Leading international private medical insurance publisher iPMI Magazine, is excited to announce the official launch of the “International Health Insurance 2022 Insurers" market report, written by leading IPMI, insurance and healthcare analyst Ian Youngman.

This report has all the latest information, facts and figures, and research on international health and medical insurers.

Format: Written Report.

Delivery: PDF Format.

International health insurance is a growing and profitable market. International health insurers are also expanding into local PMI markets. Insurers are deciding where to expand, where to consolidate and which countries to leave. They face competition from sophisticated regional and single country insurers.

• Compulsory health insurance in more countries offers opportunities but also drives local insurers into IPMI.
• Using technology, social media, plus investing in start-ups are all essential as to stand still is to die.
• The biggest change is large insurers partnering with one or more insurers plus a raft of distribution groups.
• Health insurance can no longer be seen as separate from wider healthcare.
• After quiet years, the health insurance market and insurers have re-opened at breakneck speed.
• Keeping up with what health insurers are doing and planning is very difficult. The author uses his daily updated company databases to keep up to date.

WHO THE REPORT IS FOR:

• Insurance companies;
• Insurance brokers and agents;
• MGAs and MGUs; 
• Management consultants; 
• Professionals working in global healthcare markets; 
• Hospital and clinic groups operating internationally; 
• Travel agents; 
• Assistance companies; 
• Cost containment and claims management companies; 
• Insurance technology companies;  
• Travel managers;
• Air and ground ambulance companies;
• Banks and other financial institutions;
• Investors and private equity; 
• National and local government policy makers; 
• Lawyers;
• Policy advisors; 
• Think tanks.

WHY YOU SHOULD BUY THIS REPORT 

• If you are looking to find out which insurers are doing what, and where, this is the report for you;
• If you are seeking to stay up to date with all major international health insurers;
• Keep up to date with IPMI insurer by insurer; 

The leading health insurer analyst of this report maintains a daily updated database of company profiles.

Insurer Profile details included:

• Company Name
• Base Country
• HQ
• Ownership
• Overview
• Structure
• Insurance 
• Healthcare
• Customer Numbers
• Strategy
• 2020 Results
• 2021 Results
• 2022 Forecasts
• Buying Businesses
• Selling Businesses
• Partnerships
• Sponsorships
• Micro Health
• Apps
• Marketing
• Technology
• Start-ups, Accelerators and Labs
• Countries Present A to Z

Global Health Insurers

How To Buy International Health Insurance Insurers 2022

We are selling the report International Health Insurance Insurers 2022 report on Research and Markets for £1,599.

However, if you are an advertiser or iPMI Magazine subscriber, we are offering the report for a subsidised investment

iPMI Magazine Advertiser: £1,300

iPMI Magazine Subscriber: £1,450

To take advantage of this offer please write to ipmi[at]ipmimagazine.com or speak with your account manager directly.

About The Author

Ian Youngman is a writer and researcher specialising in international private medical insurance, global healthcare and medical tourism. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports and undertakes research for companies and has London market management experience with brokers and insurers. 

Leading international private medical insurance publisher iPMI Magazine, is excited to announce the official launch of the “International Health Insurance 2022 Countries" market report, written by leading IPMI, insurance and healthcare analyst Ian Youngman.

This report has all the latest information, facts and figures, and research on healthcare, health insurance, and insurers present in 177 countries.

• If you are looking to find out which insurers are operating where, this is the report for you;
• If you are seeking to stay up to date with major insurance regulation changes in over 170 countries, this is the report for you.

Format: Written Report.

Size: 1000 A4 Pages.

Delivery: PDF Format.

DIGITAL NOMADS

• The number of people working digitally has increased. Employers have seen that employees in certain sections can work partly or fully online. Over 50 countries now have digital nomad visas and most demand that the nomad provides proof of health insurance.

ENTRY TO COUNTRIES

• Many countries now require all entrants to the country - visitors and expats - have health insurance - again this is often vague as to whether it is IPMI or travel health.

DYNAMIC MARKET

The IPMI market is a dynamic one that is fast moving.

COMPULSORY HEALTH INSURANCE

• More countries now require that all non-citizens have PMI or IPMI.
• Compulsory health insurance in Azerbaijan, Bahrain, Jordan, Maldives, Mexico, Pakistan, and Qatar
• Universal health insurance in Cyprus, Egypt, India, Morocco, Nigeria, Saudi Arabia, and Tanzania.

EXPATS

• There is an increasing tendency for nationals and companies working overseas to have IPMI with an insurer or broker based in their home country.
• The number of expats is increasing.

INSURERS PRESENT IN COUNTRIES

• With insurers and brokers buying and selling and entering into major partnerships, which company is where has greatly changed.
• There is a massive growth in regional insurers in PMI and IPMI.

IPMI MARKET

• You may have seen reports that claim that IPMI business has fallen and this is not true.
• For 2021 several countries report a large uptake in IPMI and PMI.
• For 2021 and 2022 IPMI insurers reports more customers and more revenue.
• The increase in waiting lists at state hospitals has driven people to buy private healthcare and health insurance.

WHO THE REPORT IS FOR:

• Insurance companies;
• Insurance brokers and agents;
• MGAs and MGUs; 
• Management consultants; 
• Professionals working in global healthcare markets; 
• Hospital and clinic groups operating internationally; 
• Travel agents; 
• Assistance companies; 
• Cost containment and claims management companies; 
• Insurance technology companies;  
• Travel managers;
• Air and ground ambulance companies;
• Banks and other financial institutions;
• Investors and private equity; 
• National and local government policy makers; 
• Lawyers;
• Policy advisors; 
• Think tanks.

WHY YOU SHOULD BUY THIS REPORT 

• If you are looking to find out which insurers are operating where, this is the report for you;
• If you are seeking to stay up to date with major insurance regulation changes in over 170 countries, this is the report for you;
• Keep up to date with IPMI country by country; 
• Understand the impact of new laws and rules;
• See an overview of what insurers and brokers are present;
• Find out which countries are bringing in compulsory health insurance;
• Understand changes to universal health insurance in countries.

COUNTRIES COVERED

The report looks at international private medical, healthcare and expatriate insurance in the following countries:

• Abu Dhabi
• Afghanistan
• Albania
• Algeria
• Andorra
• Angola
• Antigua
• Argentina
• Armenia
• Aruba
• Australia
• Austria
• Azerbaijan
• Bahamas
• Bahrain
• Bangladesh
• Barbados
• Belarus
• Belgium
• Belize
• Bermuda
• Bolivia
• Bosnia
• Botswana
• Brazil
• British Virgin Islands
• Brunei
• Bulgaria
• Burkina Faso
• Burundi
• Cambodia
• Cameroon
• Canada
• Cayman Islands
• Chile
• China
• Colombia
• Congo
• Costa Rica
• Croatia
• Cuba
• Curacao
• Cyprus
• Czechia
• Denmark
• Dominica
• Dominican Republic
• Dubai
• Ecuador
• Egypt
• El Salvador
• Estonia
• Eswatini
• Ethiopia
• Fiji
• Finland
• France
• Gabon
• Georgia
• Germany
• Ghana
• Gibraltar
• Greece
• Grenada
• Guam
• Guatemala
• Guernsey
• Guinea
• Guyana
• Haiti
• Honduras
• Hong Kong
• Hungary
• Iceland
• India
• Indonesia
• Iran
• Iraq
• Ireland
• Israel
• Italy
• Ivory Coast
• Jamaica
• Japan
• Jersey
• Jordan
• Kazakhstan
• Kenya
• Kosovo
• Kuwait
• Kyrgyzstan
• Laos
• Latvia
• Lebanon
• Lesotho
• Libya
• Liechtenstein
• Lithuania
• Luxembourg
• Macau
• Madagascar
• Malawi
• Malaysia
• Maldives
• Mali
• Malta
• Mauritius
• Mexico
• Micronesia
• Moldova
• Monaco
• Mongolia
• Montenegro
• Morocco
• Mozambique
• Myanmar
• Namibia
• Nepal
• Netherlands
• New Zealand
• Nicaragua
• Nigeria
• North Macedonia
• Norway
• Oman
• Pakistan
• Panama
• Papua New Guinea
• Paraguay
• Peru
• Philippines
• Poland
• Portugal
• Puerto Rico
• Qatar
• Romania
• Russia
• Rwanda
• Saint Kitts And Nevis
• Saint Lucia
• Saudi Arabia
• Senegal
• Serbia
• Seychelles
• Sierra Leone
• Singapore
• Slovakia
• Slovenia
• Somalia
• South Africa
• South Korea
• Spain
• Sri Lanka
• St Vincent
• Sudan
• Suriname
• Sweden
• Switzerland
• Syria
• Taiwan
• Tanzania
• Thailand
• Trinidad And Tobago
• Tunisia
• Turkey
• Turks And Caicos
• UAE
• Uganda
• Ukraine
• United Kingdom
• Uruguay
• USA Virgin Islands
• USA
• Uzbekistan
• Venezuela
• Viet Nam
• Yemen
• Zambia
• Zimbabwe

How To Buy International Health Insurance Countries 2022

We are selling the report International Health Insurance Countries 2022 report on Research and Markets for £1,599.

However, if you are an advertiser or iPMI Magazine subscriber, we are offering the report for a subsidised investment

iPMI Magazine Advertiser: £1,300

iPMI Magazine Subscriber: £1,450

To take advantage of this offer please write to ipmi[at]ipmimagazine.com or speak with your account manager directly.

About The Author

Ian Youngman is a writer and researcher specialising in international private medical insurance, global healthcare and medical tourism. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports and undertakes research for companies and has London market management experience with brokers and insurers. 

Leading international private medical insurance publisher iPMI Magazine, is excited to announce the official launch of the “International Health Insurance 2022" IPMI market report, written by leading IPMI, insurance and healthcare analyst Ian Youngman.

This must-have latest IPMI market information provides a wealth of facts and figures on international private medical insurance and health insurance for expatriates, third-country nationals, domestic nationals, and global nomads.

Format: Written Report.

Size: 225 A4 Pages.

Delivery: PDF Format.

WHO IS THE REPORT FOR?

• Insurance companies;
• Insurance brokers and agents;
• MGAs and MGUs; 
• Management consultants; 
• Professionals working in global healthcare markets; 
• Hospital and clinic groups operating internationally; 
• Travel agents; 
• Assistance companies; 
• Cost containment and claims management companies; 
• Insurance technology companies;  
• Travel managers;
• Air and ground ambulance companies;
• Banks and other financial institutions;
• Investors and private equity; 
• National and local government policy makers; 
• Lawyers;
• Policy advisors; 
• Think tanks.

Introduction

• The global demand for health insurance is rising fast
• There are opportunities for health insurers and brokers.
• The numbers of expatriates is rising and will increase.
• IPMI and PMI are no longer separate.
• Locals, students, digital nomads and NGO workers need cover.
• More countries are making health insurance compulsory.
• Healthcare and health insurance are becoming intertwined. 
• Technology will change how insurers, brokers and customers interact.
• There are more opportunities than ever for insurers and brokers to sell health insurance globally to locals and internationals.
• International private medical insurance is flourishing. There are more globally mobile individuals than ever before - and employers are building businesses in more diverse countries.
• IPMI as health insurance without borders is the future of health insurance for all people irrespective of their country of nationality, residence or current domicile.
• Compulsory insurance, voluntary top up covers, differences between what you can sell to locals and expatriates, rules on overseas investors, local partnerships, economic sanctions, and even local politics are all things that insurers and brokers must understand.
• There have been several new entrants to the global healthcare insurance and ancillary services market, long dominated by a small handful of existing insurance companies. Regional insurers and brokers are active in the sector.
• The IPMI market is always shifting with market exits and entrants.
• There is a global shift Eastwards as the USA/Europe axis gives way reluctantly to a China/Asia/Africa axis.
• Being no longer possible to just offer IPMI offshore, due to compulsory insurance, tighter regulation and a rising rife of nationalism- global players have to invest in offices, partnerships and deciding which markets to be in. 
• There is a massive rise in IPMI and PMI offerings from regional groups, local groups and single country insurers.
• Three big partnership deals are changing the face of IPMI-Aetna/Allianz, Allianz/ Sanlam and Bupa/Generali.

OVERVIEW

MARKET CHANGES

• Background - IPMI market in 2022
• The three big partnership deals
• Aetna and Allianz
• Allianz and Sanlam
• Bupa and Generali
• Health insurers A to Z
• Brokers agents and MGA/MGUs A to Z
• Countries A to Z

HOT TOPICS

• Invasion of Ukraine
• GROWING NEED FOR IPMI
• Global Migration
• Diaspora
• International students
• Temporary foreign workers
• Expatriates

INTERNATIONAL HEALTH INSURANCE NUMBERS

• Global premium figures

LATEST INSURER AND BROKER RESEARCH

• Ageing workforce
• Executive wellbeing
• Expatriate health concerns
• Expats on living abroad
• France employee healthcare
• Global employee benefits
• Global health benefits
• Global health insurance costs and trends
• Global health insurance trends
• Global insurance
• Global medical price trends
• Global medical trends
• Global mobility
• Global multinationals and corporate transfers
• Global private healthcare
• Healthcare in 2040
• Healthcare and wellbeing 2040
• Health insurance for ex-pats
• Health insurance pricing trends
• International health insurance
• International mobility strategy
• International schools
• Mental health
• Millennials
• Online purchase
• USA Employee benefits
• USA employer medical costs

OTHER RECENT RESEARCH

• Digital nomads
• Insurance brands
• USA health insurers
• Working abroad
• NEW GLOBAL TRENDS
• Businesses and consumers
• Chronic condition management
• Diaspora cover for relatives
• Digital nomads
• Employer health support to employees and families
• Managing general agents
• Merging health insurance and healthcare
• Millennials
• Partnering with global insurers
• Remote health services
• Sending people overseas
• Seniors
• Short assignments
• Short-term cover

REGIONAL TRENDS

• AFRICA
• ASIA PACIFIC
• Asian health
• Healthcare in Asia
• Health insurance market potential Asia-Pacific
• Asia medical benefits
• Health at a Glance: Asia Pacific
• EUROPE
• Health at a Glance: Europe
• LATIN AMERICA AND CARIBBEAN
• Health at a Glance: Latin America & the Caribbean
• Latin America health insurance potential
• MIDDLE EAST AND NORTH AFRICA
• Middle East and North Africa outlook
• Replacing foreigners with citizens
• Health insurance market potential Middle East
• Healthcare in UAE

THE FUTURE

• The future
• Health insurers need to offer more
• IPMI in 2022

How To Buy International Health Insurance (IPMI) 2022

We are selling the report International Health Insurance (IPMI) 2022 on Research and Markets for £1,599.

However, if you are an advertiser or iPMI Magazine subscriber, we are offering the report for a subsidised investment

iPMI Magazine Advertiser: £1,300

iPMI Magazine Subscriber: £1,450

To take advantage of this offer please write to ipmi[at]ipmimagazine.com or speak with your account manager directly.

About The Author

Ian Youngman is a writer and researcher specialising in international private medical insurance, global healthcare and medical tourism. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports and undertakes research for companies and has London market management experience with brokers and insurers. 

International healthcare specialist, AXA – Global Healthcare, has announced the appointment of Andy O’Cain as Global Head of Distribution, effective on December 1st 2021.  

Joining from Aetna International, O’Cain will oversee the strategic development of all aspects of global distribution across individual, small business and corporate client segments. He will lead the regional distribution activities delivered from AXA Global Healthcare’s sales hubs in the UK, Europe and Asia, and oversee the development of strategic distribution partnerships, to further strengthen AXA’s growing footprint in the IPMI market.

Andy Edwards, Global Head of International Insurance, AXA Global Healthcare, comments, “We’re excited to welcome Andy to our senior leadership team, and it comes at an opportune time in the evolution of our business. Since separating from AXA PPP Healthcare in 2017, to become an independent Managing General Agent, we’ve developed a strong brand presence in the IPMI market. We’ve enhanced our value proposition, expanded our global reach, and despite some of the challenges the market has experienced over the past few years – from Brexit to the Covid-19 pandemic – kept an uncompromising focus on delivering for the customer. And it’s this unwavering determination to put the customer first that drives our evolution."

“The last 18 months have prompted rapid changes from all of us. Expectations of what makes a good customer experience have changed, people’s trust in digital healthcare services has risen, people’s lifestyle priorities have adapted. We have some exciting developments ahead to meet these emerging needs and ensure our customers can continue to depend on us, wherever they are in the world. With Andy O’Cain joining our senior leadership team, we’re confident in our continued growth in both new and existing customer segments in the global healthcare market.”

With over 20 years’ industry experience, O’Cain has previously held several distribution and senior management roles within the global insurance market. Most recently, he was Distribution Director for Aetna International, where he led the distribution of international health insurance products, prior to which he was Head of Sales and Business Development at Cigna Insurance Services. He has also held a variety of other managerial roles within Allianz and Direct Line Group. From this experience, O’Cain brings excellent knowledge of distribution to individuals, SMEs and corporate businesses in the global market.

Commenting on his new role, O’Cain said, “I’m delighted to be joining the AXA Global Healthcare team and look forward to driving new opportunities for growth in all customer segments. The strength of the proposition and the customer first mindset gives me great confidence in what the future holds.” 

In this article, Ian Youngman, leading insurance analyst and author of the leading iPMI market report, “International Health Insurance 2021" talks about the DNI takeover of the Global Choice international medical insurance portfolio of Generali Global Health.

A few weeks ago Generali and Bupa announced a deal on IPMI.

Generali Employee Benefits (GEB) and Bupa Global announced a strategic partnership to offer “best-in-class” international private medical insurance and global employee benefits solutions to their new and existing corporate customers.

RELATED: Generali Employee Benefits And Bupa Global Announce Strategic Partnership To Offer International Private Medical Insurance

GEB customers will have access to Bupa Global’s quality, expertise, and comprehensive health and wellbeing offering, when and where they need it, across 190+ countries. Bupa Global customers will also have the ability to access global health and benefits solutions provided by GEB’s worldwide network.

What is easy to miss here is that it only refers to corporate business.

So what happens to the individual business of Generali Global Health?

The implication is that Generali Global Health would cease trading and leave the IPMI market.

I expect details to be explained on December 15th, 2021 when Generali will hold a virtual Investor Day to present its new strategic plan.

One part of the future was leaked – but it leaves gaps in knowledge.

Dubai National Insurance & Reinsurance (DNI), one of the leading insurance companies in the UAE, has partnered with Munich Re to take over some of the Global Choice medical portfolio of Generali Global Health.

Munich Re took over the reinsurance of Global Choice in July 2021.

DNI and Munich Re will maintain the existing policy benefits and terms and conditions of Global Choice.

Abdulla Al Nuaimi, CEO of DNI said, "We are delighted to officially announce the takeover of the GGH portfolio in collaboration with Munich Re. This exciting new collaboration affirms our commitment to continuously provide the same level of benefits and enhanced quality services to our clients and existing policyholders. We are dedicated to working with and strengthening our relationship with our partners to ensure seamless integration, giving customers peace of mind that they will not only continue to enjoy the benefits of GGH but take advantage of the combined expertise that DNI and Munich Re have to offer on the international medical front.”

Dr Frank Mayer, CEO, Munich Re comments, "DNI has been a trusted partner, and we are eager to work together and continue to expand our portfolio of services in the coming years. We believe that, together, we are in the best position to cultivate an even stronger and more comprehensive ecosystem that will allow us to serve our customers and partners better."

To ensure seamless operations following the takeover, DNI has continued working with Munich Re subsidiary MedNet as the third-party administrator owing to their familiarity with the scheme. The process will continue under the new partnership with Munich Re. The international network direct billing facilities previously through GGH will now be offered through the MedNet Global Network.

Although MedNet has a global network, DNI is limited to the Gulf and most of that is in the UAE.

Will Bupa and DNI now be competing in several countries where Generali and Generali Employee Benefits are both in business, or just the Middle East or just the UAE?

What will happen to the rest of the Generali Global Health portfolio?

Comment

There is a trend for even leading global insurers to decide to stop competing in PMI and IPMI in selected countries.

There is also a trend for insurers to work in partnership with local groups and TPAs.

Regional groups see gaps.

What is interesting is to look at the plans of Oman Insurance to offer PMI/IPMI in six more countries from 2022 in association with four named and two yet unknown local insurers.

Looking at other recent deals, there is a move for insurers in Africa and The Gulf to offer PMI and IPMI across borders in association with others from the region.

While this may or may not have anything to do with Afghanistan it is very clear that American and European insurers are going to have to compete with strong local rivals.

My tip for 2022 is watch for more country exits by USA and European insurers.

But it is not all one way traffic, with Zurich quietly entering in some countries and the expected IPMI launch from HDI Global - ironically bringing us full circle as they have been recruiting from Generali Global Health.

READ THE LATEST REPORT ON IPMI: International Health Insurance (IPMI) 2021

Allianz Partners has today announced details of significant enhancements to their international health plans, aimed at enabling members to take a more proactive approach to managing their health and addressing evolving healthcare needs following the Covid-19 pandemic. 

Designed and sold through the company’s international health brand, Allianz Care, these enhanced plans will give customers a more comprehensive and easier to understand cover, with improved ease of access to treatment and services.

From today, customers can access enhanced cancer screening, complemented by a follow-on preventative surgery benefit and comprehensive mental health cover. Inpatient treatment is fully covered up to the annual plan maximum on all plans and waiting periods have been removed. In addition, cover is now extended to include the treatment of behavioural and personality disorders such as autism spectrum and eating disorders, and a counselling service is available for short-term, solution-focused interventions through the Expat Assistance Programme (EAP).

The improved health services package also includes a Telehealth Hub, which is available to all customers with an Outpatient Plan. Which means that depending on location they can avail of video consultations and/or medical advice via telehealth. The Telehealth Hub can be accessed via the MyHealth portal or on the Allianz Care website and video consultations will be available for customers and their dependants. The improved plans also give customers access to the Olive health and wellness support program - which includes the HealthSteps app, as well as access to a Second Medical Opinion. 

Paula Covey, Chief Marketing Officer, Health at Allianz Partners, said, “The world has changed significantly since the outbreak of Covid-19 and the needs of our customers across the world have changed. We recently carried out global research which found that over one third of employees have experienced poor mental health since the pandemic began. The importance of proactively helping people to manage their health and wellness has never been more important.

“Following a global shift to remote working and the current move to a hybrid working model, many people are now more comfortable living their lives online. Our research showed that many appreciate the privacy and convenience of online mental health services, rather than accessing them in-person. It also reduces the risk of contracting Covid-19 during travel and the consultation itself.  We’ve listened to our customers, and as their health partner, we’re delighted to deliver this range of enhancements, helping them to make a positive difference to their quality of life.”

As part of Allianz Partners’ commitment to simplifying products and processes for customers, small changes to the terms and conditions will make it easier for customers to understand the full range of benefits offered. While further automation will mean an improved claims experience and faster response times.