile, the new moratorium underwriting health insurance option we’re providing allows for greater flexibility and a faster onboarding process when buying health insurance. These three new offerings each demonstrate Allianz Partners’ commitment to innovating with purpose, continually improving the range and flexibility of our services to customers.”

To learn more about Allianz Care international health plans, visit:

AP Companies Expands Its Presence In USA With Continental Health Management LLC Acquisition

AP Companies Group has announced that it has concluded negotiations with Continental Health Management USA to acquire Continental Health Management LLC – experienced and successful health assistance and cost containment company in the United States.

"We are excited and happy to be able to expand AP Companies range of services offered in the US with unique opportunity to add Continental Health Management to our group of Companies. This acquisition is a clear accelerator for our ongoing development and presence on US market, client portfolio transformation and is in line with AP global development strategy. It also enables us to rapidly develop our footprint locally in the US " said Natalya Butakova, CEO of AP Companies Global Solutions.

"Continental Health Management is a company that is purpose-driven and shares our vision of improving our member’s life around the Globe. We look forward to capitalizing on the significant growth opportunities we see for medical assistance business in the United States»

AP Companies is to offer accuracy & transparency in Health Payments in USA.

AP Companies continues to be a leader in both pre and post pay claim review and repricing, combining clinical expertise and cost containment solutions with acquisition of Continental Health Management. AP Companies offers it’s long-standing Clients incremental value, experience, and a sincere dedication now extended to US market, making AP USA a partner of choice.

 

 

International Health Insurance Insurers 2022

Leading international private medical insurance publisher iPMI Magazine, is excited to announce the official launch of the “International Health Insurance 2022 Insurers" market report, written by leading IPMI, insurance and healthcare analyst Ian Youngman.

This report has all the latest information, facts and figures, and research on international health and medical insurers.

Format: Written Report.

Delivery: PDF Format.

International health insurance is a growing and profitable market. International health insurers are also expanding into local PMI markets. Insurers are deciding where to expand, where to consolidate and which countries to leave. They face competition from sophisticated regional and single country insurers.

  • Compulsory health insurance in more countries offers opportunities but also drives local insurers into IPMI.
  • Using technology, social media, plus investing in start-ups are all essential as to stand still is to die.
  • The biggest change is large insurers partnering with one or more insurers plus a raft of distribution groups.
  • Health insurance can no longer be seen as separate from wider healthcare.
  • After quiet years, the health insurance market and insurers have re-opened at breakneck speed.
  • Keeping up with what health insurers are doing and planning is very difficult. The author uses his daily updated company databases to keep up to date.

WHO THE REPORT IS FOR:

  • Insurance companies;
  • Insurance brokers and agents;
  • MGAs and MGUs; 
  • Management consultants; 
  • Professionals working in global healthcare markets; 
  • Hospital and clinic groups operating internationally; 
  • Travel agents; 
  • Assistance companies; 
  • Cost containment and claims management companies; 
  • Insurance technology companies;  
  • Travel managers;
  • Air and ground ambulance companies;
  • Banks and other financial institutions;
  • Investors and private equity; 
  • National and local government policy makers; 
  • Lawyers;
  • Policy advisors; 
  • Think tanks.

WHY YOU SHOULD BUY THIS REPORT 

  • If you are looking to find out which insurers are doing what, and where, this is the report for you;
  • If you are seeking to stay up to date with all major international health insurers;
  • Keep up to date with IPMI insurer by insurer; 

The leading health insurer analyst of this report maintains a daily updated database of company profiles.

Insurer Profile details included:

  • Company Name
  • Base Country
  • HQ
  • Ownership
  • Overview
  • Structure
  • Insurance 
  • Healthcare
  • Customer Numbers
  • Strategy
  • 2020 Results
  • 2021 Results
  • 2022 Forecasts
  • Buying Businesses
  • Selling Businesses
  • Partnerships
  • Sponsorships
  • Micro Health
  • Apps
  • Marketing
  • Technology
  • Start-ups, Accelerators and Labs
  • Countries Present A to Z

Global Health Insurers

  • Achmea
  • Aetna see CVS
  • AIA
  • Alan
  • Allianz
  • Anthem
  • APRIL
  • Axa
  • Bupa
  • Centene
  • Cigna
  • CVS Health
  • Discovery
  • Fosun International
  • FWD
  • Generali
  • Global Benefits Group
  • Gulf Insurance Group
  • Humana
  • MAPFRE
  • Medgulf
  • Medibank
  • Medicover
  • Momentum Metropolitan
  • Munich Re
  • nib
  • NN Group
  • Now Health International
  • Pacific Prime
  • Pan-American Life
  • PICC
  • Ping An
  • Sanlam
  • Siaci Saint Honore
  • SiriusPoint
  • UnitedHealth
  • Vienna Insurance Group
  • Zurich Insurance

Companies Mentioned

A selection of companies mentioned in this report includes:

  • Achmea
  • Aetna see CVS
  • AIA
  • Alan
  • Allianz
  • Anthem
  • APRIL
  • Axa
  • Bupa
  • Centene
  • Cigna
  • CVS Health
  • Discovery
  • Fosun International
  • FWD
  • Generali
  • Global Benefits Group
  • Gulf Insurance Group
  • Humana
  • MAPFRE
  • Medgulf
  • Medibank
  • Medicover
  • Momentum Metropolitan
  • Munich Re
  • nib
  • NN Group
  • Now Health International
  • Pacific Prime
  • Pan-American Life
  • PICC
  • Ping An
  • Sanlam
  • Siaci Saint Honore
  • SiriusPoint
  • UnitedHealth
  • Vienna Insurance Group
  • Zurich Insurance

How To Buy International Health Insurance Insurers 2022

We are selling the report International Health Insurance Insurers 2022 report on Research and Markets for £1,599.

However, if you are an advertiser or iPMI Magazine subscriber, we are offering the report for a subsidised investment

iPMI Magazine Advertiser: £1,300

iPMI Magazine Subscriber: £1,450

To take advantage of this offer please write to ipmi[at]ipmimagazine.com or speak with your account manager directly.

About The Author

Ian Youngman is a writer and researcher specialising in international private medical insurance, global healthcare and medical tourism. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports and undertakes research for companies and has London market management experience with brokers and insurers. 

 

 

World Travel Protection Wins Top Honour At 2022 FEM APAC EMMA Awards

Leading travel risk management company World Travel Protection (WTP) has been recognised as the ‘International Health, Wellbeing or Security Management Provider of the Year’ at the annual Forum for Expatriate Management (FEM) APAC EMMA Awards recently held in Singapore on September 8.

The awards’ judges commended the outstanding global travel and risk management provider’s solution for ensuring the safety of employees all over the world.

“[It’s] good to see a company able to overcome the hurdles in implementation and forging great partnerships,” the judges noted. “World Travel Protection has shown real agility.”

The 2022 FEM APAC EMMAs ceremony was judged by an independent panel of industry experts following a successful one-day summit

The 2022 FEM APAC EMMAs ceremony was judged by an independent panel of industry experts following a successful one-day summit

“WTP is coming out of the pandemic stronger than ever due to its dedication to clients and investment in services with backing from Zurich and the Cover-More Group, making it a truly innovative travel assistance provider.

“We have improved our intelligence and technology capabilities,” Mr Leach says. “Our security team’s 24/7 global monitoring is supported by artificial intelligence and analysed by security teams to provide accurate and reliable information, which was especially crucial during the everchanging rules and regulations during the height of the pandemic.

“Since the Omicron wave in December 2021, our 24/7 Brisbane Command Centre has supported over 4,200 cases and travellers impacted by the pandemic,” Mr Leach says.

Over recent years, WTP has implemented key innovations throughout the business. The first was Atlas, a unique and bespoke case management system, built in partnership with Salesforce to provide round the clock care to travellers and clients at home and throughout the world. The launch of Atlas last year modernised WTP’s capturable data and the assistance provided to its customers. The technology has enabled WTP to report on frequency of assistance cases as well as the illnesses and injuries that occurred in different locations.

Then, in February 2022, WTP relaunched Travel Assist, its portal and app technology, to ensure organisations are equipped with the ability to educate, locate and communicate with their travelling staff no matter where they are in the world. This revolutionary technology assists in keeping expatriates safe across the globe.

Be it a natural disaster or political assassination in Haiti, protests and roadblocks in Sri Lanka or a spike in cholera cases in Thailand, Travel Assist can quickly identify where travellers are and communication with them via their email, phone or the application.

Mr Leach says these extraordinary advancements were made while WTP’s medical, security and logistics teams continued to support the organisations that travelled during the pandemic and despite the significant increase in complexity for support should an incident have occurred.

“Because of the team’s ability to adapt, improve and implement new capabilities, WTP has been able to provide the best-in-class support for our clients and their travellers.”

Millions of travellers place their trust in WTP each year for varied assistance across 200 countries. Emergency assistance can include medical evacuation, repatriation and mental health support.

In 2020, WTP completed the build of its new Brisbane Command Centre, bringing together a team of expert medical, security, logistical and case management personnel, designed to best support customers through every step of their journey. WTP has three Command Centres in Brisbane, London and Toronto, and Supporting Centres in Kuala Lumpur, as well as in Argentina through its sister company Universal Assistance.

About World Travel Protection

For 30 years, World Travel Protection has taken care of corporate and leisure travellers across the globe by providing access to 24-hour emergency assistance. In addition to support services for medical, travel, and security emergencies, WTP – part of the Zurich Insurance Group – educates and trains businesses to mitigate exposure to inherent risks associated with travelling abroad. Emergency assistance encompasses medical case management, evacuation and repatriation together with providing access to virtual care services (telehealth) and security intelligence. A key foundational component of a leading assistance provider is its global network. WTP’s GlobalCare Network ensures customers have access to over 20,000 providers worldwide. Millions of travellers place their trust in WTP each year for assistance across 200 countries.

Kate Fitzpatrick Joins World Travel Protection As Regional Security Director Emea

Kate Fitzpatrick has joined World Travel Protection, a leading global travel risk management company, owned by Zurich Insurance Group, as Regional Security Director, Europe, Middle East and Africa (EMEA).

She will oversee the development, launch and running of the new Command Centre in Uxbridge, London, which joins the Brisbane and Toronto Command Centres, providing 24-hour emergency assistance to travellers.

Kate has worked in global security for more than two decades. An expert in operations, intelligence, investigations and security risk management, she will work closely with clients, including universities, security firms, travel management agencies, business continuity advisors and human resources consultants, to identify potential travel risks and provide expert security advice and support.

Born and bred in the Wirral in England, Kate started her career in UK customs, and was one of the youngest Commissioned Officers in the UK at the time. Since then, Kate spent ten years as an investigator for the National Crime Agency (NCA) conducting, for instance, criminal investigations into human trafficking operations in Albania and Moldova, as well as Counter Terrorism (CTU), firearms importation, large scale drug importation, corruption and bribery, financial crime and money laundering and fraud. She also has extensive knowledge of anti-kidnap and extortion, hostile environments and crisis management.

Kate has lived and worked in Africa and the Middle East as well as Europe. In Afghanistan, she was Security Risk Analyst for the European Union Delegation in Kabul; in Nigeria, she worked as Security Risk Manager and a Senior Intelligence Analyst for the Bill and Melinda Gates Foundation; in Switzerland as Corporate Security Manager for the TAP Trans Adriatic Pipeline (Europe); and, most recently, in London as Director of Security and Safety for Bvlgari Hotels and Resorts. 

Kate Fitzpatrick said: “I’m delighted to have joined World Travel Protection at this time when we’re growing rapidly in EMEA, to support and build on the organisation’s existing expertise and world-class technological solutions to keep travelling teams safe. It’s our job to prepare and support organisations in the changed travelling landscape since the pandemic, particularly as we’re seeing increased risk globally, from health concerns, to a rise in criminal activity and terrorism as well as growing incidences of climatic and natural disasters.

“During my career, I’ve been instrumental in identifying potential threats for women, who can often face different or additional risks, to men travellers. When I was in Afghanistan, I would conduct in-depth risk assessments for women in the EU delegation for travelling in and around Kabul, and in Africa, I would do the same for the Bill Gates Foundation to ensure the safety of the women members of the medical teams, particularly when travelling to remote rural locations,” she continued.

Rodger Cook, General Manager, Global Security Services, World Travel Protection, said; “Kate’s depth of experience and expertise make her an invaluable addition to World Travel Protection’s EMEA team. She knows not only what organisations need to do to protect their staff when working overseas, but also has the knowledge and experience of international security to know how to ensure their safety when things go wrong.”

Business Travellers Not Taking Steps To Reduce Cyber Security Threats

Over four-fifths, (86%) of business travellers say their organisation asks them to take cyber security measures during work travel, according to a new Opinium survey of 500 business travellers commissioned by World Travel Protection, a leading global travel assistance organisation.

Cyber security is a growing problem. In the first six months of this year, there were 2.8 billion malware attacks worldwide causing devastating knock-on effects for companies. Global transport and logistics giant, Maersk, for instance, faced $300 million in losses due to a cyber-attack that crippled its supply chains worldwide in 2017.

However few business travellers take measures to reduce the threat of cyber security breaches, according to the survey. Less than a quarter (24%) have anti-virus software on their devices, only a fifth (22%) use a VPN (virtual private network) on any mobile devices and a fifth (21%) ensure two-factor authentication is set up. Less than a fifth (18%) have been asked not to post on social media that they are away and less than one in five (17%) have received training on improving cyber security, such as not using unsecured Wi-Fi hotspots or Bluetooth.

Whilst away on business travel only 17% travel with a laptop stripped of all but essential files; 16% use a different mobile phone, such as one used for a limited period and then discarded; 16% keep location sharing on so the organisation can trace them in an emergency; 16% use biometric security features such a facial recognition or fingerprints; and 16% ensure the screen lock is on and not to overextend the count down time before the device auto-locks.

Kate Fitzpatrick, Regional Security Director, UK, World Travel Protection said: “Business travellers are an easy target for cyber criminals to harvest an organisation’s data. Laptops and mobile devices used in public places represent a soft underbelly for criminals to exploit. Even simple steps like using a laptop screen protector so prying eyes can’t view sensitive data is effective.

“Then when travelling into known hostile cyber environments, where the state actor is a source of cyber threat, take a device with just the information you need. In these known threat environments, it’s usually a requirement to download a state-required app to monitor the device, functions and travellers' location, so remember, don't carry data you don't need, including sensitive contact or proprietary information. Weigh up the effects if your information were stolen by a foreign actor, especially for persons or operations that would be at risk for doing business with you or for you.

“Organisations can pre-program a device for travel, and once the traveller returns, it’s wiped and reset for use on the next trip. If you do need to carry your everyday business device, then at a minimum, ensure that passwords are changed once home.

“A cyber-attack can potentially crush a business long term, particularly if a data breach is involved and customers’ details are leaked or at threat of being leaked. Prioritising cyber secure measures to focus on risk mitigation should be uppermost in all organisations’ travel policies, particularly with insurers increasing premiums for cyber coverage as well as introducing more stringent warranties and conditions,” said Kate Fitzpatrick.

*Opinium online survey conducted with 500 UK business travellers, who travel internationally for business at least once a year, between 12 – 19 May 2022.

Global Excel Management Announces Strategic Partnership With Flightcare Global

Global Excel Management Inc. (Global Excel), a leading supplier of global healthcare risk management solutions, is pleased to announce that it has acquired a majority ownership in Blue Sky Health Pty Ltd (trading as Flightcare Global), an innovative company providing a range of technology-based products and services to help manage medical events pre-flight, in-flight and on the ground. 

Reg Allatt, CEO (Chief Executive Officer) of Global Excel, said, “We’ve always seen the Aviation Health sector as a market segment with significant potential. Global Excel has long provided ground services to various airlines, but our long-term goal was always to expand the range of services we offered. Flightcare Global is a perfect fit strategically. Our investment in Flightcare demonstrates our commitment to expanding our range of global risk management services, allowing us to better support our clients with a highly qualified and like-minded partner.” 

Dr. David Newman, CEO (Chief Executive Officer) of Flightcare Global, explains, “We believe in delivering best-in-class support and solutions to our clients. There is no question that with Global Excel’s support we are able to offer a stronger solution stack to our clients – pre-flight, in the air and on the ground. We look forward to working together with the Global Excel team who, like Flightcare Global, are focused on delivering exceptional service and value to their clients.” 

Over the coming months, both companies will continue to focus on providing the highest level of service to their respective clients, while identifying synergistic opportunities that will highlight our strengths, both in the air and on the ground.  

About Global Excel Management Inc. 

Global Excel (www.globalexcel.com) is a full-service provider of global healthcare risk management solutions. It offers a complete range of risk mitigation, directional care, cost containment, claims management and medical assistance services to over 1,800 clients located in more than 90 countries around the world. As a group, Global Excel manages approximately 380,000 inpatient, outpatient and non-medical cases per year and processes in excess of $1.95B USD in healthcare claims annually. 

About Flightcare Global 

Flightcare Global (www.flightcareglobal.com) provides access to a wide range of cutting-edge products and services designed to manage medical events pre-flight, in-flight, and on the ground through innovative solutions, highly customised to their client’s operations. Flightcare Global’s approach is technology-based and cost-effective, delivered by a multi-disciplinary team with backgrounds in high-level medical, operational and account management. 

iPMI Magazine Speaks With Abhijeet Singh Sachdev, CEO, AMA Global Assistance

In this exclusive iPMI Magazine interview, Christopher Knight, CEO, iPMI Magazine, met with Abhijeet Singh Sachdev, CEO of AMA Global Assistance. They discussed in detail the rich history of the business including service areas and geographical focus, plus how the market has weathered the COVID-19 pandemic. 

Please introduce yourself and background in the international medical insurance and assistance market:

Abhijeet Singh Sachdev. I have been in the Healthcare industry for about 2 decades. My interests and investments within the Healthcare sphere which adds to the background arise from owning and operating hospitals and clinics to the TPA side of administration of IPMIs. Being a family run office at the end of the day we established ourselves since 1970 and this also means we bring in a plethora of experience and pedigree along the way.

You are the CEO of AMA Global Assistance. Can you walk us through the history of the business?

Like I briefly mentioned earlier our history is rich. Being one of the pioneers – AMA Global prior to its demerger from PRIVAT EMERGENCY RESCUE in the 1970s was assisting many travellers – travelling by road via the Europe- Istanbul – India route. Our days of providing Assistance to the travellers started prior to travel insurance being a mainstream product or program. The journey has been an amazing one with from a total analogue world to a total digital world.

Typically speaking, who are your customers?

Our focus remains with General insurers and corporations. We also work alongside our Assistance partners and thank everyone for their immense support and trust in us over the years. There is also a focus on some niche Government business and accounts that we cater too.

Which assistance solutions can AMA Global Assistance provide?

We are regional leaders in Travel and Health. That has been our forte and we remain highly focused on what we do in a qualitative manner over the years since the 1970s. Our clients know of that and speak well of us. That’s why we still remain the largest independent regional player. Many have come and gone or merged or acquired. We still stand strong and highly focused in our area of domain expertise.

Geographically speaking, which markets does AMA Global Assistance focus on, and why?

Our prime Focus remains South Asia and the Middle East along with Southeast Asia.

COVID-19 had an unprecedented impact on the global travel market. What does the future of global travel look like?

COVID-19 was a great test of times. The global travel market did come to a standstill and I personally certainly hope such a scenario should not happen again as many were firms were deeply impacted by it in a business sense. Some did go under. The travel market will and always come with its set of risks and rules. COVID-19 was an extraordinary situation so it’s a question of probabilities.

Are Governments and Organisations prepared for the next pandemic or global catastrophe?

I’d certainly say with all certainty the Indian government under Prime Minister Modi did an excellent job. The challenge arises from within the Governments – elected leaders who do not believe in policies the United Nations not being able to act at all levels. The global system needs to be adapted to these new challenges. On the contrary technology helped deploy the COVID-19 vaccine at a lighting speed which was unheard off. I am an optimist and think that humanity has the ability to manage well during a crisis. Governments should facilitate and ensure there are no blocks.

AMA Global Assistance has a focus on technology. How can assistance companies and insurers leverage the power of tech to improve the standard of care and reduce the bottom line?

Certainly a lot boils down to technology. The use of technology. Our Group operates a technology business for the Travel and Health industry under the brand of MedinyX Technologies. It is a market leader is some aspects. However, the point is if businesses are data driven and you have the ability to analyse data in multiple ways from multiple perspectives certain you can implement and be smart to manage things in a better format. Insurers do need the knowledge and know-how of specialist operators that can bridge those gaps.

If you could ask an insurer any question, what would it be?

Well we have lot of niche programs and differ from the mainstream players. We should have a chat!

As we return to travel in 2022, what are the major risks travellers and organisations are facing?

Well, we’ve seen and survived a Global Financial crisis, we’ve seen and survived terror attacks, We’ve seen and survived a nasty Pandemic. Need I say more?

Finally: if you could live anywhere in the world, on land or at sea, where would it be?

In my Private Forest Villa in the Himalayas tucked away in its cosiness.

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Medical, Healthcare, Expatriate And Travel Insurance

A guide to leading international medical, healthcare, expatriate and travel insurance underwriters, companies, providers, operating within leisure, expatriate and corporate travel business markets, globally.

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